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Deal Details
Capital One 360 PERFORMANCE SAVINGS
Earn up to a $1,000 bonus. Open with promo code SPRING23 by 5/10/2023.
Here's the full scoop on how to earn your bonus:
Editor's notes text: Compare this rate to other savings accounts.
https://www.capitalone.
Earn up to a $1,000 bonus. Open with promo code SPRING23 by 5/10/2023.
Here's the full scoop on how to earn your bonus:
- Open a 360 Performance Savings account between 12:00 a.m. ET on March 22, 2023, and 11:59 p.m. ET on May 10, 2023. When you open your account, ensure the promo code SPRING23 is entered in the Promo Code box.
- Deposit a total of $10,000 or more of new money within the first 15 days of account opening. You will earn a bonus once you've maintained the Deposit Amount of $10,000 or more for 90 days. The amount of your bonus will be determined as follows:
- $100 bonus – The new money deposited from an external bank during the Initial Funding Period was between $10,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
- $500 bonus – The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
- $1,000 bonus – The new money deposited from an external bank during the Initial Funding Period was more than $100,000, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
- Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period.
Editor's notes text: Compare this rate to other savings accounts.
https://www.capitalone.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Capital One 360 PERFORMANCE SAVINGS
Earn up to a $1,000 bonus. Open with promo code SPRING23 by 5/10/2023.
Here's the full scoop on how to earn your bonus:
Editor's notes text: Compare this rate to other savings accounts.
https://www.capitalone.
Earn up to a $1,000 bonus. Open with promo code SPRING23 by 5/10/2023.
Here's the full scoop on how to earn your bonus:
- Open a 360 Performance Savings account between 12:00 a.m. ET on March 22, 2023, and 11:59 p.m. ET on May 10, 2023. When you open your account, ensure the promo code SPRING23 is entered in the Promo Code box.
- Deposit a total of $10,000 or more of new money within the first 15 days of account opening. You will earn a bonus once you've maintained the Deposit Amount of $10,000 or more for 90 days. The amount of your bonus will be determined as follows:
- $100 bonus – The new money deposited from an external bank during the Initial Funding Period was between $10,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
- $500 bonus – The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
- $1,000 bonus – The new money deposited from an external bank during the Initial Funding Period was more than $100,000, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
- Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period.
Editor's notes text: Compare this rate to other savings accounts.
https://www.capitalone.
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104 Comments
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Do the math before jumping on this
Short-term, within 3 months, small variation gain with CD, but much higher gain with CD if more than 3 months to keep the money parked.
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If you deposit $100,000, you'll earn roughly $838 from your money in 90 days from the interest. The $1000 bonus would bring that up to $1838. Earning $1838 on $100,000 in 90 days is an annualized rate of return (again, no compounding here) of ~7.5% for those 90 days.
That's a pretty good deal, but there's two things to remember. First is that you will pay tax on all of the $1838 as though it were ordinary income. Sometimes people mistakenly believe that these sign up bonuses aren't taxable, but they definitely will appear on a 1099-INT that will be sent to you and to the IRS. Second, you really need to move your money after 90 days for this to make sense. That's a little bit of a hassle and so I think this deal makes a lot less sense at $10k than at $100k.
Important question - it says they'll deposit the money 60 days after you meet the requirements, does this mean you actually need to keep the money there for 150 days? Or would one need to deposit $100k, keep it there for 90 days, then clean out the account and wait 60 days for the interest?
I don't think the code is valid until tomorrow. Per terms "Open a 360 Performance Savings account between 12:00 a.m. ET on March 22, 2023, and 11:59 p.m. ET on May 10, 2023"
Any suggestions?
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If you deposit $100,000, you'll earn roughly $838 from your money in 90 days from the interest. The $1000 bonus would bring that up to $1838. Earning $1838 on $100,000 in 90 days is an annualized rate of return (again, no compounding here) of ~7.5% for those 90 days.
That's a pretty good deal, but there's two things to remember. First is that you will pay tax on all of the $1838 as though it were ordinary income. Sometimes people mistakenly believe that these sign up bonuses aren't taxable, but they definitely will appear on a 1099-INT that will be sent to you and to the IRS. Second, you really need to move your money after 90 days for this to make sense. That's a little bit of a hassle and so I think this deal makes a lot less sense at $10k than at $100k.
Important question - it says they'll deposit the money 60 days after you meet the requirements, does this mean you actually need to keep the money there for 150 days? Or would one need to deposit $100k, keep it there for 90 days, then clean out the account and wait 60 days for the interest?
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Should i do capital one or amex?
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