Citi Custom Cash 5% credit card: new, better offer to earn $300 after $1000 spend available online
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For those unaware, the Citi Custom Cash is a relatively new card that gives 5% back on up to $500 of spending each billing cycle in the category you spend in most (e.g. groceries, dining, gas). No having to figure out what the current quarter's bonus category is to get 5% back.
Previously the only offer available online for this card was $200 on $750 of spending in the first 3 months. You can browse that thread for more info and comments about the card. (There was a $300 offer available in Citi branches, but those are only found in major US cities.)
To find this offer, simply log in to Credit Karma and browse suggested credit card offers and you should see it. Alternatively, you can find a direct link on this reddit thread. I'm not posting the direct link itself as I'm assuming SD will mangle the URL.
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Not about this card directly, but any card that has gas station cashback will see Costco gas as a gas purchase.
This is not exactly true. Most cards specifically exclude warehouse and grocery store gas stations for the bonus cashback, instead giving the "everywhere else" base rate for cashback.
There are some exclusions I've found:
The Costco Citi card does give 4% for Costco gas
Chase Freedom has given 5% on gas at Costco when gas is the rotating category.
The Wells Fargo Propel Amex card gives me 3% at my Kroger gas station (but other Amex cards don't give the bonus).
So getting enhanced cash back at gas stations at warehouses and grocery stores can depend on factors you don't know. Really you have to try it and find out.
This is not exactly true. Most cards specifically exclude warehouse and grocery store gas stations for the bonus cashback, instead giving the "everywhere else" base rate for cashback.
There are some exclusions I've found:
The Costco Citi card does give 4% for Costco gas
Chase Freedom has given 5% on gas at Costco when gas is the rotating category.
The Wells Fargo Propel Amex card gives me 3% at my Kroger gas station (but other Amex cards don't give the bonus).
So getting enhanced cash back at gas stations at warehouses and grocery stores can depend on factors you don't know. Really you have to try it and find out.
Chase Freedom is phased out and the Freedom Flex is a Mastercard which is not accepted at Costco gas stations.
My wife has a venmo card and they do this same promo although I'm not sure if it is also the same $500 limit
The Venmo credit card I see on their website is 3% for the top category, 2% for the next category, and 1% for the rest. https://venmo.com/about/creditcard/
Is your wife's card a different one?
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Just buy a Costco Cash Card
Buy a Costco Cash Card online
There are some exclusions I've found:
- The Costco Citi card does give 4% for Costco gas
- Chase Freedom has given 5% on gas at Costco when gas is the rotating category.
- The Wells Fargo Propel Amex card gives me 3% at my Kroger gas station (but other Amex cards don't give the bonus).
So getting enhanced cash back at gas stations at warehouses and grocery stores can depend on factors you don't know. Really you have to try it and find out.Sign up for a Slickdeals account to remove this ad.
There are some exclusions I've found:
- The Costco Citi card does give 4% for Costco gas
- Chase Freedom has given 5% on gas at Costco when gas is the rotating category.
- The Wells Fargo Propel Amex card gives me 3% at my Kroger gas station (but other Amex cards don't give the bonus).
So getting enhanced cash back at gas stations at warehouses and grocery stores can depend on factors you don't know. Really you have to try it and find out.Chase Freedom is phased out and the Freedom Flex is a Mastercard which is not accepted at Costco gas stations.
For my mom, this card is being used for groceries unless Chase's quarter is also groceries.
Then she'll switch over to gas for the Citi.
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Is your wife's card a different one?
.