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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+119 Deal Score
482,723 Views
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • No annual fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining
  • Earn 2x points on travel
  • Earn 1x points on other purchases
  • Earn double points on the first of each month (excluding rent, up to 10,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Point redemptions include airlines, hotels, future rent payments, credit card statements, toward a down payment on a home, etc.
  • No Foreign Transaction Fee
  • Trip Cancellation and Interruption Protection
  • Trip Delay Reimbursement
  • Auto Rental Collision Damage Waiver
  • Purchase Security
  • Cellular Telephone Protection
  • Concierge Service
  • Lyft credits
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Select 'Apply Now' to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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Original Post

Written by
Edited April 25, 2024 at 12:04 PM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • No annual fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining
  • Earn 2x points on travel
  • Earn 1x points on other purchases
  • Earn double points on the first of each month (excluding rent, up to 10,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Point redemptions include airlines, hotels, future rent payments, credit card statements, toward a down payment on a home, etc.
  • No Foreign Transaction Fee
  • Trip Cancellation and Interruption Protection
  • Trip Delay Reimbursement
  • Auto Rental Collision Damage Waiver
  • Purchase Security
  • Cellular Telephone Protection
  • Concierge Service
  • Lyft credits
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Select 'Apply Now' to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Add Comment
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+119
482,723 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Tarantado
10-27-2022 at 03:00 PM.
10-27-2022 at 03:00 PM.
Can this be used to pay for mortgages?
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erol
10-27-2022 at 03:10 PM.

Our community has rated this post as helpful. If you agree, why not thank erol

10-27-2022 at 03:10 PM.
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
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sarcasmogratis
10-27-2022 at 03:41 PM.
10-27-2022 at 03:41 PM.
No Slickdeals Rewards affiliate kickback for forum members? Come on guys, share the wealth.
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kensteele
10-27-2022 at 03:44 PM.
10-27-2022 at 03:44 PM.
i use this. building up a bunch of points that can be used on amazon so it's better than nothing. you have to make 5 small charges a month to keep it going....
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bluekiwi
10-27-2022 at 03:53 PM.
10-27-2022 at 03:53 PM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
You can use the Bilt Mastercard and earn rewards on rent at any property where you can pay by (i) online payment portal (e.g. ClickPay®, etc.), (ii) Venmo or Paypal or (iii) physical check.
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bluekiwi
10-27-2022 at 03:55 PM.

Our community has rated this post as helpful. If you agree, why not thank bluekiwi

10-27-2022 at 03:55 PM.
Quote from Tarantado :
Can this be used to pay for mortgages?
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
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dagarwal3
10-27-2022 at 06:12 PM.
10-27-2022 at 06:12 PM.
I have Bilt. I love it as I get points that I can transfer to partners when I pay rent.
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W-Creative
10-27-2022 at 08:10 PM.
10-27-2022 at 08:10 PM.
Can I use it to pay for my car loan?
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MomoLove
10-28-2022 at 05:13 AM.

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10-28-2022 at 05:13 AM.
Used it and they sent my rent payment in late. Poor customer service
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jrlcopy
10-28-2022 at 05:28 AM.
10-28-2022 at 05:28 AM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
Not true at all.
You get a routing number and an account number and can either mail a check to your rental company, or provide the rounting/account number like a check to your online bill pay system.

I got a bilt card in April, so feel free to ask me any questions, def worth it for all the free points, and I got a bunch of referrals, so got a bonus 50k points too.

I just won't carry a balance on it.
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Dr. J
10-28-2022 at 05:33 AM.
10-28-2022 at 05:33 AM.
Quote from jrlcopy :
Not true at all.
You get a routing number and an account number and can either mail a check to your rental company, or provide the rounting/account number like a check to your online bill pay system.

I got a bilt card in April, so feel free to ask me any questions, def worth it for all the free points, and I got a bunch of referrals, so got a bonus 50k points too.

I just won't carry a balance on it.

So then how do they verify you are actually paying rent and not just MS? MEaning, "yeah Joe Blow is my landlord" Wink so I send him $2k/mo, get points, don't pay any fees, then just siphon that back to me. Seems too good to be true.

T&C are somewhat vague:

One point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of Fifty Thousand (50,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. Note, rent payments can only be made to one rental property per month.

Cardholders may not separate qualifying net purchases or rent payments into multiple transactions for the purpose of earning more points than would otherwise be available through a single transaction.



So, I can "rent" from myself to rack up points?
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Last edited by Dr. J October 28, 2022 at 05:38 AM.
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jrlcopy
10-28-2022 at 05:50 AM.
10-28-2022 at 05:50 AM.
Quote from Dr. J :
So then how do they verify you are actually paying rent and not just MS? MEaning, "yeah Joe Blow is my landlord" https://static.slickdealscdn.com/ima...ilies/wink.gif so I send him $2k/mo, get points, don't pay any fees, then just siphon that back to me. Seems too good to be true.

T&C are somewhat vague:

One point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of Fifty Thousand (50,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. Note, rent payments can only be made to one rental property per month.

Cardholders may not separate qualifying net purchases or rent payments into multiple transactions for the purpose of earning more points than would otherwise be available through a single transaction.



So, I can "rent" from myself to rack up points?
Potentially? You could use bilt's rent portal to mail yourself a check at a different address to a different name in order to get the points? It's a bill pay portal similar to your online bank. I imagine it would get flagged if you mailed a check to your same address and made it out to yourself. So if you have an SO with a different last name, make it out to them and mail it to their work?

And to get around the 'you need 5 transactions a month to earn points', I just buy 5 x $1 amazon gift cards each month.
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Dr. J
10-28-2022 at 06:04 AM.
10-28-2022 at 06:04 AM.
Quote from jrlcopy :
Potentially? You could use bilt's rent portal to mail yourself a check at a different address to a different name in order to get the points? It's a bill pay portal similar to your online bank. I imagine it would get flagged if you mailed a check to your same address and made it out to yourself. So if you have an SO with a different last name, make it out to them and mail it to their work?

And to get around the 'you need 5 transactions a month to earn points', I just buy 5 x $1 amazon gift cards each month.

Seems like it. I can't find anywhere that they go into what "rent" or "rental property" are. It does say you can't pay more than one rental property per month though.

I wouldn't think a company would open themselves up to such abuse, there has to be a catch. I wonder if they report the transactions - e.g. if you send yourself $20k/yr in "rent", are you liable to report that as income?
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