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Eligible Discover Card Members: January-December 2022 Discover Cashback Bonuses Expired

5% Back
(Heads Up Offer)
+90 Deal Score
78,617 Views
Notice: Due to this promotional offer requiring activation on a certain date, it may not be fully live/active. This is more of a heads up/call to action for those interested

Discover is offering their 2022 January-December 5% Discover Cashback Bonuses w/ an eligible Discover Card when you activate the offer found w/ the starting date listed below.

Thanks to community member Doatslo for finding this deal

Note, must activate the bonus offer to your eligible card w/ regards to the starting date listed below

Available Offer(s)
  • Eligible Discover Cards
    • January-March 2022 - Activate starting November 1, 2021
      • 5% Cashback Bonuses at Grocery Stores and Fitness Club & Gym Membership (Up to $1500 in purchases)
        • Note, excludes Walmart and Target purchases
    • April-June 2022 - Activate starting February 1, 2022
      • 5% Cashback Bonuses at Gas Stations and Target (Up to $1500 in purchases)
    • July-September 2022 - Activate starting May 1, 2022
      • 5% Cashback Bonuses at Restaurants and PayPal (Up to $1500 in purchases)
    • October-December 2022 - Activate starting August 1, 2022
      • 5% Cashback Bonuses at Amazon.com and Digital Wallets (Up to $1500 in purchases)
        • Note, digital wallets include Apple Pay, Google Pay, Samsung Pay and Garmin Pay
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Original Post

Written by
Edited November 1, 2021 at 03:33 PM by
discover 5% 2022 calendar

Cashback Bonus at Grocery Stores and Fitness Club & Gym Memberships, January 1-March 31, 2022

2nd Quarter: Gas stations and target

3rd Quarter: restaurants and paypal

4th Quarter: Amazon and digital wallets

https://www.discover.com/credit-c...ndar.html#
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Featured Comments

I can't believe how people care about what others get excited over
·
It adds up. Just buying things I buy anyway, I've saved $160 this year so far with Discover. Will probably add another $50 with Christmas shopping since Amazon and Walmart on on there this quarter.

Combined with my other rewards cards, with just a tiny bit of planning, I net about $600-1000 a year in cashback and travel. It's not nothin'.
·
I wish they weren't so strict with the grocery store category. None of my go to places count for groceries.
·

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Joined Dec 2005
Suck my Spargel
> bubble2 3,333 Posts
388 Reputation
Mr. Sparkles
11-02-2021 at 12:46 PM.
11-02-2021 at 12:46 PM.
Quote from CrimsonRose733 :
It adds up. Just buying things I buy anyway, I've saved $160 this year so far with Discover. Will probably add another $50 with Christmas shopping since Amazon and Walmart on on there this quarter.

Combined with my other rewards cards, with just a tiny bit of planning, I net about $600-1000 a year in cashback and travel. It's not nothin'.

Ever since discovercard cut pretty much every card protection benefit, I only use it for consumables that won't require warranty or other type of protection. Extended warranty is generally worth more than 5%, to me at least.
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Joined May 2004
PeteC
> bubble2 527 Posts
54 Reputation
PeteC
11-02-2021 at 01:04 PM.
11-02-2021 at 01:04 PM.
I never understood why I have to "activate" it. Why don't I just get it?
Reply
Joined Mar 2016
L3: Novice
> bubble2 107 Posts
34 Reputation
jfk123
11-02-2021 at 01:32 PM.
11-02-2021 at 01:32 PM.
Quote from drzk :
Is that with greater than $50k deposits? "Platinum" it looks like. Unless by premium you meant something else.

Serious Q, am always looking for good cash back cards.
100k + BOA custom cash card (3% * 1.75). Good thing is doesn't require deposit so could be a Merrell Edge account, so you can for example fund a IRA/trading account (because let's be honest, you don't want 100k in a savings account). However, I don't find Merrell Edge particularly compelling, not enough to justify the 0.25% over Citi Custom Cash.

Good thing about it though, is technically you don't need to use it for groceries. I find "online shopping" a far more compelling category at 5.25%.

https://www.bankofamerica.com/pre...s/details/
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Joined May 2013
L6: Expert
> bubble2 1,238 Posts
135 Reputation
JazF
11-02-2021 at 01:45 PM.
11-02-2021 at 01:45 PM.
Quote from njguy545 :
Can't believe how people get so excited over 5%

I can't believe how people waste their time on a post 😅
Reply
Joined Aug 2011
L5: Journeyman
> bubble2 764 Posts
132 Reputation
RomulusMaximus
11-02-2021 at 04:59 PM.
11-02-2021 at 04:59 PM.
Quote from Dtc1 :
I used to remember when they have the greatest coverage and benefits, now it's just any regular credit card for current subscribers.
I agree! Extended warranties, purchase protection, price protection, return guarantees, rental car coverage, flight insurance... These were the perks that got me using Discover solely. Now it's just the great customer service. If that goes down, I'm out.
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Joined Jan 2007
L10: Grand Master
> bubble2 28,287 Posts
2,718 Reputation
cgigate
11-02-2021 at 05:53 PM.
11-02-2021 at 05:53 PM.
Quote from drzk :
Is that with greater than $50k deposits? "Platinum" it looks like. Unless by premium you meant something else.

Serious Q, am always looking for good cash back cards.
Yes, it is called "PREFERRED REWARDS", free to enroll. you may need some level combine balance cross board BoA /Merill, you can get 75% more rewards
1
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Joined Jul 2013
L2: Beginner
> bubble2 148 Posts
22 Reputation
djtidbit
11-02-2021 at 06:37 PM.
11-02-2021 at 06:37 PM.
Quote from njguy545 :
Can't believe how people get so excited over 5%

Potentially thousands a year on the right cards.
Reply

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Joined Jul 2007
L2: Beginner
> bubble2 81 Posts
26 Reputation
mcgrail0007
11-02-2021 at 08:55 PM.
11-02-2021 at 08:55 PM.
Quote from CrimsonRose733 :
Amex is just as strict on groceries category. I have that card, but they don't count Walmart or Target grocery purchases for the 6% either. I guess those places sell too many non grocery items. They think you'll buy a TV along with your produce.
The Amex card gives me 6% back at Walmart for grocery pickup. You won't get 6% back in store.
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Joined Dec 2010
L7: Teacher
> bubble2 2,627 Posts
571 Reputation
MICHAELSD
11-02-2021 at 08:59 PM.
11-02-2021 at 08:59 PM.
Quote from PeteC :
I never understood why I have to "activate" it. Why don't I just get it?
They want people to know they're getting it otherwise there's no incentive for them to give away free money. Also I suppose a lot of people don't bother to activate it.
Reply
Joined May 2004
PeteC
> bubble2 527 Posts
54 Reputation
PeteC
11-03-2021 at 10:11 AM.
11-03-2021 at 10:11 AM.
Quote from MICHAELSD :
They want people to know they're getting it otherwise there's no incentive for them to give away free money. Also I suppose a lot of people don't bother to activate it.
Thanks. It makes sense.
I would like to give you a rep but that button is missing. That always happens to me.
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Joined Jul 2007
L3: Novice
> bubble2 153 Posts
159 Reputation
postalemployed
11-03-2021 at 04:20 PM.
11-03-2021 at 04:20 PM.
Quote from BlueTexture423 :
Incorrect -- Target also gives 5% back on their Red Card, so keep that in mind when considering how to use Discover bonus.
Your comment is objectively wrong. This is useful, AND Target's bonus is useful.

I am actually interested in understanding what you are saying here. I am so lost that I am not sure what I am missing. The 3 parts I am confused on I have shared my understanding of in hopes you can help find the information I am not understanding.
TIA


1) To me the word also and already are both accurate. They both explain a state of being that is constant and at the same level as the promoted deal. Saying that it already offers that, does not in any way negate the fact the discover WILL offer it. In fact saying already actually has implied elements that the other one is still not active, where also would imply they are both currently the same.

2) I am confused by what you mean objectively wrong. Objectively means without emotion/personal opinion. My best guess is that you are saying that the person gave an opinion as appose to facts to let others make opinions. However I think I must be wrong, because I can not imagine someone critiquing someone for giving an opinion without being objective and given just the facts to then offer their view saying its useful. That is a counter opinion but lacks just as much objectivity.

3) Useful is a subjective term. The fact you find a specific thing useful vs not, does not make it universal. I easily could make an argument that discovers 5% back is better then targets 5% back as with discover card you can buy gift cards with your 5%back that come loaded with a bonus which means you stretched that 5% even more. To some that would make it more useful then the Target Card. However for the people who will get the full 5% back from just using discover at the gas station during that 3 month period, you would effectively be only getting 1% back for shopping at target. To them it would not be useful at all and they are better off using their target card to get the 5% and using discover just on the gas for that quarter.
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Joined Dec 2009
L4: Apprentice
> bubble2 463 Posts
50 Reputation
matyekim
11-04-2021 at 12:30 AM.
11-04-2021 at 12:30 AM.
Quote from cho9736 :
digital wallet means google pay, apple pay etc ... interesting...
First time i've seen this. Does this mean paying with apple pay doesn't qualify for restaurant and grocery rewards?
Reply
Joined Jul 2019
L9: Master
> bubble2 4,015 Posts
170 Reputation
Gb1908
11-04-2021 at 01:35 AM.
11-04-2021 at 01:35 AM.
IIRC, even walmart self contained grocery stores don't qualify. I also argued a restaurant charge to a buffet place, but the restaurant placed the charge as a connected supermarket.. so I felt ok because I lowered the tip to 10% instead of 15... after they jacked up their prices anyway.
2
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Joined Sep 2003
L3: Novice
> bubble2 241 Posts
38 Reputation
rejithcr
11-05-2021 at 10:03 AM.
11-05-2021 at 10:03 AM.
Quote from rejithcr :
Can any of you please confirm if any of the following stores are considered as Grocery by Discover? - Food Lion, Kroger, Harris Teeter, Whole Foods
Asked the Discover chat representative - Kroger and Food Lion qualify as grocery stores while Harris Teeter does not. Hope someone finds this useful in Q1
1
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Joined Aug 2007
Temporally unavailable
> bubble2 37,299 Posts
4,561 Reputation
fyu
11-05-2021 at 10:08 AM.
11-05-2021 at 10:08 AM.
Quote from Mr. Sparkles :
Ever since discovercard cut pretty much every card protection benefit, I only use it for consumables that won't require warranty or other type of protection. Extended warranty is generally worth more than 5%, to me at least.
how often have you used extended warranty?
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