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Eligible Discover Card Members: January-December 2022 Discover Cashback Bonuses

5% Back
(Heads Up Offer)
+90 Deal Score
77,817 Views
Notice: Due to this promotional offer requiring activation on a certain date, it may not be fully live/active. This is more of a heads up/call to action for those interested

Discover is offering their 2022 January-December 5% Discover Cashback Bonuses w/ an eligible Discover Card when you activate the offer found w/ the starting date listed below.

Thanks to community member Doatslo for finding this deal

Note, must activate the bonus offer to your eligible card w/ regards to the starting date listed below

Available Offer(s)
  • Eligible Discover Cards
    • January-March 2022 - Activate starting November 1, 2021
      • 5% Cashback Bonuses at Grocery Stores and Fitness Club & Gym Membership (Up to $1500 in purchases)
        • Note, excludes Walmart and Target purchases
    • April-June 2022 - Activate starting February 1, 2022
      • 5% Cashback Bonuses at Gas Stations and Target (Up to $1500 in purchases)
    • July-September 2022 - Activate starting May 1, 2022
      • 5% Cashback Bonuses at Restaurants and PayPal (Up to $1500 in purchases)
    • October-December 2022 - Activate starting August 1, 2022
      • 5% Cashback Bonuses at Amazon.com and Digital Wallets (Up to $1500 in purchases)
        • Note, digital wallets include Apple Pay, Google Pay, Samsung Pay and Garmin Pay
  • Deal Image
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See Deal

Original Post

Written by
Edited November 1, 2021 at 02:33 PM by
discover 5% 2022 calendar

Cashback Bonus at Grocery Stores and Fitness Club & Gym Memberships, January 1-March 31, 2022

2nd Quarter: Gas stations and target

3rd Quarter: restaurants and paypal

4th Quarter: Amazon and digital wallets

https://www.discover.com/credit-c...ndar.html#
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Created 11-01-2021 at 12:29 PM by Doatslo
in Grocery (4) Discover.com
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Deal
Score +90
77,817 Views
5% Back
See Deal

86 Comments

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Featured Comments

I can't believe how people care about what others get excited over
·
It adds up. Just buying things I buy anyway, I've saved $160 this year so far with Discover. Will probably add another $50 with Christmas shopping since Amazon and Walmart on on there this quarter.

Combined with my other rewards cards, with just a tiny bit of planning, I net about $600-1000 a year in cashback and travel. It's not nothin'.
·
I wish they weren't so strict with the grocery store category. None of my go to places count for groceries.
·

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Joined Jul 2011
mmd
> bubble2 744 Posts
95 Reputation
make.my.deal
11-01-2021 at 05:14 PM.
11-01-2021 at 05:14 PM.
Wholesale club missing, other than that its as usual....
1
Reply
Joined Aug 2014
L3: Novice
> bubble2 254 Posts
66 Reputation
jan474
11-01-2021 at 05:17 PM.
11-01-2021 at 05:17 PM.
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?
Reply
Joined Mar 2006
L9: Master
> bubble2 5,270 Posts
840 Reputation
shade45
11-01-2021 at 05:18 PM.
11-01-2021 at 05:18 PM.
Do they consider Walmart part of grocery store for Q1?
1
Reply
Joined Feb 2012
L6: Expert
> bubble2 1,892 Posts
413 Reputation
cra888zy
11-01-2021 at 05:23 PM.
11-01-2021 at 05:23 PM.
Quote from shade45 :
Do they consider Walmart part of grocery store for Q1?
If you've ever used your Discover card at Walmart, you can check your statement and see what it is coded under.
2
Reply
Joined Jan 2012
L3: Novice
> bubble2 220 Posts
49 Reputation
ThePistolShrimp
11-01-2021 at 05:33 PM.
11-01-2021 at 05:33 PM.
Quote from jan474 :
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?

I keep a chart on Evernote.
Reply
Joined Dec 2016
L3: Novice
> bubble2 159 Posts
38 Reputation
Endey
11-01-2021 at 06:16 PM.
11-01-2021 at 06:16 PM.
Quote from shade45 :
Do they consider Walmart part of grocery store for Q1?

Link says excludes Walmart and Target.
Reply
Joined May 2017
L2: Beginner
> bubble2 41 Posts
29 Reputation
givenAworld
11-01-2021 at 06:23 PM.
11-01-2021 at 06:23 PM.
Quote from jan474 :
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?

On my phone home screen if I swipe to the right I get a quick notes screen. I always keep a cheat sheet of card X has extended warranty, card Y has cash back for these categories, card Z has free international ATM and conversion rates etc etc. Then whenever I'm in line I just look at what store I'm at our what I'm buying and what card gives me what I'm looking for.
Reply

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Joined Nov 2015
L4: Apprentice
> bubble2 332 Posts
180 Reputation
OzJodo
11-01-2021 at 06:30 PM.
11-01-2021 at 06:30 PM.
Quote from jan474 :
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?

I have a calendar entry for the quarter with the bonus cash backs listed in the notes
Reply
Joined Jun 2009
slick BAMF
> bubble2 677 Posts
436 Reputation
srb428
11-01-2021 at 07:59 PM.
11-01-2021 at 07:59 PM.
Quote from ShawnaC123 :
Anybody know if a Peloton digital membership will count as a fitness club for q1?
I came here to post the same question, the fine print is super vague, I wish they would list qualifying merchants
Reply
Joined Jun 2014
L2: Beginner
> bubble2 80 Posts
10 Reputation
branwu13
11-01-2021 at 08:41 PM.
11-01-2021 at 08:41 PM.
Quote from jan474 :
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?
I know some folks use a label maker with their credit cards especially for the Discover IT and Chase Freedom since they have their quarterly categories.

Also what I do on Google Wallet/GPay is name my credits what I use them for
Reply
Joined Aug 2015
Retired & Lovin' it!
> bubble2 158 Posts
118 Reputation
TravelnSteve
11-01-2021 at 08:46 PM.
11-01-2021 at 08:46 PM.
To get 6 months of 5% cashback at Amazon, get the Paypal Virtual Card (no cost) then add it to your Amazon account as a payment method. Then during the Discover Card 3rd quarter, direct your Amazon purchases to your Paypal Virtual Card which you can then direct the payment to post (charge) to your Discover Card. So now you get a total of 6 months of 5% Discover Card Cashback bonus at Amazon.

You gotta think outside of the box folks!
1
Reply
Last edited by TravelnSteve November 1, 2021 at 08:53 PM.
Joined May 2007
L7: Teacher
> bubble2 2,986 Posts
275 Reputation
fyreboltx
11-01-2021 at 09:34 PM.
11-01-2021 at 09:34 PM.
Super happy that PayPal and Amazon will be back next year.
Reply
Joined Nov 2005
L9: Master
> bubble2 5,275 Posts
1,928 Reputation
SouthPawNd
11-01-2021 at 10:23 PM.
11-01-2021 at 10:23 PM.
Quote from cho9736 :
digital wallet means google pay, apple pay etc ... interesting...
Too bad not this quarter. In 2022 around this time I won't even remember the category.

I wouldn't even call this a deal since you can't even activate for the 1st quarter 2022. Probably have to wait until end of November or early December to even activate.

Just google Discover Calendar and it's there
2
Reply
Joined Aug 2004
L7: Teacher
> bubble2 2,422 Posts
407 Reputation
cacadiablo
11-02-2021 at 12:04 AM.
11-02-2021 at 12:04 AM.
Quote from Dtc1 :
I used to remember when they have the greatest coverage and benefits, now it's just any regular credit card for current subscribers.
IMO, they still have the best U.S.-based customer service.
Reply

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Joined Aug 2004
L7: Teacher
> bubble2 2,422 Posts
407 Reputation
cacadiablo
11-02-2021 at 12:07 AM.
11-02-2021 at 12:07 AM.
Quote from jan474 :
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?
I print labels for work and there is always a margin leftover so I take that 1" strip and cut it down to fit on the front or the back of the credit card and just write what the category is. Or you can just cut a strip of paper and affix with packing tape.
Reply
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