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US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn Expired

$400 Bonus
+51 Deal Score
115,963 Views
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance
Good Deal?

Original Post

Written by
Edited August 9, 2022 at 07:59 AM by
Earn $400 when you open a new eligible U.S. Bank checking account and complete required activities.1, 2
Offer valid through September 2.

Earn your reward.
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account in a branch, online or over the phone:1

Enroll in online banking or the U.S. Bank Mobile App.
Complete two or more direct deposits totaling $4,000 or more.

To have the promo code automatically entered for you in the application process, use the Apply buttons below. If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL

https://www.usbank.com/splash/che...offer.html
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Deal
Score
+51
115,963 Views
$400 Bonus

Community Wiki

Last Edited by bluekiwi October 11, 2022 at 06:18 PM
$400 bonus starting to hit accounts today (10/11/2022)

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Featured Comments

US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

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Joined Apr 2013
L2: Beginner
> bubble2 86 Posts
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adjacency
08-08-2022 at 10:11 AM.
08-08-2022 at 10:11 AM.
Quote from slickdealmeals :
Is there not any way to have it waived like minimum balance or direct deposit? I got a Wells deal a while back and am still maintaining an account just because there's no fee from the direct deposits, but I may close that if I can make $400...

Edit: I think their terms was only $250 per paycheck or maybe $500 per month, I just know I'm on two $250 for that account and it's enough to have the fee waived. Of course that's much lower than the amount US Bank is asking.
They waive it if you have a credit card with them, and US Bank does have some nice cards for cash back
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Joined Aug 2018
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> bubble2 344 Posts
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CleverString959
08-08-2022 at 10:16 AM.
08-08-2022 at 10:16 AM.
Quote from firstrival :
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
Same thing happened to me with a CC. I won't do business with them again.
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Joined May 2019
L2: Beginner
> bubble2 91 Posts
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Painting_Sundays
08-08-2022 at 10:17 AM.
08-08-2022 at 10:17 AM.
FYI I did both the credit card and the checking account bonus in the last few months, and go them both. No issues. Just a bit of a pain to manage everything.
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Joined Dec 2007
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> bubble2 698 Posts
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slickdealmeals
08-08-2022 at 12:22 PM.
08-08-2022 at 12:22 PM.
Quote from CleverString959 :
Same thing happened to me with a CC. I won't do business with them again.
I will say that I've dealt with them as a professional banker, and at least with the one time this rep didn't know what they're doing.
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Joined Feb 2011
L10: Grand Master
> bubble2 11,628 Posts
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mojohnnybravo
08-08-2022 at 12:39 PM.
08-08-2022 at 12:39 PM.
surprised no ones talking about the fact that US bank did the wells fargo recently.
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Joined Apr 2021
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AquaActivity651
08-08-2022 at 05:41 PM.
08-08-2022 at 05:41 PM.
US Bank is shit. Skip it
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Joined Aug 2005
L4: Apprentice
> bubble2 346 Posts
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kingburrito
08-08-2022 at 06:23 PM.
08-08-2022 at 06:23 PM.
I did this earlier in the year and did get the bonus, but found US Bank to have the worst checking account I've used. They capped transfers at $1000 at a time - and to clarify, you could literally not start another until the first had cleared + an extra day or two - each took about a week. So it took close to the whole month to be permitted to transfer what I desired to my other account/brokerage each month. It also would not let me do any transfers via their app, where I'm accustomed to these things now - I had to go to my computer to do any banking. They couldn't fix any of these things when calling support or in the branch. I closed that account as soon as the bonus was safe!
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Joined Sep 2010
L5: Journeyman
> bubble2 959 Posts
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Saboth
08-08-2022 at 06:32 PM.
08-08-2022 at 06:32 PM.
I always see these but never do them as switching over my paycheck at work, then having to either transfer money to my main bank account to pay bills or switch over all my bill pay accounts to a new account just seems like too much work. If they just allowed you to move money from one account to another and count it as "direct deposit", it would be more tempting.
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Joined Jul 2014
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Nitrohamster
08-08-2022 at 06:38 PM.
08-08-2022 at 06:38 PM.
Quote from Saboth :
I always see these but never do them as switching over my paycheck at work, then having to either transfer money to my main bank account to pay bills or switch over all my bill pay accounts to a new account just seems like too much work. If they just allowed you to move money from one account to another and count it as "direct deposit", it would be more tempting.
Yeah US bank is pretty crappy
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Joined Sep 2013
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CompTechhy1
08-08-2022 at 06:54 PM.
08-08-2022 at 06:54 PM.
Quote from CleverString959 :
Same thing happened to me with a CC. I won't do business with them again.
file a CFPB complaint. I got my money within 48 hours with a diff bank. AN ACTUAL HIGH RANKING executive personally called me to apologize and say they "found an error" and paid out my bonus
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Joined Jun 2006
L7: Teacher
> bubble2 2,377 Posts
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nyknicks8
08-08-2022 at 06:56 PM.
08-08-2022 at 06:56 PM.
Not valid if had an account within the last 2 years.
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Joined Nov 2011
L3: Novice
> bubble2 170 Posts
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monseemian
08-08-2022 at 06:57 PM.
08-08-2022 at 06:57 PM.
Quote from CompTechhy1 :
file a CFPB complaint. I got my money within 48 hours with a diff bank. AN ACTUAL HIGH RANKING executive personally called me to apologize and say they "found an error" and paid out my bonus

Did you ask him to say the magic word first? :-)

I have taken advantage of such bonuses a few times with Citi, WF, Regions, BOA etc. Luckily never had any issues besides waiting for the 2-3 months timeframe to get the bonus. I have a CC with US Bank, will def try this out.
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Last edited by monseemian August 8, 2022 at 06:59 PM.
Joined Sep 2013
L2: Beginner
> bubble2 71 Posts
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CompTechhy1
08-08-2022 at 06:58 PM.
08-08-2022 at 06:58 PM.
Quote from monseemian :
Did you ask him to say the magic word first? :-)
I actually missed the call and it went to voicemail. I called back and left a message saying "Do not call back unless it is to tell me you're paying me" - got a call back soon after saying "We apologize and credited you"
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Joined Jun 2004
L5: Journeyman
> bubble2 635 Posts
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OniEdge
08-08-2022 at 07:08 PM.
08-08-2022 at 07:08 PM.
Quote from mojohnnybravo :
surprised no ones talking about the fact that US bank did the wells fargo recently.
This. 100% this.

Did any bank really learn NOT to open fake accounts that their customers didn't request after wells fargo? I think not.
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Joined Mar 2007
Bite Me
> bubble2 1,684 Posts
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anubis57
08-08-2022 at 07:11 PM.
08-08-2022 at 07:11 PM.
Quote from AquaActivity651 :
US Bank is shit. Skip it
That is a thoughtful, persuasive and well presented post. Applause
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Last edited by anubis57 August 8, 2022 at 07:16 PM.
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