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Discover Cardholders: Restaurants & Wholesale Clubs in April-June 2023 Expired

Earn 5% Back
(Up to $1500 Purchases; Activate Offer Now)
+148 Deal Score
114,128 Views
Discover is offering all Discover Cardholders: 5% Back Bonus at Restaurants and Wholesale Clubs valid from April 1 through June 30, 2023, on up to $1500 in purchases when you login to your account and activate this offer on your qualifying Discover account/card.

Thanks to community member BOGOboy for finding this deal

Note, you must activate this offer on your account and take advantage when this offer is active starting on April 1, 2023.

Qualifying Category
  • 5% Back Bonus (Up to $1500 in purchases)
    • Restaurants
    • Wholesale Clubs

Original Post

Written by
Edited March 1, 2023 at 03:13 PM by
Discover Card just announced April-June 2023 Cash Back categories. You can enroll now to begin saving NEXT month at Restaurants & Wholesale Clubs.

Pro tip: Costco.com accepts Discover, where you can buy Shop cards which can be spent in physical clubs where Discover isn't accepted. Also Restaurants commonly run Mother's/Father's Day gift card promos during Q2.

It was always necessary to enroll to earn, but this is the first year that I can remember where they didn't announce the full calendar far in advance.
Apr–Jun
Restaurants and Wholesale Clubs

Earn 5% Cashback Bonus at Restaurants and Wholesale Clubs, April 1 to-June 30, 2023, on up to $1,500 in purchases when you activate.

https://www.discover.com/credit-c...ndar.html#
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Deal
Score
+148
114,128 Views
Earn 5% Back

198 Comments

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Featured Comments

Thanks OP Smilie

Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!

Note that it took 1-2 weeks to get the card by mail Mellow
Too bad costco doesn't take discover (though I think they do online)
When are these cash back credit cards going to adjust the $1500 spend limit for inflation? It should be at least $2k.

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Joined Dec 2018
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> bubble2 1,492 Posts
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chemman14
03-01-2023 at 04:23 PM.
03-01-2023 at 04:23 PM.
Quote from webtitan :
I would have gotten really excited if this did not have a $1500 cap for the quarter. ($75 bonus, not worth the tax paperwork).
I spend at least $10,000 a week at Costco, and would have happily bought some $10K gift cards.
What "tax paperwork"?
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Joined May 2018
L7: Teacher
> bubble2 2,506 Posts
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Timless
03-01-2023 at 04:41 PM.
03-01-2023 at 04:41 PM.
Quote from chemman14 :
What "tax paperwork"?
Apparently that guy thinks credit card rewards need to pay taxes.
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Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
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kensteele
03-01-2023 at 04:50 PM.
03-01-2023 at 04:50 PM.
^that amount of money is probably business expenses. i can see a person holding the company credit card for an office business tasked with going to costco every friday and doing all the shopping for materials, supplies, appliances, food, etc. for the building for the next week.
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Joined Dec 2018
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> bubble2 1,492 Posts
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chemman14
03-01-2023 at 05:02 PM.
03-01-2023 at 05:02 PM.
Quote from Timless :
Apparently that guy thinks credit card rewards need to pay taxes.
They for sure don't, as it's not income. They are just returning your money. Just like a tax refund isn't income, it's returning your money.

I am also curious as to what he is buying at costco where he spends 10K a week.
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Joined May 2007
L4: Apprentice
> bubble2 1,505 Posts
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Sam K
03-01-2023 at 05:40 PM.
03-01-2023 at 05:40 PM.
Quote from tgersh59 :
Inflation makes it easier to hit the 1500

That was my point of saying the spend limit should be raised from $1500. It's been that amount for as long as I can remember.
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Joined Feb 2014
L8: Grand Teacher
> bubble2 3,275 Posts
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iuku
03-01-2023 at 06:14 PM.
03-01-2023 at 06:14 PM.
Costco executive membership 2% reward does not apply to costco cash card purchase.

https://www.costco.com/executive-rewards.html

Calculation of 2% Reward

Reward is approximately 2% of pre-tax purchases (less refunds) of most merchandise purchased through: front-end registers, most ancillary business registers at Costco warehouses and Costco websites in the U.S. and Canada by U.S. and Canadian residents and qualifying purchases made directly from Costco Travel once travel is completed. In the U.S., Rewards are not calculated: (i) on purchases of cigarettes or tobacco-related products, gasoline, Costco Shop Cards, postage stamps, alcoholic beverages in certain states (including Alabama, Arizona, Arkansas, California, Connecticut, Georgia, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, Mississippi, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Rhode Island, South Dakota, Tennessee, Texas, Utah, and Vermont), prescription purchases in certain states (including Arkansas, New Jersey, and New York), and at food courts; (ii) on membership fees; (iii) on purchases not recorded through Costco's front-end registers and transactions done on or through websites not hosted by Costco even if accessed through Costco.com, including all business, consumer, and insurance services, the Online Photo Center, and the My Publisher website; (iv) on miscellaneous fees, deposits and taxes, including sales tax and shipping; (v) where prohibited by law or regulation; (vi) on purchases made by anyone other than the account's Primary or Primary Household Cardholder; (vii) as to travel purchases: surcharges, gratuities, trip protection, travel purchased through a third party, upgrades, rental car equipment, resort charges and port charges; and (viii) on certain other categories as determined at Costco's discretion, which may change without notice.
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> bubble2 7,563 Posts
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RumbleTheBison
03-01-2023 at 06:37 PM.
03-01-2023 at 06:37 PM.
Quote from MrSkeptic :
What wholesale club on the planet takes Discover in store? Right, none.
Sams. What's your next incorrect post?
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Joined May 2018
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> bubble2 2,506 Posts
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Timless
03-01-2023 at 06:46 PM.
03-01-2023 at 06:46 PM.
Quote from iuku :
Costco executive membership 2% reward does not apply to costco cash card purchase.

https://www.costco.com/executive-rewards.html

Calculation of 2% Reward

Reward is approximately 2% of pre-tax purchases (less refunds) of most merchandise purchased through: front-end registers, most ancillary business registers at Costco warehouses and Costco websites in the U.S. and Canada by U.S. and Canadian residents and qualifying purchases made directly from Costco Travel once travel is completed. In the U.S., Rewards are not calculated: (i) on purchases of cigarettes or tobacco-related products, gasoline, Costco Shop Cards, postage stamps, alcoholic beverages in certain states (including Alabama, Arizona, Arkansas, California, Connecticut, Georgia, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, Mississippi, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Rhode Island, South Dakota, Tennessee, Texas, Utah, and Vermont), prescription purchases in certain states (including Arkansas, New Jersey, and New York), and at food courts; (ii) on membership fees; (iii) on purchases not recorded through Costco's front-end registers and transactions done on or through websites not hosted by Costco even if accessed through Costco.com, including all business, consumer, and insurance services, the Online Photo Center, and the My Publisher website; (iv) on miscellaneous fees, deposits and taxes, including sales tax and shipping; (v) where prohibited by law or regulation; (vi) on purchases made by anyone other than the account's Primary or Primary Household Cardholder; (vii) as to travel purchases: surcharges, gratuities, trip protection, travel purchased through a third party, upgrades, rental car equipment, resort charges and port charges; and (viii) on certain other categories as determined at Costco's discretion, which may change without notice.
It's applies when you use the cash card.
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Joined Feb 2014
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> bubble2 3,275 Posts
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iuku
03-01-2023 at 06:54 PM.
03-01-2023 at 06:54 PM.
Quote from Timless :
It's applies when you use the cash card.

Yes, but not to purchase the case card from Costco. I agree that eventually it will apply once a cash card is used.
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Joined Oct 2008
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> bubble2 8,186 Posts
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DontTaxBeer
03-01-2023 at 07:43 PM.
03-01-2023 at 07:43 PM.
Quote from ten80 :
Not a HOT DEAL!!
agreed. and what makes it worse is that they are copying chase rewards offers for the same months.
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Joined Dec 2007
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> bubble2 292 Posts
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joako420
03-01-2023 at 09:37 PM.
03-01-2023 at 09:37 PM.
Quote from nyc10036 :
You're new to this aren't you?

There was even a court case about this. Anikeev v. Commisioner ​
I just want to know *how* IRS found out about this. Maybe CTR and SAR from the bank when they depsoted $1.2 million in money orders.

If any case if you aren't maxing out your credit card buying Visa gift cards and paying it off every week I doubt anyone will care or notice. Yea I earned rewards on buying like $500 of gift cards last year, no I am not reporting it on my taxes.
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Joined Feb 2006
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> bubble2 643 Posts
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mypiv7
03-01-2023 at 09:46 PM.
03-01-2023 at 09:46 PM.
Quote from VerticalCobra :
Thanks OP

Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!

Note that it took 1-2 weeks to get the card by mail
costco now allow to order to digital costco shop card through email within 2 hours if you required it soon. If you really need a physical costco shop card for gas station next time you visit costco as then at customer service to load onto a physical card.
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mypiv7
03-01-2023 at 09:53 PM.
03-01-2023 at 09:53 PM.
Quote from MLG :
What's the most effective way to cash out Visa gift cards?
Any place where they accept visa cards or pay utilities bills etc.
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