Capital One is offering a
75,000 mile bonus after you spend $4,000 on purchases within the first 3 months from account opening with the
Capital One Venture Rewards Credit Card. There is $95 annual fee.
Card Details:
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- Top rated mobile app
Rates & Fees
Read our review on the Capital One Venture Rewards Credit Card
Slickdeals may be compensated by Capital One.
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Citi stated that i was denied because I have a lot of open accounts, high revolving credit limit, and low credit utilization.
I guess they have new algorithms to flag those who are just opening accounts for the SUB. But I actually intended to keep the citi card.
I guess it's now disadvantageous to pay off your credit card every month and keep old credit cards open.
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Got the rejection letter from Capital One:
· Based on your credit report from one or more of the agencies on the back of this letter,number of bank cards tradelines opened in the last 24 months
Kinda bs as I only had 3 cards opened in the past 2 years.
I also now read that there is a 6 month rule for Capital One so I probably broke that rule?
Per TPG: Capital One is also known to have a hard-and-fast rule when it comes to timing your applications. You're only able to get approved for one card every six months.
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Here's my plan of action in case anyone else has the same issue. I'm going to go through and close some of my more recent credit cards that I don't use. Like accounts I have open in the past 3 years. Then reapply for the Citi or Capital One card in a few months.
Citi stated that i was denied because I have a lot of open accounts, high revolving credit limit, and low credit utilization.
I guess they have new algorithms to flag those who are just opening accounts for the SUB. But I actually intended to keep the citi card.
I guess it's now disadvantageous to pay off your credit card every month and keep old credit cards open.
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Got the rejection letter from Capital One:
· Based on your credit report from one or more of the agencies on the back of this letter,number of bank cards tradelines opened in the last 24 months
Kinda bs as I only had 3 cards opened in the past 2 years.
I also now read that there is a 6 month rule for Capital One so I probably broke that rule?
Per TPG: Capital One is also known to have a hard-and-fast rule when it comes to timing your applications. You're only able to get approved for one card every six months.
No matter whatever card you get from them, Cap One is wasted credit inquiries. They like to pull ALL three bureaus. Most other cards only pull one. Nothing Cap One offers is worth 3 inquires on your reports.
If you have your credit reports frozen and just unfreeze one - data point a friend in Colorado unfroze his TransUnion today and used my referral - he was instantly approved.
But otherwise yes, CapOne pulling an three sucks. Still, have had a half million in signup bonuses over the years. Been happy.
The $200 vacation rental credit is after charging Airbnb, VRBO, and certain hotels.
Anyone know which hotel chain is coded as Airbnb, VRBO etc. gives $200 CR?
The $200 vacation rental credit is after charging Airbnb, VRBO, and certain hotels.
Anyone know which hotel chain is coded as Airbnb, VRBO etc. gives $200 CR?
I had it triggered on a stay at Marriott and even car rental. Pretty weird.
Shouldn't matter. I don't think Capital one has point redemption bonus like the Chase sapphire preferred and reserved.
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I think they want to filter out us churners, especially if they detect you won't carry a balance on your cards. Sad!
No matter whatever card you get from them, Cap One is wasted credit inquiries. They like to pull ALL three bureaus. Most other cards only pull one. Nothing Cap One offers is worth 3 inquires on your reports.
Why are people so paranoid about credit pull unless you are planning to make big purchases or loan? I had 3 pulls in 2017 when I bought a house then another 3 pulls from cap one.
Not sure about that's the reason. I have 5 credit cards before getting the X. My credit limit is about $120k, and my revolving credit is limited. I tend to pay most of all the time, maybe leave a bit once a while. My X credit limit is $30k
No, it doesn't. I checked and didn't get pre-approved before I applied, but I got approved for 2 C1 cards (X & Sparks).
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I was preapproved for some Capital One card with $95 yearly fee and the 75k points. Question: Would property tax to county count as the 4k spend? Does anyone know or tried that?
Yes, it counted when I pay my property taxes with the card. My county charges 2.5% credit card fee though.