Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.
Thanks to Deal Editor iconian for posting this deal.
Card Details: Slickdeals may be compensated by Chase.
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.
Card Details:
OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
If you take advantage of an offer on our site, Slickdeals may receive a commission.
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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)
Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)
Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income
I've got 7 figures of Chase UR points and 0 1099s.
It's not income.
The IRS agrees it's not income.
If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.
Here's a bunch of sources all telling you you're wrong
The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus
Like a referral.
And ONLY if those add up to more than $600 in a year.
NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued
Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.
But credit card spend required signups? Not income. No 1099.
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@MagusUnltd When you go to sign up it says you are limited to one offer for ink in the last 24 months
Is the limitation on Ink bonuses across all flavors of the Ink card, or is that a per-card-type limit? I got the Ink Unlimited, but if I qualify for a bonus, I'd get this one too?
Is the limitation on Ink bonuses across all flavors of the Ink card, or is that a per-card-type limit? I got the Ink Unlimited, but if I qualify for a bonus, I'd get this one too?
I'm curious about this as well since I was approved for the unlimited one already. Anyone know if we can get both within the last month?
I don't understand Chase bank. Rant: Have business, have AmEx Platinum and no issues with getting credit elsewhere anywhere/anytime … but not Chase. Always under "additional" review. Is it true that they don't give business credit cards to businesses/people who don't do banking with them?
Is the limitation on Ink bonuses across all flavors of the Ink card, or is that a per-card-type limit? I got the Ink Unlimited, but if I qualify for a bonus, I'd get this one too?
Nope. Both my wife and I have both Inks and have received the bonus on all 4.
We owe taxes every year from my wife's 1099 and we save for it throughout the year and then we just open up a blue bank card for points every year. Pay it off and then put it away in a lock box
Can someone explain the difference between the 3 Chase Ink cards? Cash Card, Unlimited Card, I forget the third. Trying to figure out which is best to apply for.
Can someone explain the difference between the 3 Chase Ink cards? Cash Card, Unlimited Card, I forget the third. Trying to figure out which is best to apply for.
Go to chase.com and look. They have separate pages for business and consumer credit cards.
This offer is for their Ink Business Cash card.
One big differentiator is the annual fee.
That's some low property tax. Around here that would be $500. Yet we are capped at the amount we can deduct to 10k.
Oh I was quoting someone else complaining about having to pay fees for using credit card for irs taxes. We owe around 6k a year, so a new sign up bonus is always met every year
Go to chase.com and look. They have separate pages for business and consumer credit cards.
This offer is for their Ink Business Cash card.
One big differentiator is the annual fee.
Thanks so it likes the difference between the 3 Chase Business card offers:
Chase Business Cash Card:
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- No Annual Fee
Chase Business Unlimited Card:
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
Chase Business Preferred:
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- $95 Annual Fee
Seems like for my business needs, the Business Preferred is the way to go but I wouldn't make any of those incredible thresholds. So Chase Business Cash Card seems like the better deal compared to Unlimited based on the increased CB percentages for specific transactions.
Just incase anyone was curious trying to figure out the differences. I also understand you can apply for 3 and get approved for all 3 as well, if your business has that much financial spending coming up to meet all thresholds. Good stuff though, lots of rewards.
I couldn't find on Chase site how referral works, say if I have a relative referring me but they do not have this specific Card, would they still be credited for it? I don't see a field to enter a code, only a referral link provided to me by my relative but again leads to a Consumer card rather than this Business card offer.
If you sign up as a sole proprietor, can you still do your taxes for free with credit karma or not anymore since you have a business. Thanks in advance
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Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)
Remember the $900 comes back as points, not cash (but can be converted to cash).
I've got 7 figures of Chase UR points and 0 1099s.
It's not income.
The IRS agrees it's not income.
If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.
Here's a bunch of sources all telling you you're wrong
https://www.cnbc.com/select/are-c...%2Dtaxable.
https://www.cnet.com/personal-fin...s-taxable/
https://calibrecpa.com/tax-regula...k-rewards/
I could list 20 more- they'd all say the same.
The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus
Like a referral.
And ONLY if those add up to more than $600 in a year.
NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued
Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.
But credit card spend required signups? Not income. No 1099.
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Yes so true.
All credit card payments are assessed a 2.1% convenience fee. All convenience fees are paid to the payment processer
So that would be $100+ yikes 😱
Great. They seem closed today. Will have to try tomorrow I guess.
Nope. Both my wife and I have both Inks and have received the bonus on all 4.
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All credit card payments are assessed a 2.1% convenience fee. All convenience fees are paid to the payment processer
So that would be $100+ yikes 😱
100 bucks for 90k points is money well spent
This offer is for their Ink Business Cash card.
One big differentiator is the annual fee.
Oh I was quoting someone else complaining about having to pay fees for using credit card for irs taxes. We owe around 6k a year, so a new sign up bonus is always met every year
This offer is for their Ink Business Cash card.
One big differentiator is the annual fee.
Chase Business Cash Card:
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- No Annual Fee
Chase Business Unlimited Card:
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
Chase Business Preferred:
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- $95 Annual Fee
Seems like for my business needs, the Business Preferred is the way to go but I wouldn't make any of those incredible thresholds. So Chase Business Cash Card seems like the better deal compared to Unlimited based on the increased CB percentages for specific transactions.
Just incase anyone was curious trying to figure out the differences. I also understand you can apply for 3 and get approved for all 3 as well, if your business has that much financial spending coming up to meet all thresholds. Good stuff though, lots of rewards.
I couldn't find on Chase site how referral works, say if I have a relative referring me but they do not have this specific Card, would they still be credited for it? I don't see a field to enter a code, only a referral link provided to me by my relative but again leads to a Consumer card rather than this Business card offer.
Any thoughts?
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