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expired Posted by Brandons8560 • Jan 25, 2023
expired Posted by Brandons8560 • Jan 25, 2023

Truist Bank: Open Eligible Checking Account w/ 2 Direct Deposits Totaling $1000

(Select States)

& Get $400 Cash Bonus

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Deal Details
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560

Community Voting

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Top Comments

$12 Monthly Fee. $30 Closing Account Fee.
The $30 closing fee only applies to 'Charged Off' accounts AKA accounts in delinquency. There should be no fee (that I can see in their fee schedules) for closing an account. You should be plenty fine to just close the account after you get the promo cash.
Rich people? not really... People with jobs or retirement income? Yes

If you can't handle depositing $1000 into an account over the next three months, then you need a job, not Slickdeals.

327 Comments

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Apr 7, 2023
4,911 Posts
Joined Dec 2009
Apr 7, 2023
rdcrds
Apr 7, 2023
4,911 Posts
Quote from LouisNT88 :
Either $500 DD or $500 daily balance every statement cycle will waive $12 monthly fee
I am trying to find this where it says 500 will waive the fee monthly.
Apr 7, 2023
772 Posts
Joined Jun 2012
Apr 7, 2023
samwathegreat
Apr 7, 2023
772 Posts
Quote from rdcrds :
I am trying to find this where it says 500 will waive the fee monthly.
https://www.truist.com/content/da...hedule.pdf

"Make $500 or more in total qualifying Direct Deposits1 per statement cycle OR Maintain a total combined ledger balance of $500 or more in Truist related accounts across personal deposits and all investments as reflected on the business day before your statement cycle end date OR Have a related Truist personal credit card, mortgage or consumer loan, excluding LightStream® OR Have a linked Small Business Checking account OR Students under the age of 25"
Apr 12, 2023
60 Posts
Joined Nov 2014
Apr 12, 2023
Tippin187
Apr 12, 2023
60 Posts
UPDATE, I was able to get this $400 bonus/credit just buy doing a normal ACH through NOVO. I pushed it to the Truist account form the NOVO account. It deposited on 4/3/23 and i got the $400 bonus deposit in my Truist account on 4/11/23. I've heard that Chase personal checking works as well if anyone interested in trying. Im gonna pull all funds from this Truist account asap and shut it down.
Apr 14, 2023
34 Posts
Joined Nov 2015
Apr 14, 2023
dixy6581
Apr 14, 2023
34 Posts
Quote from moizshah :
$12 Monthly Fee. $30 Closing Account Fee.
Avoiding the Monthly Maintenance Fee :
Truist Confidence Account - Make $500 or more in total deposits per statement cycle OR Make 10 or more qualifying transactions per statement cycle OR Students under the age of 25

​Truist One Checking Account :Make $500 or more in total qualifying Direct Deposits per statement cycle OR Maintain a total combined ledger balance of $500 or more in Truist related accounts across personal deposits and all investments as reflected on the business day before your statement cycle end date OR Have a related Truist personal credit card, mortgage or consumer loan, excluding LightStream® OR Have a linked Small Business Checking account OR Students under the age of 25
Apr 14, 2023
287 Posts
Joined Aug 2006
Apr 14, 2023
dapretendr
Apr 14, 2023
287 Posts
this sucks if it charges $30 to close the account. Anything we can do to avoid this fee?
Apr 14, 2023
159 Posts
Joined May 2015
Apr 14, 2023
Cam1596
Apr 14, 2023
159 Posts
Quote from dapretendr :
this sucks if it charges $30 to close the account. Anything we can do to avoid this fee?
No they don't. Just move your money out and call them and close it. No fee. I just did it yesterday.
Apr 14, 2023
268 Posts
Joined Jun 2019
Apr 14, 2023
mavad90
Apr 14, 2023
268 Posts
Never got the $400 from them. It has been over 4 weeks and I fully qualify.

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Apr 16, 2023
28 Posts
Joined Dec 2006
Apr 16, 2023
thecowsaid
Apr 16, 2023
28 Posts
Quote from thecowsaid :
Yeah I still don't have my bonus. Have used the chat feature a few times to ask the status of it. The original account I opened was closed by them due to needing verification in person. I went to the branch and saw others were there for the same thing. It seems they just reactivated it after though so I ended up with 2 checking accounts. The banker I spoke with opened an account but the offer (as seen on the truist.offers login page which is separate from regular login) was still in the old account that was closed. I sent emails and spoke to a few reps through chat to get to it but they said to expect 4 weeks. I've dealt with a lot of banks and I do these offers quite a bit. This is the only bad experience i've had.
They posted it today. Smilie))
Apr 18, 2023
268 Posts
Joined Jun 2019
Apr 18, 2023
mavad90
Apr 18, 2023
268 Posts
Quote from thecowsaid :
They posted it today. Smilie))
How long had it been for you? Im on about 4.5 weeks since my second deposit and still hasn't cleared. The customer service overseas is of no help. They also opened two accounts for me because their website glitched out on my first application and gave me an error. So far not impressed with this bank.
Apr 19, 2023
28 Posts
Joined Dec 2006
Apr 19, 2023
thecowsaid
Apr 19, 2023
28 Posts
Opened January 25th. Went into branch on February 10th. Second deposit on February 28th I think. Account credited promotion on 15th of March. I had used the chat feature on their website a few times (i think 3) the first said they would send a message to the promotions team due to the two accounts being opened but the older one being tied on the offer page.
Apr 22, 2023
268 Posts
Joined Jun 2019
Apr 22, 2023
mavad90
Apr 22, 2023
268 Posts
5 weeks later, they never credited me only to find out they created a second checking account when their website errored out during the sign up process. they aplied the code to the second account then closed it out and told me the promo was valid on the main checking account when it wasn't... so wasted two months lol. Their overseas customer support is terrible.
Apr 24, 2023
2 Posts
Joined Apr 2017
Apr 24, 2023
ManojUdupa
Apr 24, 2023
2 Posts
Quote from Gandalf_The_Gay :
Dafuq? Maybe because I'm not in the right state?

Thank you for applying for a Truist Deposit Account online. Unfortunately, we can't approve your application at this time.
Our decision is based on information we received from the consumer reporting agency listed below. This consumer reporting agency didn't make the decision and can't provide you with the specific reasons why your application wasn't approved. Since this decision was based in whole or in part on information from this consumer reporting agency, under the Fair Credit Reporting Act, you're entitled to access the information they provided us.
We obtained your consumer score from ChexSystems and used it in making our account opening decision. Your consumer score is a number that reflects the information in your consumer report. Your consumer score can change depending on how the information in your consumer report is updated or modified.
You also have the right to receive your free copy of your consumer report directly from the consumer reporting agency. To do this, simply request it within 60 days of this notice. You also have the right to contact the consumer reporting agency and dispute the accuracy or completeness of any information within their report.
To receive this information, contact:
ChexSystems
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125
1.800.428.9623
https://www.chexsystems.com/
Scores range from 100 to 899
Your consumer score:
Date score was obtained: 01/25/2023
Key factors that adversely affect your score:
Had received this kind of email when I tried opening online with Chase. Went to the bank and they were able to open without an issue.
Apr 26, 2023
1,229 Posts
Joined Aug 2009
Apr 26, 2023
crimsonroses
Apr 26, 2023
1,229 Posts
Quote from Cam1596 :
No they don't. Just move your money out and call them and close it. No fee. I just did it yesterday.
Did you wait until the transfer out was complete before calling to close? I was told to wait
Apr 28, 2023
1,274 Posts
Joined Jul 2006
Apr 28, 2023
kevolution
Apr 28, 2023
1,274 Posts
Quote from mavad90 :
Never got the $400 from them. It has been over 4 weeks and I fully qualify.
Having the same issues.

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Apr 28, 2023
268 Posts
Joined Jun 2019
Apr 28, 2023
mavad90
Apr 28, 2023
268 Posts
Quote from kevolution :
Having the same issues.
Their pos website glitched out the first time I applied and created an account but didnt tell me. So I applied a few days later and it went through on the second application and was told the promo was activated on that account by their customer service and received my welcome email with that account number. Then almost 6 weeks after fulfilling the direct deposits, still nothing. Then told me I wasn't eligible because of this whole mess. Also tried to charge me $3 fees for paper statements lol. Took my money out and closed the account for good. Their overseas customer support was beyond terrible. I'm happy with Chase lol.

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