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Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months Expired

+74 Deal Score
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Thanks to Deal Editor iconian for posting this deal.

Card Details: Slickdeals may be compensated by Chase.

Original Post

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Edited March 20, 2023 at 07:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 10:58 AM by iconian | Staff
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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)

Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)

Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income

I've got 7 figures of Chase UR points and 0 1099s.

It's not income.

The IRS agrees it's not income.

If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.



Here's a bunch of sources all telling you you're wrong

https://www.cnbc.com/select/are-c...%2Dtaxable.




https://www.cnet.com/personal-fin...s-taxable/





https://calibrecpa.com/tax-regula...k-rewards/





I could list 20 more- they'd all say the same.



The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus


Like a referral.

And ONLY if those add up to more than $600 in a year.

NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued


Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.


But credit card spend required signups? Not income. No 1099.

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Joined Oct 2011
L2: Beginner
> bubble2 58 Posts
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m2go
02-25-2023 at 10:51 AM.
02-25-2023 at 10:51 AM.
Quote from be_slick :
@MagusUnltd When you go to sign up it says you are limited to one offer for ink in the last 24 months
Is the limitation on Ink bonuses across all flavors of the Ink card, or is that a per-card-type limit? I got the Ink Unlimited, but if I qualify for a bonus, I'd get this one too?
Reply
Last edited by m2go February 25, 2023 at 09:05 PM.
Joined Apr 2009
L2: Beginner
> bubble2 40 Posts
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masterp2166
02-26-2023 at 06:38 AM.
02-26-2023 at 06:38 AM.
Quote from Chipipay :
In my county, there is a huge 'convenience' fee if CC is used to pay for prop tax, could be up to $200+

Yes so true.

All credit card payments are assessed a 2.1% convenience fee. All convenience fees are paid to the payment processer

So that would be $100+ yikes 😱
Reply
Joined Dec 2017
L3: Novice
> bubble2 171 Posts
14 Reputation
itzjwc
02-26-2023 at 01:46 PM.
02-26-2023 at 01:46 PM.
Finally approved, had to call though after a week sitting in review. They also expedited the shipping for me at no cost
Reply
Joined Apr 2006
L8: Grand Teacher
> bubble2 3,450 Posts
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spaceistheplace
02-26-2023 at 03:07 PM.
02-26-2023 at 03:07 PM.
Quote from itzjwc :
Finally approved, had to call though after a week sitting in review. They also expedited the shipping for me at no cost

Great. They seem closed today. Will have to try tomorrow I guess.
Reply
Joined Oct 2011
L4: Apprentice
> bubble2 462 Posts
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pokepud3
02-27-2023 at 10:27 AM.
02-27-2023 at 10:27 AM.
Quote from m2go :
Is the limitation on Ink bonuses across all flavors of the Ink card, or is that a per-card-type limit? I got the Ink Unlimited, but if I qualify for a bonus, I'd get this one too?
I'm curious about this as well since I was approved for the unlimited one already. Anyone know if we can get both within the last month?
Reply
Joined Dec 2016
L2: Beginner
> bubble2 30 Posts
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yrmed85
02-27-2023 at 06:39 PM.
02-27-2023 at 06:39 PM.
I don't understand Chase bank. Rant: Have business, have AmEx Platinum and no issues with getting credit elsewhere anywhere/anytime … but not Chase. Always under "additional" review. Is it true that they don't give business credit cards to businesses/people who don't do banking with them?
Reply
Joined May 2008
L5: Journeyman
> bubble2 508 Posts
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piercene
02-28-2023 at 07:19 AM.
02-28-2023 at 07:19 AM.
Quote from m2go :
Is the limitation on Ink bonuses across all flavors of the Ink card, or is that a per-card-type limit? I got the Ink Unlimited, but if I qualify for a bonus, I'd get this one too?

Nope. Both my wife and I have both Inks and have received the bonus on all 4.
Reply

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Joined Nov 2009
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> bubble2 158 Posts
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absolute55
02-28-2023 at 11:00 AM.
02-28-2023 at 11:00 AM.
We owe taxes every year from my wife's 1099 and we save for it throughout the year and then we just open up a blue bank card for points every year. Pay it off and then put it away in a lock box
Reply
Joined Nov 2009
L3: Novice
> bubble2 158 Posts
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absolute55
02-28-2023 at 11:00 AM.
02-28-2023 at 11:00 AM.
Quote from masterp2166 :
Yes so true.

All credit card payments are assessed a 2.1% convenience fee. All convenience fees are paid to the payment processer

So that would be $100+ yikes 😱

100 bucks for 90k points is money well spent
Reply
Joined Jul 2019
L3: Novice
> bubble2 237 Posts
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VolatileVolition
03-01-2023 at 06:42 AM.
03-01-2023 at 06:42 AM.
Can someone explain the difference between the 3 Chase Ink cards? Cash Card, Unlimited Card, I forget the third. Trying to figure out which is best to apply for.
Reply
Joined Feb 2021
L6: Expert
> bubble2 1,777 Posts
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nyc10036
03-01-2023 at 06:52 AM.
03-01-2023 at 06:52 AM.
Quote from AdrianR3 :
Can someone explain the difference between the 3 Chase Ink cards? Cash Card, Unlimited Card, I forget the third. Trying to figure out which is best to apply for.
Go to chase.com and look. They have separate pages for business and consumer credit cards.
This offer is for their Ink Business Cash card.
One big differentiator is the annual fee.

Reply
Joined Mar 2023
New User
> bubble2 1 Posts
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FaithfulHaddock9591
03-01-2023 at 08:03 AM.
03-01-2023 at 08:03 AM.
Quote from absolute55 :
100 bucks for 90k points is money well spent
That's some low property tax. Around here that would be $500. Yet we are capped at the amount we can deduct to 10k.
Reply
Joined Nov 2009
L3: Novice
> bubble2 158 Posts
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absolute55
03-01-2023 at 08:29 AM.
03-01-2023 at 08:29 AM.
Quote from FaithfulHaddock9591 :
That's some low property tax. Around here that would be $500. Yet we are capped at the amount we can deduct to 10k.

Oh I was quoting someone else complaining about having to pay fees for using credit card for irs taxes. We owe around 6k a year, so a new sign up bonus is always met every year
Reply
Joined Jul 2019
L3: Novice
> bubble2 237 Posts
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VolatileVolition
03-01-2023 at 08:38 AM.
03-01-2023 at 08:38 AM.
Quote from nyc10036 :
Go to chase.com and look. They have separate pages for business and consumer credit cards.
This offer is for their Ink Business Cash card.
One big differentiator is the annual fee.
Thanks so it likes the difference between the 3 Chase Business card offers:
Chase Business Cash Card:
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- No Annual Fee

Chase Business Unlimited Card:
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee

Chase Business Preferred:
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- $95 Annual Fee

Seems like for my business needs, the Business Preferred is the way to go but I wouldn't make any of those incredible thresholds. So Chase Business Cash Card seems like the better deal compared to Unlimited based on the increased CB percentages for specific transactions.

Just incase anyone was curious trying to figure out the differences. I also understand you can apply for 3 and get approved for all 3 as well, if your business has that much financial spending coming up to meet all thresholds. Good stuff though, lots of rewards.

I couldn't find on Chase site how referral works, say if I have a relative referring me but they do not have this specific Card, would they still be credited for it? I don't see a field to enter a code, only a referral link provided to me by my relative but again leads to a Consumer card rather than this Business card offer.

Any thoughts?
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Joined Dec 2006
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> bubble2 592 Posts
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caspersdeals
03-02-2023 at 12:48 PM.
03-02-2023 at 12:48 PM.
If you sign up as a sole proprietor, can you still do your taxes for free with credit karma or not anymore since you have a business. Thanks in advance
Reply
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