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Edited March 1, 2023
at 03:13 PM
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Discover Card just announced April-June 2023 Cash Back categories. You can enroll now to begin saving NEXT month at Restaurants & Wholesale Clubs.
Pro tip: Costco.com accepts Discover, where you can buy Shop cards which can be spent in physical clubs where Discover isn't accepted. Also Restaurants commonly run Mother's/Father's Day gift card promos during Q2.
It was always necessary to enroll to earn, but this is the first year that I can remember where they didn't announce the full calendar far in advance.
Apr–Jun
Restaurants and Wholesale Clubs
Earn 5% Cashback Bonus at Restaurants and Wholesale Clubs, April 1 to-June 30, 2023, on up to $1,500 in purchases when you activate.
https://www.discover.com/credit-c...ndar.html#
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Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!
Note that it took 1-2 weeks to get the card by mail
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I spend at least $10,000 a week at Costco, and would have happily bought some $10K gift cards.
I am also curious as to what he is buying at costco where he spends 10K a week.
That was my point of saying the spend limit should be raised from $1500. It's been that amount for as long as I can remember.
https://www.costco.com/executive-rewards.html
Calculation of 2% Reward
Reward is approximately 2% of pre-tax purchases (less refunds) of most merchandise purchased through: front-end registers, most ancillary business registers at Costco warehouses and Costco websites in the U.S. and Canada by U.S. and Canadian residents and qualifying purchases made directly from Costco Travel once travel is completed. In the U.S., Rewards are not calculated: (i) on purchases of cigarettes or tobacco-related products, gasoline, Costco Shop Cards, postage stamps, alcoholic beverages in certain states (including Alabama, Arizona, Arkansas, California, Connecticut, Georgia, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, Mississippi, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Rhode Island, South Dakota, Tennessee, Texas, Utah, and Vermont), prescription purchases in certain states (including Arkansas, New Jersey, and New York), and at food courts; (ii) on membership fees; (iii) on purchases not recorded through Costco's front-end registers and transactions done on or through websites not hosted by Costco even if accessed through Costco.com, including all business, consumer, and insurance services, the Online Photo Center, and the My Publisher website; (iv) on miscellaneous fees, deposits and taxes, including sales tax and shipping; (v) where prohibited by law or regulation; (vi) on purchases made by anyone other than the account's Primary or Primary Household Cardholder; (vii) as to travel purchases: surcharges, gratuities, trip protection, travel purchased through a third party, upgrades, rental car equipment, resort charges and port charges; and (viii) on certain other categories as determined at Costco's discretion, which may change without notice.
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https://www.costco.com/executive-rewards.html
Calculation of 2% Reward
Reward is approximately 2% of pre-tax purchases (less refunds) of most merchandise purchased through: front-end registers, most ancillary business registers at Costco warehouses and Costco websites in the U.S. and Canada by U.S. and Canadian residents and qualifying purchases made directly from Costco Travel once travel is completed. In the U.S., Rewards are not calculated: (i) on purchases of cigarettes or tobacco-related products, gasoline, Costco Shop Cards, postage stamps, alcoholic beverages in certain states (including Alabama, Arizona, Arkansas, California, Connecticut, Georgia, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, Mississippi, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Rhode Island, South Dakota, Tennessee, Texas, Utah, and Vermont), prescription purchases in certain states (including Arkansas, New Jersey, and New York), and at food courts; (ii) on membership fees; (iii) on purchases not recorded through Costco's front-end registers and transactions done on or through websites not hosted by Costco even if accessed through Costco.com, including all business, consumer, and insurance services, the Online Photo Center, and the My Publisher website; (iv) on miscellaneous fees, deposits and taxes, including sales tax and shipping; (v) where prohibited by law or regulation; (vi) on purchases made by anyone other than the account's Primary or Primary Household Cardholder; (vii) as to travel purchases: surcharges, gratuities, trip protection, travel purchased through a third party, upgrades, rental car equipment, resort charges and port charges; and (viii) on certain other categories as determined at Costco's discretion, which may change without notice.
Yes, but not to purchase the case card from Costco. I agree that eventually it will apply once a cash card is used.
There was even a court case about this. Anikeev v. Commisioner
If any case if you aren't maxing out your credit card buying Visa gift cards and paying it off every week I doubt anyone will care or notice. Yea I earned rewards on buying like $500 of gift cards last year, no I am not reporting it on my taxes.
Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!
Note that it took 1-2 weeks to get the card by mail
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