Damn I f'd up and did a product change from quicksilver to the Venture. You cannot get the SUB if you go that route 😅

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Quote from Knightshade : According to this, 0.5 cents a mile as cash, potentially up to 1c for other non-travel redemptions- https://upgradedpoints.com/credit...iles-faqs/

I want to add a point here. For Venture X general usage we get 2 miles for every dollar and so while redeeming for cash if I get 1 cent for 2 miles then the cash redemption rate equals 1 cent per dollar.
On Chase (CSR/CSP) you make 1 mile per dollar, you redeem 1 cent per mile.

You get the best redemptions on travel and that is the whole point of these travel cards.

Quote from muskmelon : I want to add a point here. For Venture X general usage we get 2 miles for every dollar and so while redeeming for cash if I get 1 cent for 2 miles then the cash redemption rate equals 1 cent per dollar. On Chase (CSR/CSP) you make 1 mile per dollar, you redeem 1 cent per mile. You get the best redemptions on travel and that is the whole point of these travel cards.

While all that is true- if you're getting 1 mile per dollar spent with a Chase card you're doing it wrong.

Chase Unlimited gets you 1.5x per dollar, no annual fee, on non-category spend.

Likewise with Ink Cash, Freedom and CSR you can get 5x on common spend each quarter, cable/phone/internet year round, and 3x on restaurants... (plus 3x on travel, but this is the one spot Cap One competes as it has bonus earn on travel too)

The much broader ability to get your spend into bonus categories is part of what makes building up Chase points faster/easier than with Cap One....

Amex used to suck at this game but has gotten a fair bit better, with ways to earn ~3-4x in several categories and 2x on everything these days.

Quote from Knightshade : While all that is true- if you're getting 1 mile per dollar spent with a Chase card you're doing it wrong. Chase Unlimited gets you 1.5x per dollar, no annual fee, on non-category spend. Likewise with Ink Cash, Freedom and CSR you can get 5x on common spend each quarter, cable/phone/internet year round, and 3x on restaurants... (plus 3x on travel, but this is the one spot Cap One competes as it has bonus earn on travel too) The much broader ability to get your spend into bonus categories is part of what makes building up Chase points faster/easier than with Cap One.... Amex used to suck at this game but has gotten a fair bit better, with ways to earn ~3-4x in several categories and 2x on everything these days.

Agree. I was just comparing the general use on 2 of the travel cards. I do make use of the card that gives me the best return.

Quote from NSN07 : If I apply it today and approved… can I start using immediately with card added to apple wallet Just like Chase sapphire ?

No, you will have to wait until you received and activated the card.

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I own a Venture X card and find their travel shopping portal prices to be frustrating. They quote you a price but after taxes and fees the end price is usually higher than 3rd party travel sites like booking.com. It usually by 5-10% which is the miles you earn with hotels or flights. I have trouble getting myself to use the miles because I can get a better deal elsewhere.

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Quote from Samson15 : I own a Venture X card and find their travel shopping portal prices to be frustrating. They quote you a price but after taxes and fees the end price is usually higher than 3rd party travel sites like booking.com. It usually by 5-10% which is the miles you earn with hotels or flights. I have trouble getting myself to use the miles because I can get a better deal elsewhere.

In that case, what do you think is a better use for the points collected at ventureX here?

Quote from mcali786 : In that case, what do you think is a better use for the points collected at ventureX here?

Best use of points is still through the portal, but you aren't saving much money compared to other travel sites. You will get the 1.5-2x per dollar with venture/venture x general purchases and 5x via travel portal but it's more of a wash. I'm just giving SDers a heads up before owning this card thinking they will get a better travel deal.

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Quote from Samson15 : Best use of points is still through the portal, but you aren't saving much money compared to other travel sites. You will get the 1.5-2x per dollar with venture/venture x general purchases and 5x via travel portal but it's more of a wash. I'm just giving SDers a heads up before owning this card thinking they will get a better travel deal.

Gotcha, thanks for the heads up

Quote from all4tun : Any ideas on what to buy in 3 month time?

Just a couple ideas:
Prepay bills like cell phone, utilities, cable/internet. Switch car insurance and pay for a 6 month or 12 month policy. Buy gift cards for gifts or at stores or restaurants you regularly go to.

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2 visits a year? Are people flying 1 round trip a year? This blows!

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Quote from Samson15 : I own a Venture X card and find their travel shopping portal prices to be frustrating. They quote you a price but after taxes and fees the end price is usually higher than 3rd party travel sites like booking.com. It usually by 5-10% which is the miles you earn with hotels or flights. I have trouble getting myself to use the miles because I can get a better deal elsewhere.

Have you tried using CapitalOne offers (credits for shopping page)? Currently you can get 5% back in statement credit at booking.com and earn the 2% in miles. They have other 3rd party travel sites on there, as well.

Quote from Samson15 : I own a Venture X card and find their travel shopping portal prices to be frustrating. They quote you a price but after taxes and fees the end price is usually higher than 3rd party travel sites like booking.com. It usually by 5-10% which is the miles you earn with hotels or flights. I have trouble getting myself to use the miles because I can get a better deal elsewhere.

Well cap1 can price match it, call them

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Quote from bestdeal113 : Well cap1 can price match it, call them

I've done this. Problem is the sale has to be for the same room type/ date, or flight seat type/date/ticket type. Meaning, the conditions have to match exactly, and you can't be logged into an account, where the 3rd party may have given you a better deal. Sometimes you get a deal because you may have clicked through a Google link or promotion link, and that may not work because the capital one two needs to be able to do the same thing to get the same promotion, ie be in cognito mode and arrive at the same price.

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