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Up to $1000 Bonus for new Capital One 360 saving account

+87 Deal Score
171,884 Views
Open a capital one savings account by 12/24 and fund the account in 15 days and have a party. You have to hold the fund for 90 days. APY 2.35% as we speak.
I guess this is similar to Ally bank doing 1% bonus deal, but Capital one has physical banks in North East and customer service is better than Ally Bank
Up to $1000 bonus based on your deposit amount.


https://www.capitalone.com/bank/fall22/
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Deal
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+87
171,884 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Aug 2007
L10: Grand Master
> bubble2 8,921 Posts
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Butcherboy
10-21-2022 at 10:28 AM.
10-21-2022 at 10:28 AM.
so without me having to create a account just for the info how much do I need to put in to get my thousand-dollar bonus ?

and what additional Hoops do I need to jump through ?
1
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Joined Nov 2018
L3: Novice
> bubble2 299 Posts
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lonesurvivor9
10-21-2022 at 10:33 AM.

Our community has rated this post as helpful. If you agree, why not thank lonesurvivor9

10-21-2022 at 10:33 AM.
Quote from Butcherboy :
so without me having to create a account just for the info how much do I need to put in to get my thousand-dollar bonus ?

and what additional Hoops do I need to jump through ?
THE MORE YOU SAVE, THE MORE YOU EARN.
See how much you'll earn with your bonus.
DEPOSIT EARN
$10,000+ $100
$50,000+ $500
$100,000+ $1,000
10
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Joined Dec 2006
L4: Apprentice
> bubble2 475 Posts
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slick dealsss
10-21-2022 at 10:35 AM.
10-21-2022 at 10:35 AM.
The link says the rate is 2.35. Where do you see 3.35?
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Joined Aug 2007
L10: Grand Master
> bubble2 8,921 Posts
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Butcherboy
10-21-2022 at 10:37 AM.
10-21-2022 at 10:37 AM.
Quote from lonesurvivor9 :
THE MORE YOU SAVE, THE MORE YOU EARN.
See how much you'll earn with your bonus.
DEPOSIT EARN
$10,000+ $100
$50,000+ $500
$100,000+ $1,000

Thank you - Smilie
1
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Joined Apr 2006
L6: Expert
> bubble2 1,879 Posts
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DontBreakMy20
10-21-2022 at 10:38 AM.
10-21-2022 at 10:38 AM.
Quote from slick dealsss :
The link says the rate is 2.35. Where do you see 3.35?

1% bonus plus 2.35% rate
5
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Joined Oct 2006
L7: Teacher
> bubble2 2,661 Posts
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Original Poster
desitoyota
10-21-2022 at 10:40 AM.
10-21-2022 at 10:40 AM.
Quote from DontBreakMy20 :
1% bonus plus 2.35% rate

Correct. But to make it clear I changed it 2.35
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Joined Sep 2018
L2: Beginner
> bubble2 58 Posts
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Adinel-RobertN
10-21-2022 at 10:50 AM.
10-21-2022 at 10:50 AM.
Would be worth it to park some money in here and wait for CD rates to go even higher? I'm wonder if the CD rates are still going up in the next 3 months or so?
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Joined Dec 2017
L4: Apprentice
> bubble2 469 Posts
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Joedaddy123
10-21-2022 at 11:01 AM.
10-21-2022 at 11:01 AM.
Quote from DontBreakMy20 :
1% bonus plus 2.35% rate
But it's actually more than 3.35% apy right?
Since we are getting that 1% in 90 days.. not 1-year.

Please excuse my paper napkin math

Planning to move my SOFI balance once the that promotion matures at end of November.
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Joined Dec 2020
L5: Journeyman
> bubble2 586 Posts
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Jiivi
10-21-2022 at 11:03 AM.
10-21-2022 at 11:03 AM.
Not eligible for account open and closed after 2019. Any data points for user who got again in the past
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Joined Oct 2006
L7: Teacher
> bubble2 2,661 Posts
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Original Poster
desitoyota
10-21-2022 at 12:00 PM.
10-21-2022 at 12:00 PM.
That's fair enough. They don't want you to churn bank account like CC. Chase is doing the same for their CC with no bonus if you have received a bonus in last 48 months
1
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Joined Oct 2006
L7: Teacher
> bubble2 2,661 Posts
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Original Poster
desitoyota
10-21-2022 at 12:05 PM.
10-21-2022 at 12:05 PM.
Quote from Adinel-RobertN :
Would be worth it to park some money in here and wait for CD rates to go even higher? I'm wonder if the CD rates are still going up in the next 3 months or so?

I am doing that. I am thinking this a 90 day CD with 3.35% interest( best value if you have either 10k, 50k or 100k)
If you have 45k to park, I guess you will still get only $100 bonus. So ideal will be either 10k, 50k or 100k within 15 days of opening
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Joined Feb 2007
L9: Master
> bubble2 5,030 Posts
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mpkb
10-21-2022 at 02:16 PM.
10-21-2022 at 02:16 PM.
Well, if CD rates skyrocket, you could leave the 1% behind and just go for the CD. Or just wait for the minimum holding period, then do the CD. I don't think interest rates are heading down anytime soon, but just my unqualified opinion as a non-professional.
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Joined Dec 2017
L4: Apprentice
> bubble2 469 Posts
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Joedaddy123
10-21-2022 at 02:26 PM.
10-21-2022 at 02:26 PM.
Quote from desitoyota :
I am doing that. I am thinking this a 90 day CD with 3.35% interest( best value if you have either 10k, 50k or 100k)
If you have 45k to park, I guess you will still get only $100 bonus. So ideal will be either 10k, 50k or 100k within 15 days of opening
Wouldn't this effectively be around ~6.35% APY interest for the 90 days?

Am I the only crazy person on this thread? Ha
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