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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $250+ Each Expired

$250 Bonus
(New Checking Account Holders)
+65 Deal Score
67,948 Views
Capital One Offers New 360 Checking Account Holders: $250 Bonus when you Open a 360 Checking Account by June 21, 2022, apply promo code BONUS250 and Receive 2 Direct Deposits of $250 each or more within 75 days of account opening.

Thanks to Community Member Undisclosed for finding this deal.

Original Post

Written by
Edited May 12, 2022 at 12:20 PM by
Capital One has a $250 bonus if you open a 360 checking account and use the code BONUS250 by June 21, 2022 and have at least two $250 direct deposits within 75 days of account opening.
https://www.capitalone.com/bank/bonus250/

This is not a bad offer if you really need to open a 360 checking account, however, for me, I await the return of the BONUS400 deal which we saw early last year.

-------------------------

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

Here's the full scoop on how to earn your $250 bonus:
Open a 360 Checking account between 12:00 a.m. ET on April 18, 2022, and 11:59 p.m. ET on June 21, 2022. When you open your account, ensure you enter in promotional code BONUS250 in the Promo Code box.

Set up and receive at least 2 direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

Refer to the website of the estimate of when you will get the bonus.
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Deal
Score
+65
67,948 Views
$250 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Care to elaborate? I have an account with them and I have been very satisfied, the app is snappy intuitive and clearing happens almost overnight. No complaints here with the checking account . I have never had to reach out to customer service for anything
I disagree. Only thing I would ask for is more branches or atms where I can make a deposit.
According to Doctorofcredit.com (not sure if out of date, so take it with a grain of salt)
The following count as a direct deposit:
Alliant (1), 2 , 3 (didn't work)
ACH (1)
Ally: 1, 2,
Ameritrade: 1,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42,
Chase: 1, 2, 3,
Clearview: 1
Discover: 1
Cash back redemption: 1 (didn't work)
Savings: 1, 2,
e trade: 1, 2,
Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14,
Fifth Third: 1, 2,
First Tennessee: 1
Goldman Sachs: 1, 2, 3, 4
ING Direct/Capital One 360 (1)
PNC: 1, 2, (maybe didn't work?)
PenFed: 1,
Robinhood: 1,
TD Ameritrade: 1, 2
U.S. Bank: 1,
Wells Fargo: 1, 2
Vanguard: 1, 2, 3, 4, 5, 6, 7
The following didn't work:
Ally: 1
Chase: 1
Discover: 1, 2, 3,
Elements: 1
Santander: 1
Stripe: 1
TIAA Direct: 1
Wells Fargo: 1
USAA: 1, 2, 3

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Joined Oct 2017
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> bubble2 8 Posts
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avediswolf
05-11-2022 at 06:42 PM.
05-11-2022 at 06:42 PM.
Quote from crazeedave :
I disagree. Only thing I would ask for is more branches or atms where I can make a deposit.

You can make cash deposits at any standalone CVS pharmacy.
Reply
Joined Dec 2009
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> bubble2 527 Posts
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locatedeal
05-11-2022 at 07:56 PM.
05-11-2022 at 07:56 PM.
Will I be eligible now if I had opened this account in last 2 years but never funded the account by any means and hence no bonus received and eventually account got closed?
Reply
Last edited by locatedeal May 11, 2022 at 08:05 PM.
Joined Nov 2009
L8: Grand Teacher
> bubble2 3,860 Posts
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qwe1234
05-11-2022 at 08:47 PM.
05-11-2022 at 08:47 PM.
Quote from BeigeIdea523 :
You can add cash at CVS

https://www.capitalone.com/bank/a...-in-store/
the monthly limit for adding cash in store is $4,995 or no more than 5 transactions per month. The daily limit is $999. There's a $1.00 minimum to make an Add Cash in Store transaction. Coins and dollar bills are both accepted.
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Joined Dec 2018
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> bubble2 2,158 Posts
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HonestMammoth473
05-11-2022 at 09:29 PM.
05-11-2022 at 09:29 PM.
Capital One was, is and always will be one of the top predatory lenders. So when the 360 promo rolled around last year I signed up with the intent to grab my bonus and go. I've actually been completely satisfied with my checking acc't experience though and so I still have the acc't. None of the headaches I am perpetually facing with Ally and PNC.
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Joined Nov 2014
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> bubble2 667 Posts
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mathgk
05-12-2022 at 05:50 AM.
05-12-2022 at 05:50 AM.
Capital One 360 checking accounts do not charge fees for international wire transfer. One reason to keep the account alive. Also, I've had less than a dollar for more than a year and it never went inactive or charged me a fee. Can't ask for more in a checking account.
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Joined Oct 2009
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Howie411
05-12-2022 at 05:52 AM.
05-12-2022 at 05:52 AM.
Capital One is the scum of the universe!
1
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Joined Jan 2009
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danoct
05-12-2022 at 06:37 AM.
05-12-2022 at 06:37 AM.
Quote from wjztusa :
This is the worst bank and credit card company that I have experienced! Never ever touch it anymore!!!
I've been with them for online banking for over 13 years, back when it was ING. I have 4 banking accounts , 1 credit card, and I had auto loans with them, I've never had an issue they didn't resolve.
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Joined Mar 2009
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MzSuperStar
05-12-2022 at 06:55 AM.
05-12-2022 at 06:55 AM.
I also did the $400 offer last year so I'm just checking the thread to see what's required for this deal in case I want to tell others. Nice that they expanded the time to make the two deposits to 75 days, I know some people said they received monthly direct deposits and they wouldn't go into effect in time for last year's offer with the shorter window. Also pretty cool it's a lower overall deposit amount to allow more people to qualify.

I'm also satisfied with them as a bank, I still have a small deposit going there it's actually a way that just saves money because I don't use it lol. I planned to just close it but since it gives interest, doesn't have fees, and bonus -- direct deposit shows up 2 days early, I'll keep it.
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hbk72777
05-12-2022 at 07:36 AM.
05-12-2022 at 07:36 AM.
Quote from joelf15 :
Care to elaborate? I have an account with them and I have been very satisfied, the app is snappy intuitive and clearing happens almost overnight. No complaints here with the checking account . I have never had to reach out to customer service for anything

They're incompetent to start with.

I applied 20 years ago for a card. The first time, they got me mixed up with a person with my name but a different middle name. Second time, they confused me with my father, also different middle name. When I give a company a social security number,and they can't even get that right, well...

I'm stuck with them now, due to them buying out ING.

They also charge a $5 monthly fee, just for having the credit card, as I pay my mother's bills online, which is how I found out about that.
1
1
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joelf15
05-12-2022 at 08:33 AM.
05-12-2022 at 08:33 AM.
Quote from hbk72777 :
They're incompetent to start with.

I applied 20 years ago for a card. The first time, they got me mixed up with a person with my name but a different middle name. Second time, they confused me with my father, also different middle name. When I give a company a social security number,and they can't even get that right, well...

I'm stuck with them now, due to them buying out ING.

They also charge a $5 monthly fee, just for having the credit card, as I pay my mother's bills online, which is how I found out about that.
Sorry you had the experience, but that was 20 years ago.. everything is online now with all their applications
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kahnkobra
05-12-2022 at 09:23 AM.
05-12-2022 at 09:23 AM.
Quote from wjztusa :
This is the worst bank and credit card company that I have experienced! Never ever touch it anymore!!!

Might be an isolated incident, ive been with capital one since they took over the ing orange accounts. Have never had a problem with them, never needed to speak to cust service and they have a bunch of atm's where you can deposit money into your accounts if need be. Im in NC so that comes in handy since there arent any C.One branches out here
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Joined Jun 2009
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tbuccelli
05-12-2022 at 10:47 AM.
05-12-2022 at 10:47 AM.
Quote from hbk72777 :
They're incompetent to start with.

.....
They also charge a $5 monthly fee, just for having the credit card, as I pay my mother's bills online, which is how I found out about that.
What credit card charges a $5 / month fee? I know some with rewards have annual fees and maybe some if you request paper statements maybe? Just asking as my kids have C1 cards and I have 1 and have a couple in the past and except for the rewards one was never charged a fee, especially a monthly one.
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Joined Sep 2012
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NEW0
05-12-2022 at 11:23 AM.
05-12-2022 at 11:23 AM.
So what's the catch? Do I have to leave the $500 all in the account until then? Or what minimum balance can I keep?
Reply
Joined Sep 2007
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nononanette
05-12-2022 at 03:00 PM.
05-12-2022 at 03:00 PM.
Are Money Orders accepted and deposited via app?
Reply

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MikeMu
05-12-2022 at 04:56 PM.
05-12-2022 at 04:56 PM.
Quote from wjztusa :
This is the worst bank and credit card company that I have experienced! Never ever touch it anymore!!!
I have completely the opposite experience. Its the best bank for me. No, I did not choose them, but I was grandfathered in from ING Direct days.

Never had any issues. Only wish they had more CapitalOne Cafes here in California. Its always a treat to visit one and get 50% off Peet's.

Wells Fargo is the worst.

Oh, I also think people might be getting mixed up with another bank with a similar name (Credit One). I used to get ads for them all the time. Definitely not the same bank.
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