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Discover Cardholders: Restaurants & Wholesale Clubs in April-June 2023 Expired

Earn 5% Back
(Up to $1500 Purchases; Activate Offer Now)
+148 Deal Score
114,128 Views
Discover is offering all Discover Cardholders: 5% Back Bonus at Restaurants and Wholesale Clubs valid from April 1 through June 30, 2023, on up to $1500 in purchases when you login to your account and activate this offer on your qualifying Discover account/card.

Thanks to community member BOGOboy for finding this deal

Note, you must activate this offer on your account and take advantage when this offer is active starting on April 1, 2023.

Qualifying Category
  • 5% Back Bonus (Up to $1500 in purchases)
    • Restaurants
    • Wholesale Clubs

Original Post

Written by
Edited March 1, 2023 at 03:13 PM by
Discover Card just announced April-June 2023 Cash Back categories. You can enroll now to begin saving NEXT month at Restaurants & Wholesale Clubs.

Pro tip: Costco.com accepts Discover, where you can buy Shop cards which can be spent in physical clubs where Discover isn't accepted. Also Restaurants commonly run Mother's/Father's Day gift card promos during Q2.

It was always necessary to enroll to earn, but this is the first year that I can remember where they didn't announce the full calendar far in advance.
Apr–Jun
Restaurants and Wholesale Clubs

Earn 5% Cashback Bonus at Restaurants and Wholesale Clubs, April 1 to-June 30, 2023, on up to $1,500 in purchases when you activate.

https://www.discover.com/credit-c...ndar.html#
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Deal
Score
+148
114,128 Views
Earn 5% Back

198 Comments

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Featured Comments

Thanks OP Smilie

Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!

Note that it took 1-2 weeks to get the card by mail Mellow
Too bad costco doesn't take discover (though I think they do online)
When are these cash back credit cards going to adjust the $1500 spend limit for inflation? It should be at least $2k.

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Joined Nov 2006
L5: Journeyman
> bubble2 685 Posts
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redearth
03-26-2023 at 07:43 AM.
03-26-2023 at 07:43 AM.
Sorry if its already been asked above, Does using Costco GC still gets you 2% cashback as part of their annual CB on exec membership?
Reply
Joined Dec 2013
L6: Expert
> bubble2 1,726 Posts
153 Reputation
JeffJ9000
03-27-2023 at 07:39 PM.
03-27-2023 at 07:39 PM.
Quote from eric.hanson1988 :
We have greatly enjoyed all of these previous discover 5% cash back deals which in the past have mostly been for things we use all the time like grocery stores, gas stations, target, Amazon, and PayPal. But we really won't get much use from this one, as we rarely ever eat out due to the high prices and we aren't members of any wholesale clubs because I could never bring myself to pay in order to shop somewhere. Disappointed in discover.

That's hilarious. You're disappointed in a credit card for not catering a discount to your spending habits. Man, that's some level 8 entitlement.
Reply
Joined Nov 2008
L3: Novice
> bubble2 187 Posts
32 Reputation
snoopythebeagle
03-30-2023 at 09:27 AM.
03-30-2023 at 09:27 AM.
Quote from VerticalCobra :
Thanks OP Smilie

Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!

Note that it took 1-2 weeks to get the card by mail Mellow

How do you know? This offer starts in 2 days!
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,319 Posts
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Knightshade
03-30-2023 at 11:34 AM.
03-30-2023 at 11:34 AM.
Quote from snoopythebeagle :
How do you know? This offer starts in 2 days!

Because Discover has had this as a category before and using it to buy costco shop cards online has always worked that way to get the 5%
1
Reply
Joined Jun 2008
L4: Apprentice
> bubble2 408 Posts
133 Reputation
_jenn
03-31-2023 at 04:16 PM.
03-31-2023 at 04:16 PM.
Quote from tismon :
Okay, so, I can already use Discover cashback to buy Walmart gift cards and plan to use them at Sam's for a swing set. This basically comes to 5% off due to the bonus gc.
If I understand it correctly, this is the better way to go since using Discover to pay would incur the 2-3% processing fee, correct?

Additionally, I only have a few months on my membership and it's currently only $9 to get the Plus membership for the remaining time. This adds 2% back in Sam's cash.
Personally, I would never redeem Discover CB with just a 5% bonus (i.e. Walmart or Amazon). A good bonus rate is 15% and if you time it right, you could get 20% off at a place you spend money at anyway. Obviously you won't get the higher bonus for Walmart/Amazon, but there are other gift cards that people find useful (a few weeks ago, Lowe's was 20% bonus IIRC). 15-20% bonus at restaurants/take out you go to anyway is worthwhile IMO.

So in this case, I would buy a gift card at Samsclub.com to earn 5% cash back. Earlier in this thread, it was mentioned you can use a Sam's Club GC at Walmart.

My exception to this rule is when buying "higher ticket" items such as electronics. I have a Citi card that extends warranties by 2 extra years. So if I'm buying a $500 iPad (or other items that are expensive to repair), I'd rather have the peace of mind of the long warranty than 5% cash back. I don't think that applies to a swing set (although it might, depending on manufacturer warranty and cost). I'm foregoing earning some cash back, but the one time I have an expensive repair that's covered by Citibank, I'll wind up ahead.

I'm not sure why you mentioned a processing fee; the merchant pays the 2%-3% interchange fee on credit cards, not the consumer.
Reply
Joined Feb 2010
L6: Expert
> bubble2 1,126 Posts
313 Reputation
ROOSKIE
04-03-2023 at 06:50 AM.
04-03-2023 at 06:50 AM.
Quote from eric.hanson1988 :
We have greatly enjoyed all of these previous discover 5% cash back deals which in the past have mostly been for things we use all the time like grocery stores, gas stations, target, Amazon, and PayPal. But we really won't get much use from this one, as we rarely ever eat out due to the high prices and we aren't members of any wholesale clubs because I could never bring myself to pay in order to shop somewhere. Disappointed in discover.
Sure, well you don't want to save money?
Costco's prices are lower than any regular store. Your membership will easily get offset by the savings and if you go with the executive for $120 a year you get 2% back.
Spend $6k a year/$500 per month, the membership is free. We spent that on groceries alone there. Additionally some heavy driving folks save over $120 year on gas saving alone. Now factor in what you saved on the price of the products as you will be saving alot.
Can't you do basic math?
2
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Joined Oct 2014
L5: Journeyman
> bubble2 718 Posts
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yeahok
04-03-2023 at 11:18 AM.
04-03-2023 at 11:18 AM.
does sams gas station count as wholesale club purchase to qualify for 5%?
Reply

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Joined Jun 2010
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> bubble2 2,199 Posts
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EdMcK515
04-03-2023 at 12:39 PM.
04-03-2023 at 12:39 PM.
Costco email gift card work for the 5%? I've had it work with the physical card before but there previously wasn't an option for a digital gift card.
1
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Joined Nov 2007
L2: Beginner
> bubble2 98 Posts
25 Reputation
patrix
04-03-2023 at 05:26 PM.
04-03-2023 at 05:26 PM.
Quote from VerticalCobra :
Thanks OP Smilie

Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!

Note that it took 1-2 weeks to get the card by mail Mellow
Have them email gift card to you. Save the bar code on your phone and ask the cashier to scan it to pay.
1
Reply
Joined Nov 2007
L2: Beginner
> bubble2 98 Posts
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patrix
04-04-2023 at 08:32 AM.
04-04-2023 at 08:32 AM.
Quote from EdMcK515 :
Costco email gift card work for the 5%? I've had it work with the physical card before but there previously wasn't an option for a digital gift card.
It does. I did a chat with Discover and was told that it qualifies for 5% cashback. You get it immediately too. Unlike the more than week-long wait for a physical card. Just take a screenshot of the bar code and ask the cashier to scan it.
Reply
Joined Jun 2010
L7: Teacher
> bubble2 2,199 Posts
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EdMcK515
04-04-2023 at 08:33 AM.
04-04-2023 at 08:33 AM.
Quote from patrix :
It does. I did a chat with Discover and was told that it qualifies for 5% cashback. You get it immediately too. Unlike the more than week-long wait for a physical card. Just take a screenshot of the bar code and ask the cashier to scan it.

Thanks!
Reply
Joined Mar 2016
L6: Expert
> bubble2 1,339 Posts
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Audizzz
04-04-2023 at 07:14 PM.
04-04-2023 at 07:14 PM.
Can I use costco shop card without membership? Asking for a friend
1
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Joined Apr 2007
L7: Teacher
> bubble2 2,721 Posts
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barcode
04-04-2023 at 07:20 PM.
04-04-2023 at 07:20 PM.
Quote from Audizzz :
Can I use costco shop card without membership? Asking for a friend

Yes you can
Reply
Joined Mar 2018
L3: Novice
> bubble2 256 Posts
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Cozypanda007
04-05-2023 at 10:54 AM.
04-05-2023 at 10:54 AM.
Samsclub scan and go does NOT allow payment with gift card!!

Also they don't issue the physical membership card anymore. By using the app at the fuel pump, payment with gift card is no longer possible.
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Joined Nov 2005
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> bubble2 39,083 Posts
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Dr. J
04-05-2023 at 11:17 AM.
04-05-2023 at 11:17 AM.
Quote from redearth :
Sorry if its already been asked above, Does using Costco GC still gets you 2% cashback as part of their annual CB on exec membership?

It should because SC is just a form of payment.
1
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