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SUCHaDEAL 342K Views
Apr 17, 2023 2:14 PM

Apple Card Savings Account:

4.15% Interest

(No Minimum Deposits)at Apple Store
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Deal Details
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL

Community Voting

Deal Score
+348
Good Deal
Get Deal at Apple Store

Top Comments

virals1012
411Comments
3.6KReputation
Here are the links to get started opening this account:

https://learn.applecard.apple/benefits

https://wallet.apple.com/setup/feature/savings
Go to Comment
CTownIntegra
16Comments
80Reputation
Sign ups are live. In the wallet app, select your Apple Card, go to the top right menu and hit Apple Cash, and change redemption to savings. Enter your social and you're done.
Go to Comment
qkumbr
3.8KComments
1.8KReputation
The account is backed by Goldman Sachs - a bank.
Go to Comment

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526 Comments

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Apr 18, 2023 10:07 PM
149 Comments
Joined Aug 2016
KunK5721Apr 18, 2023 10:07 PM
149 Comments
Quote from annoyedjohn View quoted comment :
you need a qualifying apple device and an apple card.
can i do it on an ipad?
1
Apr 18, 2023 11:20 PM
2K Comments
Joined Nov 2009
rolltide2009Apr 18, 2023 11:20 PM
2K Comments
Quote from LavenderTree909 View quoted comment :
Apple fanboys will wear adult diapers if Apple slapped their logo on it
Your first post is so adorable. Maybe you can recommend it to them and get a percentage of the profits.
Last edited by rolltide2009 April 18, 2023 at 04:23 PM.
1
1
Apr 18, 2023 11:22 PM
3.5K Comments
Joined Mar 2005
JL5Apr 18, 2023 11:22 PM
3.5K Comments
Quote from SiegfriedC View quoted comment :
be careful you can only withdraw 20k per week
so if you transfer 250k to it, you need like 3 month to totally withdraw from the saving account
Where is this written? Can you link to something? TIA
1
Apr 18, 2023 11:33 PM
443 Comments
Joined Apr 2013
SiegfriedCApr 18, 2023 11:33 PM
443 Comments
Quote from JL5 View quoted comment :
Where is this written? Can you link to something? TIA
i was wrong, i just called them, they told me term only apply to apple cache <-> saving account
if you use external account <-> saving account there is no limit
bankrate had an article pretty misleading i read somewhere
1
Apr 19, 2023 12:36 AM
43 Comments
Joined Mar 2018
JavichoLApr 19, 2023 12:36 AM
43 Comments
A question guys, maybe it's a mistake. If I deposit $ 25,000 I would be earning 4.15% interest per year according to this Apple savings account ..? 1,000 dollars approximately per year..?
Somebody explain me please πŸ™
Thank you guys
1
Apr 19, 2023 12:43 AM
749 Comments
Joined Aug 2006
jeffkhlamApr 19, 2023 12:43 AM
749 Comments
Quote from JavichoL View quoted comment :
A question guys, maybe it's a mistake. If I deposit $ 25,000 I would be earning 4.15% interest per year according to this Apple savings account ..? 1,000 dollars approximately per year..?
Somebody explain me please πŸ™
Thank you guys
25000x4.15/100 = 1037.5 interest earned after a year (assuming the same 4.15% stays for a year)
1
Apr 19, 2023 12:59 AM
43 Comments
Joined Mar 2018
JavichoLApr 19, 2023 12:59 AM
43 Comments
Quote from jeffkhlam View quoted comment :
25000x4.15/100 = 1037.5 interest earned after a year (assuming the same 4.15% stays for a year)
Got it, thank you

Interest and fixed balances in the savings account, Maintained in one year, right !!
I think is good 😊
Last edited by JavichoL April 18, 2023 at 06:02 PM.
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Apr 19, 2023 2:03 AM
2.1K Comments
Joined Jan 2008
annoyedjohnApr 19, 2023 2:03 AM
2.1K Comments
Quote from KunK5721 View quoted comment :
can i do it on an ipad?
if it has the option, yes. it would have to be new enough and be updated to the current iPad OS.
2
Apr 19, 2023 3:07 AM
119 Comments
Joined Jul 2003
BimmerdawgApr 19, 2023 3:07 AM
119 Comments
I dont see the option to open the savings account. I clicked on the dots in the wallet and click on Daily Cash but don't see anything for the savings account
1
Apr 19, 2023 3:22 AM
103 Comments
Joined Jan 2006
joelongApr 19, 2023 3:22 AM
103 Comments
Quote from JavichoL View quoted comment :
Got it, thank you

Interest and fixed balances in the savings account, Maintained in one year, right !!
I think is good 😊
please don't forget that interest will get taxed. uncle sam always wants his share eventually .
1
Apr 19, 2023 3:55 AM
370 Comments
Joined Jan 2009
slick_RenApr 19, 2023 3:55 AM
370 Comments
Quote from Bimmerdawg View quoted comment :
I dont see the option to open the savings account. I clicked on the dots in the wallet and click on Daily Cash but don't see anything for the savings account
You have to update your phone to the newest ios
Apr 19, 2023 4:08 AM
11 Comments
Joined May 2017
semhusicApr 19, 2023 4:08 AM
11 Comments
Quote from MagentaBook7663 View quoted comment :
Having the same issue…
U have to update to latest version of IOS. Same thing happen to me.
1
Apr 19, 2023 4:26 AM
12 Comments
Joined Nov 2013
VinayakS7141Apr 19, 2023 4:26 AM
12 Comments
Does it impact credit score as a new account addition?
1
Apr 19, 2023 4:56 AM
14 Comments
Joined Jan 2021
CoastMarkApr 19, 2023 4:56 AM
14 Comments
Quote from snedman View quoted comment :
I am not sure. US banks have never paid anything worth the time for me to look into them.
I keep my money in multiple accounts in different countries. US interest rates are a joke.
I make at a minimum of 8.75% interest on a bank account in Ecuador. If I want a CD there they'll pay 10%+.
Depending on risk adverse you are, some countries pay up to 12-17%.

The US is not where you make money off your money. It's where banks mainly make money off your money. Then charge you to access your money, etc.
Uhm, do they pay you that rate in a US dollar denominated account??

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Apr 19, 2023 5:10 AM
3 Comments
Joined Jun 2021
SharpRoute8995Apr 19, 2023 5:10 AM
3 Comments
If you apply through the link below, get approved, and open a new Apple Card by June 6th, you get $75 Daily Cash when you also make your first purchase within 30 days.

Apply here:

https://apply.applecard.apple/?ci...rdailycash
3

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