I am posting this because after a LONG while, you now have more options again for Pay Yourself Back than just 25% to Charities. On my Sapphire Preferred PYB page, the new options for Gas Stations and Grocery Stores showed up today, January 1, 2023. Details are still vague, but past history has been 10% to 25% bonus on point redemption and both are valid through 3/31/23.
NEW
Gas Stations (including paying at the pump or inside the station)
(Unknown)% more points value (usually 10%)
Redeem up to (unknown - usually $500 or 45,454 pts)
Valid through 03/31/21
NEW
Grocery Stores (including eligible delivery services, and most likely NOT Walmart)
(Unknown)% more points value (usually 10%)
Redeem up to (unknown - usually $500 or 45,454 pts)
Valid through 03/31/22
Select charities
25% more points value
Valid through 12/31/23
Charges must be made on the CSP card to use PYB bonus. However, you can move points from other cards on your Chase accounts to the CSP and apply them to the PYB bonus.
- Currently, only redemptions against purchases made with your Chase card with Ultimate Rewards at gas stations (including paying at the pump or inside the station), for grocery stores (including eligible delivery services), and for select charitable organizations will qualify.
This thread is not for those who like to bring up "You get better point value for travel transfers". Yes, we know CSP/CSR are good for travel. I don't travel enough to use any of the partner bonuses, and I'm sure many others don't either. I use all my cards for the 1% to 5% back, and if I can get a 10% to 25% redemption bonus now and then for something I DO use then it's a value to me and others.
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You know, what you say may be correct… I didn't even read it like that. But then what is the point of even listing categories when I can just convert points at the standard 100:$1.00 and put it as a direct statement credit for ANYTHING I charge on the CSP?
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It's still 50% on travel, but the travel prices are usually higher than I could book directly - the discounts that other sites offer aren't there, and neither are the member discounts for booking directly with hotels for example. So it's not really 50%.
Totally forgot to clear out my points before the end of last year with the reserve.
Pay back went from 150% to 125% on easy to use categories…
Face palm.
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It's still 50% on travel, but the travel prices are usually higher than I could book directly - the discounts that other sites offer aren't there, and neither are the member discounts for booking directly with hotels for example. So it's not really 50%.