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expired Posted by emhsoto • Nov 22, 2022
expired Posted by emhsoto • Nov 22, 2022

Target: Apply for a new Reloadable RedCard, Get One-Time Coupon

w/ Approval (Exclusions Apply)

$40 off $40+

Target
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Deal Details
Update: This popular offer is still available.

Target offers a one-time coupon for $40 Off a future qualifying purchase $40+ when approved for a Reloadable RedCard between October 30 and December 10, 2022. Offer valid online and in-store [Store Locator].

Thanks to community member emhsoto for finding this deal.

Note: The coupon will be mailed to approved cardholders with their RedCard and will be valid through 1/09/23. See coupon exclusions in Deal Editor's notes below.

About Target RedCard:
  • A Target RedCard entitles you to 5% off most items, free shipping for online orders (excludes select items), and an extended return period.
  • This offer is also valid w/ Credit or Debit card approval, refer to this Frontpage Deal for information.

Editor's Notes

Written by SaltyOne | Staff
  • About this deal:
    • Offer excludes alcohol, Apple products, Barbie camper and houses, Beats Fit Pro, Beats Flex, Beats Powerbeats Pro, Beats Studio Buds, Bose, Bratz Collector and Designer Dolls, Bullseye's Playground, Cards Against Humanity, Casper, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Do-a-Dot, DSLR cameras & lenses, Dyson, Elf on the Shelf, face masks (Dolan, Sanctuary & Sugar Fix brands), Fisher Price Laugh n Learn, Fitbit, Funko Standard Pop, gift cards, GilletteLabs Heated Razor Starter Kit by Gillette – 3ct, Google, Hair Appliances, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Sorry, Trouble), Healthy Roots Dolls, Hot Wheels Ultimate Garage, Honest Baby, HP Inc., Infant Optics, Instant Pot, JBL, LEGO, Levi's Red Label, LG OLED and QNED TVs, limited-time designer partnerships, Luvable Friends, Mega Bloks, Meta Oculus and Portal, mobile contracts, Motrin, Ninja, Nintendo hardware and Switch games, Polder, Peg Perego, Philips Avent, Plan B, power shave, power dental, prepaid cards, Play-Doh Ice Cream Truck Playset, PlayStation consoles and accessories, Revival, Samsung TVs, Shark, simplehuman, Sonos, Sony Electronics, Take Action, Target Optical, Tempur-Sealy, Trading Cards, Tylenol pain relief, Tylenol PM, Ulta Beauty at Target Brands, Unlocked phones, Vera Bradley handbags, Weber, and What Do You Meme? game.
  • Please refer to the offer page for complete terms and conditions and the forum thread for additional details and discussion.

Original Post

Written by emhsoto
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Update: This popular offer is still available.

Target offers a one-time coupon for $40 Off a future qualifying purchase $40+ when approved for a Reloadable RedCard between October 30 and December 10, 2022. Offer valid online and in-store [Store Locator].

Thanks to community member emhsoto for finding this deal.

Note: The coupon will be mailed to approved cardholders with their RedCard and will be valid through 1/09/23. See coupon exclusions in Deal Editor's notes below.

About Target RedCard:
  • A Target RedCard entitles you to 5% off most items, free shipping for online orders (excludes select items), and an extended return period.
  • This offer is also valid w/ Credit or Debit card approval, refer to this Frontpage Deal for information.

Editor's Notes

Written by SaltyOne | Staff
  • About this deal:
    • Offer excludes alcohol, Apple products, Barbie camper and houses, Beats Fit Pro, Beats Flex, Beats Powerbeats Pro, Beats Studio Buds, Bose, Bratz Collector and Designer Dolls, Bullseye's Playground, Cards Against Humanity, Casper, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Do-a-Dot, DSLR cameras & lenses, Dyson, Elf on the Shelf, face masks (Dolan, Sanctuary & Sugar Fix brands), Fisher Price Laugh n Learn, Fitbit, Funko Standard Pop, gift cards, GilletteLabs Heated Razor Starter Kit by Gillette – 3ct, Google, Hair Appliances, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Sorry, Trouble), Healthy Roots Dolls, Hot Wheels Ultimate Garage, Honest Baby, HP Inc., Infant Optics, Instant Pot, JBL, LEGO, Levi's Red Label, LG OLED and QNED TVs, limited-time designer partnerships, Luvable Friends, Mega Bloks, Meta Oculus and Portal, mobile contracts, Motrin, Ninja, Nintendo hardware and Switch games, Polder, Peg Perego, Philips Avent, Plan B, power shave, power dental, prepaid cards, Play-Doh Ice Cream Truck Playset, PlayStation consoles and accessories, Revival, Samsung TVs, Shark, simplehuman, Sonos, Sony Electronics, Take Action, Target Optical, Tempur-Sealy, Trading Cards, Tylenol pain relief, Tylenol PM, Ulta Beauty at Target Brands, Unlocked phones, Vera Bradley handbags, Weber, and What Do You Meme? game.
  • Please refer to the offer page for complete terms and conditions and the forum thread for additional details and discussion.

Original Post

Written by emhsoto

Community Voting

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Okay, I signed up and got approved. Here to clear up confusion.

Currently Target has 3 card programs:
1. RedCard Credit Card (Mastercard)
2. RedCard Debit Card (not a debit card in traditional sense, more like a charge card/store card with an authorization from you to EFT from your bank account elsewhere)
3. RedCard Reloadable (a demand deposit account by Pathward, National Association, Member FDIC, don't worry about the word demand, remove it and you're left with "deposit account," in other words a checking account or, at the very least, a cash management account)

Many Slickdealers in this thread posted confusion of why they demand SSN, why do they want to know your occupation, why do they need to know the expected deposit amount. Some wondered why they got rejected when they have 800+ credit score. And this is why. Target Reloadable is a banking product. Not credit, not store card. The partner bank, Pathward, is required by law to obtain these sensitive information from you. And this also explains why you can get rejected when you have 800+ credit score. One person on this thread reported being approved even when his/her credit file is locked. And rightly so, because again this is not a credit product. Pathward does not check your credit. It however may check your deposit account history against popular verification services like ChexSystems. So check on that if you got denied. Did you open too many bank accounts in the past few months?

Target Reloadable is basically a banking product, no different from any other fintech like SoFi, Chime, etc. It offers a full-fledged Visa debit card that can be used anywhere, even internationally. It will give you an account number along with a routing number, and a direct deposit service. It has main account, and you can create sub accounts to manage your money. You can even add goals to set aside money for vacation, presents, and other projects. You can do a mobile deposit via its Mobile Check Capture service. There's ATM service. There's Bill Pay service. It has its own mobile app where you can manage all of your financial needs. And lastly, you can even request fund from another RedCard Reloadable customer!

So as you can see, this is not your typical store card anymore. I hope this helps. No more confusions!


Edit: So I just learned that Target used to have a similar program called REDbird, a direct competitor to Walmart's Bluebird. However, the REDbird program got killed for good in 2018. So I guess this is a resurrection. The Target Reloadable!
Let me tell you something son. In the world of the internet when you find an answer you share it.
Don't have either card and just signed up for the reloadable. Account approved. Now what?

BTW, there's a lot of exclusions.

RedCard $40 offer: Get a coupon for $40 off a qualifying purchase over $40 when you are approved for a debit or credit RedCard in-stores and at Target.com between 10/30/22 - 12/10/22. The coupon will be mailed to approved cardholders with their RedCard and will be valid through 1/09/23. Excludes alcohol, Apple products, Barbie camper and houses, Beats Fit Pro, Beats Flex, Beats Powerbeats Pro, Beats Studio Buds, Bose, Bratz Collector and Designer Dolls, Bullseye's Playground, Cards Against Humanity, Casper, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Do-a-Dot, DSLR cameras & lenses, Dyson, Elf on the Shelf, face masks (Dolan, Sanctuary & Sugar Fix brands), Fisher Price Laugh n Learn, Fitbit, Funko Standard Pop, gift cards, GilletteLabs Heated Razor Starter Kit by Gillette – 3ct, Google, Hair Appliances, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Sorry, Trouble), Healthy Roots Dolls, Hot Wheels Ultimate Garage, Honest Baby, HP Inc., Infant Optics, Instant Pot, JBL, LEGO, Levi's Red Label, LG OLED and QNED TVs, limited-time designer partnerships, Luvable Friends, Mega Bloks, Meta Oculus and Portal, mobile contracts, Motrin, Ninja, Nintendo hardware and Switch games, Polder, Peg Perego, Philips Avent, Plan B, power shave, power dental, prepaid cards, Play-Doh Ice Cream Truck Playset, PlayStation consoles and accessories, Revival, Samsung TVs, Shark, simplehuman, Sonos, Sony Electronics, Take Action, Target Optical, Tempur-Sealy, Trading Cards, Tylenol pain relief, Tylenol PM, Ulta Beauty at Target Brands, Unlocked phones, Vera Bradley handbags, Weber, and What Do You Meme? game.

457 Comments

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Nov 22, 2022
56 Posts
Joined Jul 2020
Nov 22, 2022
SeriousBreakfast197
Nov 22, 2022
56 Posts
Is this a hard pull or something?
2
Nov 22, 2022
3,047 Posts
Joined May 2020
Nov 22, 2022
HE1
Nov 22, 2022
3,047 Posts
I signed up for the debit card and used the code online. So I can still use it in store? Is there a day limit?
3
Nov 22, 2022
48 Posts
Joined May 2017
Nov 22, 2022
Fluffydrood
Nov 22, 2022
48 Posts
Quote from SeriousBreakfast197 :
Is this a hard pull or something?
The application asks for SSN but claims they will never run credit for the reloadable card, just to verify identity.
Nov 22, 2022
1,144 Posts
Joined Feb 2019

This comment has been rated as unhelpful by Slickdeals users.

Nov 22, 2022
4 Posts
Joined Nov 2017

This comment has been rated as unhelpful by Slickdeals users.

Nov 22, 2022
650 Posts
Joined Feb 2018
Nov 22, 2022
DealFreak1
Nov 22, 2022
650 Posts
Quote from HE1 :
I signed up for the debit card and used the code online. So I can still use it in store? Is there a day limit?
How soon did you get the code after signing up?
1
Nov 22, 2022
246 Posts
Joined Jan 2021

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Nov 22, 2022
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Nov 22, 2022
HE1
Nov 22, 2022
3,047 Posts

Our community has rated this post as helpful. If you agree, why not thank HE1

Quote from DealFreak1 :
How soon did you get the code after signing up?
The code is shipped with the card.
2
Nov 22, 2022
1,025 Posts
Joined Jun 2005
Nov 22, 2022
yybug
Nov 22, 2022
1,025 Posts
Does this card also offer 5% discount?
Nov 22, 2022
12 Posts
Joined Feb 2017
Nov 22, 2022
Rhyno_lit
Nov 22, 2022
12 Posts
Quote from LavenderDirt1567 :
What is the point of these reloadable cards?

For us obviously, the point is $40.

But aside from the deal, what's the value of one of these reloadable cards versus, say, simply buying a gift card?

Edit -- found my answer.
Whats the answer?

I did signup for reloadable card and i havent got any code!

Do i need to load the account now with 40$
5
Nov 22, 2022
3,637 Posts
Joined Sep 2006
Nov 22, 2022
vettefreak
Nov 22, 2022
3,637 Posts
Quote from LavenderDirt1567 :
What is the point of these reloadable cards?

For us obviously, the point is $40.

But aside from the deal, what's the value of one of these reloadable cards versus, say, simply buying a gift card?

Edit -- found my answer.
Also wondering the same
4
Nov 22, 2022
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Nov 22, 2022
anthem_the_cat
Nov 22, 2022
888 Posts

Our community has rated this post as helpful. If you agree, why not thank anthem_the_cat

If I already have the debit, can I sign up for the reloadable?
1
Nov 22, 2022
24 Posts
Joined Oct 2014
Nov 22, 2022
syed_er1
Nov 22, 2022
24 Posts
Quote from anthem_the_cat :
If I already have the debit, can I sign up for the reloadable?
I tried. It's giving me error.
Nov 22, 2022
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Joined Sep 2006
Nov 22, 2022
linrick
Nov 22, 2022
1,389 Posts

Our community has rated this post as helpful. If you agree, why not thank linrick

Don't have either card and just signed up for the reloadable. Account approved. Now what?

BTW, there's a lot of exclusions. Frown

RedCard $40 offer: Get a coupon for $40 off a qualifying purchase over $40 when you are approved for a debit or credit RedCard in-stores and at Target.com between 10/30/22 - 12/10/22. The coupon will be mailed to approved cardholders with their RedCard and will be valid through 1/09/23. Excludes alcohol, Apple products, Barbie camper and houses, Beats Fit Pro, Beats Flex, Beats Powerbeats Pro, Beats Studio Buds, Bose, Bratz Collector and Designer Dolls, Bullseye's Playground, Cards Against Humanity, Casper, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Do-a-Dot, DSLR cameras & lenses, Dyson, Elf on the Shelf, face masks (Dolan, Sanctuary & Sugar Fix brands), Fisher Price Laugh n Learn, Fitbit, Funko Standard Pop, gift cards, GilletteLabs Heated Razor Starter Kit by Gillette – 3ct, Google, Hair Appliances, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Sorry, Trouble), Healthy Roots Dolls, Hot Wheels Ultimate Garage, Honest Baby, HP Inc., Infant Optics, Instant Pot, JBL, LEGO, Levi's Red Label, LG OLED and QNED TVs, limited-time designer partnerships, Luvable Friends, Mega Bloks, Meta Oculus and Portal, mobile contracts, Motrin, Ninja, Nintendo hardware and Switch games, Polder, Peg Perego, Philips Avent, Plan B, power shave, power dental, prepaid cards, Play-Doh Ice Cream Truck Playset, PlayStation consoles and accessories, Revival, Samsung TVs, Shark, simplehuman, Sonos, Sony Electronics, Take Action, Target Optical, Tempur-Sealy, Trading Cards, Tylenol pain relief, Tylenol PM, Ulta Beauty at Target Brands, Unlocked phones, Vera Bradley handbags, Weber, and What Do You Meme? game.
Last edited by linrick November 22, 2022 at 01:16 AM.
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Nov 22, 2022
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Nov 22, 2022
capedcrusader55
Nov 22, 2022
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$40 off a future qualifying purchase over $40 when approved for a credit, debit or reloadable RedCard

$40 off for new RedCard holders


RedCard $40 offer: Get a coupon for $40 off a qualifying purchase over $40 when you are approved for a debit or credit RedCard in-stores and at Target.com between 10/30/22 - 12/10/22. The coupon will be mailed to approved cardholders with their RedCard and will be valid through 1/09/23. Excludes alcohol, Apple products, Barbie camper and houses, Beats Fit Pro, Beats Flex, Beats Powerbeats Pro, Beats Studio Buds, Bose, Bratz Collector and Designer Dolls, Bullseye's Playground, Cards Against Humanity, Casper, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Do-a-Dot, DSLR cameras & lenses, Dyson, Elf on the Shelf, face masks (Dolan, Sanctuary & Sugar Fix brands), Fisher Price Laugh n Learn, Fitbit, Funko Standard Pop, gift cards, GilletteLabs Heated Razor Starter Kit by Gillette – 3ct, Google, Hair Appliances, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Sorry, Trouble), Healthy Roots Dolls, Hot Wheels Ultimate Garage, Honest Baby, HP Inc., Infant Optics, Instant Pot, JBL, LEGO, Levi's Red Label, LG OLED and QNED TVs, limited-time designer partnerships, Luvable Friends, Mega Bloks, Meta Oculus and Portal, mobile contracts, Motrin, Ninja, Nintendo hardware and Switch games, Polder, Peg Perego, Philips Avent, Plan B, power shave, power dental, prepaid cards, Play-Doh Ice Cream Truck Playset, PlayStation consoles and accessories, Revival, Samsung TVs, Shark, simplehuman, Sonos, Sony Electronics, Take Action, Target Optical, Tempur-Sealy, Trading Cards, Tylenol pain relief, Tylenol PM, Ulta Beauty at Target Brands, Unlocked phones, Vera Bradley handbags, Weber, and What Do You Meme? game.
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