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SoFi Checking & Savings: Open New Account w/ $125 or More in Funding, Get Expired

$75 SD Rewards Points
+ $300 Bonus w/ $5K in Direct Deposit Transactions
+42 Deal Score
61,330 Views
Sofi, our partner, offers the following benefits with their SoFi Checking and Savings account. New account holders can also get an additional $300 welcome bonus after depositing $5,000 in Direct Deposit transactions. See $300 Direct Deposit Promo details. Get $15 each time you refer a friend to SoFi and they join - your friend will get $15 too.
  • Get your paycheck up to two days early, pay no account or overdraft fees, and reach your goals faster with automatic savings features.
  • No account fees. Period. (Say goodbye to fees, and pay no ATM fees at 55,000 locations worldwide.)
  • All in one – Save, earn, invest in one app – fewer passwords, more options
  • Earn 6x average interest rate vs other transactional accounts
  • Unlock cash back on great brands you love – When you deposit $500/monthly, you can unlock evolving cash back offers
  • Member benefits – when you join SoFi Checking and Savings, you get complimentary access to career coaches, financial advisors, and an exclusive online community
  • Get paid up to 2 days early
  • No account fees and 55,000 fee-free ATMs
  • No-fee overdraft coverage
  • Automatic payments with bill pay
  • Deposit checks, get real-time alerts, freeze your card and more—all from your phone.
Additional Slickdeals Rewards Bonus

Slickdeals is offering an additional $75 via Slickdeals Rewards Points when you open a new SoFi Checking and Savings account and fund the account with $125 or more after following the instructions below.


This Slickdeals Rewards Bonus is a new way to more accurately track your account opening bonuses with our partners. This differs from the Slickdeals Rebates Program and strives to solve many of the issues you may have encountered in the past. You can learn more about our new Slickdeals Rewards Program here.
  • No more submitting rebate forms or receipts.
  • Automated tracking of purchases and point statuses.
  • Faster payouts and easy redemption via paypal or giftcards.
Note: the $75 bonus will be sent to your Slickdeals Rewards account within 30 calendar days after you've installed the Slickdeals Shopping Assistant Browser Extension, Enroll in Slickdeals Rewards, and open & fund your new SoFi Checking and Savings Account.

Shortly after completing the steps below, two transactions listed as $0.00 may populate in your account history as "ineligible", but this does not mean you do not qualify for the bonus. SoFi typically takes about a week to clear your initial deposit, after which another line item will populate in your account with your deposit amount as "eligible" with pending points.


After your deposit clears, it can take 2-10 days to be visible in your account history. If 10 days pass after your deposit clears and it is not listed in your account history, please submit a support ticket and a team member will gladly assist you.

To qualify for the additional bonus, please follow these steps:
  • Step 1: Install the Slickdeals Shopping Assistant Browser Extension (if you don't already have it installed) and follow the SD Rewards Prompts here (PC or Laptop Only)
  • Step 2: Follow the additional prompts in the link above to ensure you're enrolled in SD Rewards and your account is registered/signed-in. You need to have an account to track and redeem your rewards.
  • Step 3: One you're logged into your Slickdeals account, click the the green Apply Now button, or the links at the top of the post, and open and fund your new SoFi Checking and Savings account. If you are in Classic view, click either of the links at the top of the thread. You must apply through the link on this page in order to receive the $75 bonus.
  • Step 4: Do not close the SoFi Checking and Savings window prior to confirming and funding your new account. Closing the window may make you ineligible for the $75 bonus.
    • NOTE: If you do NOT fund the account with the full $125 during this process, you may not receive the bonus. Please be sure to fully fund with at least $125 as soon as you open the account.
  • Step 5: Once you open and fund your new SoFi Checking and Savings account, you will be able to track your order here. You should expect to receive your $75 bonus via Slickdeals Rewards Points within 30 calendar days of funding your account
  • IMPORTANT NOTE: In order for us to give you credit for your purchases you must disable ad blockers or whitelist the Slickdeals Extension. Also, if you use other cashback or coupon extensions, only the one you use last will get credit for your purchase, so if you want your Slickdeals Rewards points, please remember not to activate other extensions while shopping.
The $75 bonus offer is provided solely by Slickdeals and is unrelated to any benefits or offers provide by SoFi. SoFi is not responsible for the $75 bonus.

Slickdeals is pleased to make this offer available to you. Please follow the instructions carefully to help avoid any processing issues.


For questions related to this bonus offer, please submit a support request

To make sure we can process your offer please ensure the following:
  • Make sure you are logged into Slickdeals via the Slickdeals Shopping Assistant Browser Extension.
  • Whitelist Slickdeals in AdBlock.
  • Make sure cookies are enabled in your browser.
  • Complete your application in one browsing session.
  • Make sure we are your last click to the advertiser.
Slickdeals is not registered as an investment adviser under the U.S. Investment Advisers Act of 1940, as amended, and nothing in these materials should be construed as advice concerning securities, the value of securities, the advisability of investing in, purchasing, or selling securities, or the merits of any investment adviser.
Good Deal?

Original Post

Written by
Edited June 13, 2022 at 01:00 PM by
, our partner, offers the following benefits with their SoFi Checking and Savings account. New account holders can also get an additional $300 welcome bonus after depositing $5,000 in Direct Deposit transactions. See $300 Direct Deposit Promo details. Get $15 each time you refer a friend to SoFi and they join - your friend will get $15 too.
  • Get your paycheck up to two days early, pay no account or overdraft fees, and reach your goals faster with automatic savings features.
  • No account fees. Period. (Say goodbye to fees, and pay no ATM fees at 55,000 locations worldwide.)
  • All in one – Save, earn, invest in one app – fewer passwords, more options
  • Earn 6x average interest rate vs other transactional accounts
  • Unlock cash back on great brands you love – When you deposit $500/monthly, you can unlock evolving cash back offers
  • Member benefits – when you join SoFi Checking and Savings, you get complimentary access to career coaches, financial advisors, and an exclusive online community
  • Get paid up to 2 days early
  • No account fees and 55,000 fee-free ATMs
  • No-fee overdraft coverage
  • Automatic payments with bill pay
  • Deposit checks, get real-time alerts, freeze your card and more—all from your phone.
Additional Slickdeals Rewards Bonus

Slickdeals is offering an additional $75 via Slickdeals Rewards Points when you open a new SoFi Checking and Savings account and fund the account with $125 or more after following the instructions below.


This Slickdeals Rewards Bonus is a new way to more accurately track your account opening bonuses with our partners. This differs from the Slickdeals Rebates Program and strives to solve many of the issues you may have encountered in the past. You can learn more about our new Slickdeals Rewards Program here.
  • No more submitting rebate forms or receipts.
  • Automated tracking of purchases and point statuses.
  • Faster payouts and easy redemption via paypal or giftcards.
Note: the $75 bonus will be sent to your Slickdeals Rewards account within 30 calendar days after you've installed the Slickdeals Shopping Assistant Browser Extension, Enroll in Slickdeals Rewards, and open & fund your new SoFi Checking and Savings Account.

Shortly after completing the steps below, two transactions listed as $0.00 may populate in your account history as "ineligible", but this does not mean you do not qualify for the bonus. SoFi typically takes about a week to clear your initial deposit, after which another line item will populate in your account with your deposit amount as "eligible" with pending points.


After your deposit clears, it can take 2-10 days to be visible in your account history. If 10 days pass after your deposit clears and it is not listed in your account history, please submit a support ticket and a team member will gladly assist you.

To qualify for the additional bonus, please follow these steps:
  • Step 1: Install the Slickdeals Shopping Assistant Browser Extension (if you don't already have it installed) and follow the SD Rewards Prompts here (PC or Laptop Only)
  • Step 2: Follow the additional prompts in the link above to ensure you're enrolled in SD Rewards and your account is registered/signed-in. You need to have an account to track and redeem your rewards.
  • Step 3: One you're logged into your Slickdeals account, click the the green Apply Now button, or the links at the top of the post, and open and fund your new SoFi Checking and Savings account. If you are in Classic view, click either of the links at the top of the thread. You must apply through the link on this page in order to receive the $75 bonus.
  • Step 4: Do not close the SoFi Checking and Savings window prior to confirming and funding your new account. Closing the window may make you ineligible for the $75 bonus.
    • NOTE: If you do NOT fund the account with the full $125 during this process, you may not receive the bonus. Please be sure to fully fund with at least $125 as soon as you open the account.
  • Step 5: Once you open and fund your new SoFi Checking and Savings account, you will be able to track your order here. You should expect to receive your $75 bonus via Slickdeals Rewards Points within 30 calendar days of funding your account
  • IMPORTANT NOTE: In order for us to give you credit for your purchases you must disable ad blockers or whitelist the Slickdeals Extension. Also, if you use other cashback or coupon extensions, only the one you use last will get credit for your purchase, so if you want your Slickdeals Rewards points, please remember not to activate other extensions while shopping.
The $75 bonus offer is provided solely by Slickdeals and is unrelated to any benefits or offers provide by SoFi. SoFi is not responsible for the $75 bonus.

Slickdeals is pleased to make this offer available to you. Please follow the instructions carefully to help avoid any processing issues.


For questions related to this bonus offer, please submit a support request

To make sure we can process your offer please ensure the following:
  • Make sure you are logged into Slickdeals via the Slickdeals Shopping Assistant Browser Extension.
  • Whitelist Slickdeals in AdBlock.
  • Make sure cookies are enabled in your browser.
  • Complete your application in one browsing session.
  • Make sure we are your last click to the advertiser.
Slickdeals is not registered as an investment adviser under the U.S. Investment Advisers Act of 1940, as amended, and nothing in these materials should be construed as advice concerning securities, the value of securities, the advisability of investing in, purchasing, or selling securities, or the merits of any investment adviser.
Created 04-05-2022 at 03:32 PM by sd_keets
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+42
61,330 Views
$75 SD Rewards Points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Hey everyone, I just opened my accounts. Slickdeals did a great job explaining the process. However my experience was still a disaster. The problem is I only have Discover banking now. And I got major issue at the funding process because of that. First, the instant funding option SoFi provides only support master or visa debit card so my Discover debit card was a no go there. Then, their second option is to connect your current bank account to fund and SoFi utilizes Plaid for that. But!!! Plaid is having issue connecting Discover bank and it's reporting an outage. So I am still not able to fund my new SoFi account yet. I did save tons of screenshot to back up what I have been through. However at this point I really doubt I am getting my $75 slickdeals money since the funding obviously didn't work out during the process of opening the account and Slickdeals instruction clearly states the funding has to happen during the account opening process. Well, I chatted with SoFi support and they insist their agreement with Slickdeals is to fund the new account within 2 weeks, which I also have screenshot of. So we will see. I do want to mention that if there is not a Plaid outage for Discover bank, my experience would be 5 stars.
This is a trap, u won't get the cashback
Never even try slickdeal cash back rebate.

Sign up for a Slickdeals account to remove this ad.

Joined Aug 2008
L5: Journeyman
> bubble2 995 Posts
124 Reputation
pun
05-14-2022 at 07:59 PM.
05-14-2022 at 07:59 PM.
Quote from footballeddie56 :
Sofi has sucked me in. Savings, checking, Roth ira, crypto through them. Also refied my house through them. I've had nothing but good experiences and their accounts paying 1.25% interest is insane in this market
I also have nothing but good experience with Sofi. Received all my bonuses including referral ones. I recently upgraded to their new checking (1.25% interest rate) from my old grandfathered in checking account (0.25%) as I have 250k parked in there. Also have Invest account with them but I prefer TD Ameritrade over Sofi for investing.

One of the greatest thing about old/still grandfathered in checking was that they refunded EVEREY ATM fee, no matter where it was withdrawn. Once, I went to Vegas and withdrew from ATM with 19.99 fees and they were all immediately refunded.
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Joined Nov 2017
L2: Beginner
> bubble2 81 Posts
14 Reputation
footballeddie56
05-14-2022 at 08:01 PM.
05-14-2022 at 08:01 PM.
Quote from pun :
I also have nothing but good experience with Sofi. Received all my bonuses including referral ones. I recently upgraded to their new checking (1.25% interest rate) from my old grandfathered in checking account (0.25%) as I have 250k parked in there. Also have Invest account with them but I prefer TD Ameritrade over Sofi for investing.

One of the greatest thing about old/still grandfathered in checking was that they refunded EVEREY ATM fee, no matter where it was withdrawn. Once, I went to Vegas and withdrew from ATM with 19.99 fees and they were all immediately refunded.

This is the weirdest thing, literally 5 minutes ago they sucked me in and I applied and was approved for their credit card. It finally had a sign up bonus and I don't have a 2% card. Their stuff is really good
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Joined Dec 2007
L1: Learner
> bubble2 9 Posts
10 Reputation
Schwowsers
05-15-2022 at 08:56 AM.
05-15-2022 at 08:56 AM.
Quote from wolfpac :
sofi is trash, didn't see this thread when I applied to get an account and I got rejected by their system. 30years of banking and never had one single financial institution block me from doing business.
I did end up trying again for the third week in a row, and it worked via their website. They appear to have made some changes to the sign up process between the second and third week of me trying. It started offering address suggestions, so I just used the suggested address and it ended up working. Thankfully, I was able to create my SoFi account with enough time for me to make changes to my direct deposit settings so that a paycheck will be deposited before the promo period ends. Unfortunately, though, I forgot to follow the process to get the $75 SD bonus, so I'm disappointed to lose out on that LMAO. Besides the issues with signing up, actually using the account has been a smooth experience so far. I just hope they have more rigorous testing of the parts that secure my account and my money.
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Joined Jul 2019
L2: Beginner
> bubble2 76 Posts
10 Reputation
JerryS28
05-15-2022 at 03:38 PM.
05-15-2022 at 03:38 PM.
Just want to confirm my understanding based on the bottom of the link.

So, the promo period ends 5/31 and the evaluation period is 30 days after the first direct deposit.
If I have a direct deposit on 5/31, will my direct deposit on 6/15 be counted?

I assume yes, but would like confirmation.
Thanks

Also, not really sure of the slickdeals rebate process. I just had the extension active while funding it $125. Is that it? there weren't any prompts or anything
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Joined Aug 2018
L2: Beginner
> bubble2 25 Posts
14 Reputation
Sarakaflokas
05-15-2022 at 07:13 PM.
05-15-2022 at 07:13 PM.
Quote from JerryS28 :
Just want to confirm my understanding based on the bottom of the link.

So, the promo period ends 5/31 and the evaluation period is 30 days after the first direct deposit.
If I have a direct deposit on 5/31, will my direct deposit on 6/15 be counted?

I assume yes, but would like confirmation.
Thanks

Also, not really sure of the slickdeals rebate process. I just had the extension active while funding it $125. Is that it? there weren't any prompts or anything
For the $300 DD promo, the scenario you're describing should work.
This Slickdeals reward is very YMMV. I've opened a ticket with them cause mine showed up as ineligible. Be prepared to earn this reward with lots of back and forth.
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Joined May 2022
New User
> bubble2 3 Posts
10 Reputation
ElatedHamster8913
05-16-2022 at 08:12 AM.
05-16-2022 at 08:12 AM.
Quote :
Quote from stlrbum :
Can you please submit a support ticket here.

Please include a screenshot of the confirmation email you received upon opening your account, a screenshot of your initial deposit showing the amount and date deposited, and the email address used to open the account.

Once we receive this information we will research it with the merchant and follow up with you.
stlrbumCan you please submit a support ticket here.

Please include a screenshot of the confirmation email you received upon opening your account, a screenshot of your initial deposit showing the amount and date deposited, and the email address used to open the account.

Once we receive this information we will research it with the merchant and follow up with you.
I just wanted to post and say:

It is now resolved. The points are pending. I will stand by my critique, but I will also apologize for said critique. While I think it is true, I also believe that slickdeals is trying to do the right thing and has solved my situation.

To anyone else reading this: I got my bonus from slickdeals for 75. I am also staying with SoFi because their interest rate is solid. It may be a bit bumpy getting the bonus but it is not scam. I honestly recommend you pray Plaid works, but I will also say that Plaid is trash and nobody should use it. Again, slickdeals support is legit.
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Joined Mar 2007
L4: Apprentice
> bubble2 450 Posts
80 Reputation
Scaevola
05-16-2022 at 11:15 AM.
05-16-2022 at 11:15 AM.
Quote from americanadian :
Just go through Swagbucks and get $175 instead.

Link?
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Joined Sep 2018
L3: Novice
> bubble2 247 Posts
38 Reputation
CleverTeam5030
05-17-2022 at 04:54 AM.
05-17-2022 at 04:54 AM.
Quote from Y_r_u_geh :
Can you deposit cash to this acct

yes..through atms
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Joined Aug 2013
L2: Beginner
> bubble2 35 Posts
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rosplc1
05-17-2022 at 08:34 AM.
05-17-2022 at 08:34 AM.
I opened the accounts. When I try to make transfer to deposit fund, it says that it limits $5k/day. I asked customer service. I was told that I can initiate the transfer from the external account. That's fine. Then I asked what if I want to transfer out. The agent said that it is limited to $5k/day and $15k/month. They will "evaluate" the account every 30 days on that limit. I asked if this was disclosed in T&C. The answer is no.

Just be aware if you need liquidity.
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Joined Jan 2007
L7: Teacher
> bubble2 2,337 Posts
946 Reputation
kingfisher1111
05-18-2022 at 07:23 PM.
05-18-2022 at 07:23 PM.
Bare bone checking account.
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Joined Jul 2019
L2: Beginner
> bubble2 76 Posts
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JerryS28
05-18-2022 at 08:48 PM.
05-18-2022 at 08:48 PM.
Quote from kingfisher1111 :
Bare bone checking account.
what are you expecting in a checking account these days?
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Joined Jan 2007
L7: Teacher
> bubble2 2,337 Posts
946 Reputation
kingfisher1111
05-18-2022 at 08:57 PM.
05-18-2022 at 08:57 PM.
Quote from JerryS28 :
what are you expecting in a checking account these days?

Proper bill pay frequency.
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Joined Oct 2017
L6: Expert
> bubble2 1,415 Posts
124 Reputation
Gor32
05-19-2022 at 03:30 AM.
05-19-2022 at 03:30 AM.
Quote from bsr123 :
Hi- I have a Discover bank account and took advantage of a similar Sofi promotion a month ago.

Rather than attempting to "pull" funds from Discover to Sofi using Plaid (which failed for the reasons you stated), I adding my Sofi account as a transferee in my Discover bank account, and then used ACH to "push" funds from Discover to Sofi.

My promo credited without issue. Hope yours does too.

Are you saying that pushing funds from 1 acct counts towards the 5k dd requirement?
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Joined Feb 2011
L3: Novice
> bubble2 228 Posts
67 Reputation
bsr123
05-19-2022 at 07:18 AM.
05-19-2022 at 07:18 AM.
Quote from Gor32 :
Are you saying that pushing funds from 1 acct counts towards the 5k dd requirement?
I believe it should, yes.
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Joined Nov 2017
L1: Learner
> bubble2 24 Posts
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pbajse
05-19-2022 at 09:09 AM.
05-19-2022 at 09:09 AM.
Sofi is absolutely terrible, much worse than any other banks out there. They stalled my refinance for 6 months until I escalated with Consumer Affairs and BBB, and then proceeded to charge me $1,000 in extra fees 2 days before they close. Their customer support is non-existent, I would get one response every 2-3 weeks (underwriting took 3 months for absolutely no reason!). I would avoid at all costs.
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