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Eligible Discover Card Members: January-December 2022 Discover Cashback Bonuses

5% Back
(Heads Up Offer)
+90 Deal Score
77,817 Views
Notice: Due to this promotional offer requiring activation on a certain date, it may not be fully live/active. This is more of a heads up/call to action for those interested

Discover is offering their 2022 January-December 5% Discover Cashback Bonuses w/ an eligible Discover Card when you activate the offer found w/ the starting date listed below.

Thanks to community member Doatslo for finding this deal

Note, must activate the bonus offer to your eligible card w/ regards to the starting date listed below

Available Offer(s)
  • Eligible Discover Cards
    • January-March 2022 - Activate starting November 1, 2021
      • 5% Cashback Bonuses at Grocery Stores and Fitness Club & Gym Membership (Up to $1500 in purchases)
        • Note, excludes Walmart and Target purchases
    • April-June 2022 - Activate starting February 1, 2022
      • 5% Cashback Bonuses at Gas Stations and Target (Up to $1500 in purchases)
    • July-September 2022 - Activate starting May 1, 2022
      • 5% Cashback Bonuses at Restaurants and PayPal (Up to $1500 in purchases)
    • October-December 2022 - Activate starting August 1, 2022
      • 5% Cashback Bonuses at Amazon.com and Digital Wallets (Up to $1500 in purchases)
        • Note, digital wallets include Apple Pay, Google Pay, Samsung Pay and Garmin Pay
  • Deal Image
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See Deal

Original Post

Written by
Edited November 1, 2021 at 02:33 PM by
discover 5% 2022 calendar

Cashback Bonus at Grocery Stores and Fitness Club & Gym Memberships, January 1-March 31, 2022

2nd Quarter: Gas stations and target

3rd Quarter: restaurants and paypal

4th Quarter: Amazon and digital wallets

https://www.discover.com/credit-c...ndar.html#
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Created 11-01-2021 at 12:29 PM by Doatslo
in Grocery (4) Discover.com
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Deal
Score +90
77,817 Views
5% Back
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Featured Comments

I can't believe how people care about what others get excited over
·
It adds up. Just buying things I buy anyway, I've saved $160 this year so far with Discover. Will probably add another $50 with Christmas shopping since Amazon and Walmart on on there this quarter.

Combined with my other rewards cards, with just a tiny bit of planning, I net about $600-1000 a year in cashback and travel. It's not nothin'.
·
I wish they weren't so strict with the grocery store category. None of my go to places count for groceries.
·

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Joined Aug 2004
L7: Teacher
> bubble2 2,422 Posts
407 Reputation
cacadiablo
11-02-2021 at 12:11 AM.
11-02-2021 at 12:11 AM.
Quote from fyreboltx :
Super happy that PayPal and Amazon will be back next year.
Same. I route work payments through cc via PayPal and hit the max in no time. I'm glad that Amazon is 4th quarter, too.
Reply
Joined Aug 2009
L3: Novice
> bubble2 214 Posts
17 Reputation
JumboRedGrunt
11-02-2021 at 12:11 AM.
11-02-2021 at 12:11 AM.
No Amazon?
2
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HIDDENdartshi111-02-2021 at 03:36 AM.
Joined Nov 2006
L3: Novice
> bubble2 257 Posts
34 Reputation
helloroad
11-02-2021 at 03:42 AM.
11-02-2021 at 03:42 AM.
Seems no more warehouse shopping
Reply
Joined Oct 2016
New User
> bubble2 110 Posts
22 Reputation
JorgonVonMuckter
11-02-2021 at 04:55 AM.
11-02-2021 at 04:55 AM.
Quote from CrimsonRose733 :
Target already gives 5% with their free RedCard all year 'round, so it's not very useful anyway.

Someone missed out on stacking the 10% off target gift cards with 5% discover CB
1
Reply
Joined Oct 2016
New User
> bubble2 110 Posts
22 Reputation
JorgonVonMuckter
11-02-2021 at 04:57 AM.
11-02-2021 at 04:57 AM.
Quote from dartshi1 :
Not interested if less than 10%. Just keep applying New cards.

As someone who did this for years just be aware that many banks stop approving your applications.
Reply
Joined Sep 2003
L3: Novice
> bubble2 240 Posts
38 Reputation
rejithcr
11-02-2021 at 05:05 AM.
11-02-2021 at 05:05 AM.
Can any of you please confirm if any of the following stores are considered as Grocery by Discover? - Food Lion, Kroger, Harris Teeter, Whole Foods
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Joined Nov 2016
L4: Apprentice
> bubble2 495 Posts
319 Reputation
LeeJ4041
11-02-2021 at 05:09 AM.
11-02-2021 at 05:09 AM.
Quote from rejithcr :
Can any of you please confirm if any of the following stores are considered as Grocery by Discover? - Food Lion, Kroger, Harris Teeter, Whole Foods

Always use the chat function in your discover app - they respond quickly
Reply
Joined Jul 2012
L3: Novice
> bubble2 108 Posts
18 Reputation
andrewa100
11-02-2021 at 05:29 AM.
11-02-2021 at 05:29 AM.
Quote from cacadiablo :
IMO, they still have the best U.S.-based customer service.

Absolutely!!!! Love it!
Reply
Joined Apr 2018
L3: Novice
> bubble2 238 Posts
28 Reputation
BlueTexture423
11-02-2021 at 05:30 AM.
11-02-2021 at 05:30 AM.
Quote from CrimsonRose733 :
Target already gives 5% with their free RedCard all year 'round, so it's not very useful anyway.
Incorrect -- Target also gives 5% back on their Red Card, so keep that in mind when considering how to use Discover bonus.
Your comment is objectively wrong. This is useful, AND Target's bonus is useful.
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,959 Posts
495 Reputation
ratbastard
11-02-2021 at 05:41 AM.

Our community has rated this post as helpful. If you agree, why not thank ratbastard

11-02-2021 at 05:41 AM.
Quote from njguy545 :
Can't believe how people get so excited over 5%
This is the attitude of the financially illiterate. 5% saved is 5% more money you have for investing. 5% compounded interest turns $1 into $3.39 over 25 years. Every penny counts...I mean, this is Slickdeals.
1
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Joined Aug 2004
L7: Teacher
> bubble2 2,312 Posts
339 Reputation
mychaelp
11-02-2021 at 05:53 AM.
11-02-2021 at 05:53 AM.
I know Discover usually does quarterly cash back, but sometimes they do special other offers. This subject in the post appears to show Jan to Dec is groceries. Confused me for a minute.
Reply
Joined Mar 2019
L3: Novice
> bubble2 134 Posts
98 Reputation
Jopn83
11-02-2021 at 05:56 AM.
11-02-2021 at 05:56 AM.
Thanks what I do is use all the cash back and send it to my investments. Other people use it to treat them self's for something they usually don't buy.
Reply
Joined Aug 2008
L3: Novice
> bubble2 158 Posts
71 Reputation
tigre99
11-02-2021 at 05:59 AM.
11-02-2021 at 05:59 AM.
Quote from make.my.deal :
Wholesale club missing, other than that its as usual....
Nope. Last year they offered 5% back for purchases at CVS and Walgreens including prescriptions.
1
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Joined Sep 2016
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sailukaruturi
11-02-2021 at 06:00 AM.
11-02-2021 at 06:00 AM.
Quote from jan474 :
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?

General purchases I check once per quarter and change the default cards in amazon, samsung pay etc. Works for me
Reply
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