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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+190 Deal Score
971,660 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+190
971,660 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Jan 2015
L3: Novice
> bubble2 100 Posts
14 Reputation
KREWfit
04-23-2025 at 01:46 PM.
04-23-2025 at 01:46 PM.
Quote from lil4x4 :
The actual payoff is close to 0.1% and there are many requirements that are easy to screw up and lose all points for the month.

This is a predatory product that depends on renters being poor and dumb and not being good at paying their credit cards off on time. They want you to get behind so they can charge you 29% apr on thousands of dollars of rent balance and make you even poorer.

Please avoid this card.

If you are not able to pay your mortgage month to month then yes… you will struggle to pay a credit card as well.
Not sure why that's mentioned with a credit card that allows you to pay your rent with…
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
1,365 Reputation
kensteele
04-23-2025 at 05:05 PM.
04-23-2025 at 05:05 PM.
End of the month is coming up fast; is everyone getting ready for the unavoidable?

Due to the recent changes, there will be bounced checks, deducts that won't go thru, rent that won't get paid.

Do you have a backup ready? Do you have a checkbook, cash, maybe even another credit card to pay the fees?

Spent the last few weeks making all kinds of changes after have been locked in for years....and, I'm gonna be pissed it there are problems. Because for me, this is unforced error. I did what was asked, I continue to get emails saying my setup is not complete, the instructions are sometimes confusing.

Can't wait.....
1
Reply
Joined Dec 2005
L10: Grand Master
> bubble2 13,550 Posts
1,639 Reputation
Pro
ScottoDono
04-25-2025 at 08:18 PM.
04-25-2025 at 08:18 PM.
Quote from bluekiwi :
You can use the Bilt Mastercard and earn rewards on rent at any property where you can pay by (i) online payment portal (e.g. ClickPay®, etc.), (ii) Venmo or Paypal or (iii) physical check.
Plus you can use any credit card and still earn rewards but pay a 3% fee. However this fee for Visa/MC is more than what my online portal charges. For AMEX its same
Reply
Joined Jan 2015
L3: Novice
> bubble2 100 Posts
14 Reputation
KREWfit
04-26-2025 at 08:24 AM.
04-26-2025 at 08:24 AM.
Quote from kensteele :
End of the month is coming up fast; is everyone getting ready for the unavoidable?

Due to the recent changes, there will be bounced checks, deducts that won't go thru, rent that won't get paid.

Do you have a backup ready? Do you have a checkbook, cash, maybe even another credit card to pay the fees?

Spent the last few weeks making all kinds of changes after have been locked in for years....and, I'm gonna be pissed it there are problems. Because for me, this is unforced error. I did what was asked, I continue to get emails saying my setup is not complete, the instructions are sometimes confusing.

Can't wait.....

Yeah. Curious to see what happens. I have multiple properties and added the mortgage all up to get the pre-authorization amount.. but wondering how the payment processing will happen now
1
Reply
Joined Nov 2009
L5: Journeyman
> bubble2 570 Posts
192 Reputation
minli
04-26-2025 at 09:35 PM.
04-26-2025 at 09:35 PM.
I really don't like the new 5-day rule. For mortgage, Do we have to pre-approved the amount 5 days prior? That seems like a thing people might easily forget.
1
Reply
Joined Jan 2015
L3: Novice
> bubble2 100 Posts
14 Reputation
KREWfit
04-26-2025 at 09:56 PM.
04-26-2025 at 09:56 PM.
Quote from minli :
I really don't like the new 5-day rule. For mortgage, Do we have to pre-approved the amount 5 days prior? That seems like a thing people might easily forget.

Yes. At least that's how I interpret it as well…
Reply
Joined Dec 2007
Shinigami
> bubble2 393 Posts
134 Reputation
Ryuk
04-27-2025 at 10:43 AM.
04-27-2025 at 10:43 AM.
Quote from minli :
I really don't like the new 5-day rule. For mortgage, Do we have to pre-approved the amount 5 days prior? That seems like a thing people might easily forget.

I prepaid my rent for next month (my landlord portal allows me) and then disabled my autopay with this card. I don't wanna deal with this 5 day hassle and the new possible payment issues that are some reddit users are reporting.
Reply

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Joined Nov 2020
New User
> bubble2 17 Posts
10 Reputation
ElatedMint3364
04-30-2025 at 11:06 AM.
04-30-2025 at 11:06 AM.
I used bilt to pay my rent, utilities and HOA fees at the beginning of April. However the rewards are shown as unearned points now. Do you know the reason for it? I have already made 5 transactions.
Reply
Joined Jan 2007
L7: Teacher
> bubble2 2,387 Posts
950 Reputation
kingfisher1111
05-01-2025 at 09:23 AM.
05-01-2025 at 09:23 AM.
Quote from KREWfit :
Yeah. Curious to see what happens. I have multiple properties and added the mortgage all up to get the pre-authorization amount.. but wondering how the payment processing will happen now
People like you are the reasons for making such changes.. Abusing the system..
Reply
Joined Nov 2012
L3: Novice
> bubble2 100 Posts
34 Reputation
sdnice
05-02-2025 at 08:18 AM.
05-02-2025 at 08:18 AM.
I'd like to share my my experience with the new Rent pay from April:

Apr 28 -Morning Requested and received new Rent pay checking account and routing numbers. I also entered a rent amount $500 more than what I normally pay

Apr 28 Morning - I entered the acct and routing numbers in my landlord's rent portal. They use 1 micro deposit for verifying new accounts

Apr 28 Evening - Got SMS from Bilt with the micro deposit amount. Entered it in my landlord's rent portal to complete verification of new account

May 1 Morning - Went to my landlord's rent portal and paid the actual May rent using the new Bilt rent account. Landlord's portal shows rent due $0

May 2 Morning - Received email from Bilt that my rent has been successfully paid. Logged into Wells Fargo credit card account and it shows the same rent amount with status "Pending". I'm assuming the status will change to "Complete" by tomorrow.

Hope this helps. If all goes as expected, I will set the Bilt rent amount to auto authorize.
Reply
Joined Jun 2023
New User
> bubble2 1 Posts
10 Reputation
FaithfulHill517
05-02-2025 at 08:42 PM.
05-02-2025 at 08:42 PM.
I was think if that possible use this card for car finance payment?
Reply
Joined Sep 2011
Price Compare, Always
> bubble2 17,979 Posts
3,528 Reputation
Expert
This user is an Expert in Tech & Electronics
bluekiwi
05-03-2025 at 05:08 AM.
05-03-2025 at 05:08 AM.
Used the card to pay my mortgage with the new system. Set it for the 1st, bank confirmed payment was made and applied by 3rd
1
Reply
Joined Jan 2007
L7: Teacher
> bubble2 2,387 Posts
950 Reputation
kingfisher1111
05-03-2025 at 03:24 PM.
05-03-2025 at 03:24 PM.
Quote from FaithfulHill517 :
I was think if that possible use this card for car finance payment?

Your account will be closed
Reply
Joined Aug 2011
L5: Journeyman
> bubble2 894 Posts
140 Reputation
ranrise
05-04-2025 at 07:38 AM.
05-04-2025 at 07:38 AM.
This is a piss poor product. They have absolutely terrible customer service who are under trained and clueless. This is not their fault because their entire site/app are poorly designed, show contradictory information, and nothing is explained. There is no number to reach them. You have to go through chat which takes more than 48 ghours to get someone. The app says it's 24/7 but website says M-F only. Even when you get one they don't know how to solve any problem.

The credit issuer is Wells Fargo but they can't help with anything beyond fraudulent charges.

Overall a failed product and walls are closing in on them with many property managements move off of their network.
Reply

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Joined Feb 2011
L2: Beginner
> bubble2 81 Posts
31 Reputation
bc320
05-04-2025 at 07:41 AM.
05-04-2025 at 07:41 AM.
Quote from ElatedMint3364 :
I used bilt to pay my rent, utilities and HOA fees at the beginning of April. However the rewards are shown as unearned points now. Do you know the reason for it? I have already made 5 transactions.r
Did you make your 5 transactions during the same month, or the same statement period? They need to be during the same statement period.
Reply
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