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popular Posted by HonestFog9501 • Apr 5, 2022
popular Posted by HonestFog9501 • Apr 5, 2022

$500 Cash back from USBANK/Visa - $0 Fee for first year

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This appears a good deal. $0 for first year fee.

https://www.usbank.com/credit-car...-card.html

Few updates
Received below point rewards on second statement (post completion of 2K purchases). Redeemed the following day and cash back reflecting on the credit card as statement credit (in 2 days). So paying against the statement itself with rewards with below credit ($550 = $500+$50 (ymmv!)).

Altitude Connect 50K Spend Bonus 50,000
Beijing Olympics Medal Bonus Pts Offer 5,000 (Can be YMMV.. I didn't signup for any addtl offers ).

How to redeem points for Statement Credit.
Open mobile app.
Click 'Redeem xx points' under 'Credit Card ..xxxx (balance').
Click the menu on left (hamburger menu) > Select Cash Back.
Enter the points (multiples of 2500 > $25) and submit.

Multiple Cards from same household: Approved & Received 2 cards from same house hold (Self & Spouse). 2K and 5K limits each. First one redeemed, yet to complete 2K purchases on second one.
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About the Poster
Deal Details
Community Notes
About the Poster
This appears a good deal. $0 for first year fee.

https://www.usbank.com/credit-car...-card.html

Few updates
Received below point rewards on second statement (post completion of 2K purchases). Redeemed the following day and cash back reflecting on the credit card as statement credit (in 2 days). So paying against the statement itself with rewards with below credit ($550 = $500+$50 (ymmv!)).

Altitude Connect 50K Spend Bonus 50,000
Beijing Olympics Medal Bonus Pts Offer 5,000 (Can be YMMV.. I didn't signup for any addtl offers ).

How to redeem points for Statement Credit.
Open mobile app.
Click 'Redeem xx points' under 'Credit Card ..xxxx (balance').
Click the menu on left (hamburger menu) > Select Cash Back.
Enter the points (multiples of 2500 > $25) and submit.

Multiple Cards from same household: Approved & Received 2 cards from same house hold (Self & Spouse). 2K and 5K limits each. First one redeemed, yet to complete 2K purchases on second one.

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154 Comments

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Apr 6, 2022
368 Posts
Joined Jan 2006
Apr 6, 2022
boogak
Apr 6, 2022
368 Posts
I signed up for this about a year ago and almost completely forgot about it. Ended up using the cashback on the Kickr Core bike trainer deal a few weeks ago. Don't forget you also get reimbursed TSA Precheck or Global Entry!
Pro
Apr 6, 2022
5,391 Posts
Joined May 2016
Apr 6, 2022
DEALGUY315
Pro
Apr 6, 2022
5,391 Posts
This is a great deal. Why no likes?
3
Apr 6, 2022
11,651 Posts
Joined Feb 2011
Apr 6, 2022
mojohnnybravo
Apr 6, 2022
11,651 Posts
Quote from boogak :
I signed up for this about a year ago and almost completely forgot about it. Ended up using the cashback on the Kickr Core bike trainer deal a few weeks ago. Don't forget you also get reimbursed TSA Precheck or Global Entry!
how is the point redemption with us bank?
any specific increments for redemption? statement credit? gift card deals?

edit - found some more info at the bottom. 2500 minimum increments. 500 bonus for 2000 spend is great but that limitation blows.
Pro
Apr 6, 2022
5,889 Posts
Joined Dec 2008
Apr 6, 2022
regcustomer88
Pro
Apr 6, 2022
5,889 Posts
how easy is it to get a card for a business by using this offer.
1
Apr 6, 2022
210 Posts
Joined Mar 2013
Apr 6, 2022
PraneethV
Apr 6, 2022
210 Posts
With a 790 credit score, got a message saying they will mail their decision in 7-10 days - wtf!
9
3
Apr 6, 2022
346 Posts
Joined Aug 2018
Apr 6, 2022
CleverString959
Apr 6, 2022
346 Posts

Our community has rated this post as helpful. If you agree, why not thank CleverString959

Last time I got a US Bank credit card they denied my bonus despite meeting all the criteria for it. I wouldn't trust them.
2
1
Expert
This user is an Expert in Tech & Electronics
Apr 6, 2022
18,103 Posts
Joined Sep 2011
Apr 6, 2022
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Apr 6, 2022
18,103 Posts
Quote from PraneethV :
With a 790 credit score, got a message saying they will mail their decision in 7-10 days - wtf!
when this deal was last posted I had a 795 at the time and I got the same message, a week later I was sent an email telling me I was approved. Got the bonus shortly thereafter.

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Apr 6, 2022
1,130 Posts
Joined Feb 2012
Apr 6, 2022
tosaynet
Apr 6, 2022
1,130 Posts
You'd better go with Reserve, equ ~$75 fee and Visa infitinite
Apr 6, 2022
2,669 Posts
Joined Jun 2005
Apr 6, 2022
misstdiana
Apr 6, 2022
2,669 Posts
Just signed up for this card a week or so ago.
Did the US bank checking bonus too in February.
2
Apr 6, 2022
1,346 Posts
Joined Jun 2006
Apr 6, 2022
tribalnoise
Apr 6, 2022
1,346 Posts
Quote from PraneethV :
With a 790 credit score, got a message saying they will mail their decision in 7-10 days - wtf!
same here!
2
Apr 6, 2022
2,440 Posts
Joined May 2014
Apr 6, 2022
Greenworld123
Apr 6, 2022
2,440 Posts
Quote from misstdiana :
Just signed up for this card a week or so ago.
Did the US bank checking bonus too in February.
How long did it take to get your checking bonus? Coming on a few months now.
Apr 6, 2022
2,003 Posts
Joined Mar 2004
Apr 6, 2022
F-Zero
Apr 6, 2022
2,003 Posts
Hmmm --- good way to pay your taxes with this?
1
Apr 6, 2022
4,298 Posts
Joined Aug 2003
Apr 6, 2022
fsyowad
Apr 6, 2022
4,298 Posts

Our community has rated this post as helpful. If you agree, why not thank fsyowad

Quote from CleverString959 :
Last time I got a US Bank credit card they denied my bonus despite meeting all the criteria for it. I wouldn't trust them.
Amex did that to me last winter, haven't used any of my other Amex cards since, and probably never will.
1
Apr 6, 2022
1,475 Posts
Joined Jan 2008
Apr 6, 2022
firstrival
Apr 6, 2022
1,475 Posts

Our community has rated this post as helpful. If you agree, why not thank firstrival

Quote from CleverString959 :
Last time I got a US Bank credit card they denied my bonus despite meeting all the criteria for it. I wouldn't trust them.
Same with a checking account bonus. I even sent them screenshots and they said no promo applied at opening. Never again!
1

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Apr 6, 2022
1,618 Posts
Joined Dec 2009
Apr 6, 2022
DMUE
Apr 6, 2022
1,618 Posts
All of my other credit cards have a credit line of $10k-20k. I just got approved for this card and they gave me a credit line of $500. What in the heck??!!
5
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