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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
367,044 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
367,044 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Dec 2022
New User
> bubble2 2 Posts
10 Reputation
HappySparrow6061
06-18-2023 at 05:13 PM.
06-18-2023 at 05:13 PM.
Call me because they needed more information. Put me on hold for 20 minutes and then disconnected me. Tried calling back two times, Sat on hold for at least 15 to 20 minutes each time, no one ever answered the phone. Sent them an email telling them to withdraw my application and transfer. From what I hear this bank is a POS and should be avoided at all costs!
1
Reply
Joined Aug 2018
L7: Teacher
> bubble2 9,165 Posts
1,501 Reputation
TodayOnly
06-18-2023 at 05:16 PM.
06-18-2023 at 05:16 PM.
Quote from HappySparrow6061 :
Call me because they needed more information. Put me on hold for 20 minutes and then disconnected me. Tried calling back two times, Sat on hold for at least 15 to 20 minutes each time, no one ever answered the phone. Sent them an email telling them to withdraw my application and transfer. From what I hear this bank is a POS and should be avoided at all costs!
oh shit! cat out of bag!
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
06-18-2023 at 05:41 PM.
06-18-2023 at 05:41 PM.
Quote from techie333 :
Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money
Capital one tried to pull the same stunt on me for a sign up bonus even after meeting the criteria. Filing a complaint with BBB and cfpb tightened their noose and got my bonus within two weeks. I know its a hassle but provided you the have the documentation of meeting the criteria, I am guessing you can always fight back and there is a resort.
Reply
Joined Jun 2014
L6: Expert
> bubble2 1,147 Posts
38 Reputation
rudyae86
06-19-2023 at 02:05 AM.
06-19-2023 at 02:05 AM.
Didn't this bank was about to default? Or did it default? Or was that first republic and SVB only?
Reply
Joined May 2022
New User
> bubble2 2 Posts
10 Reputation
BraveSquirrel3065
06-19-2023 at 06:21 AM.
06-19-2023 at 06:21 AM.
When I click "See Details" button, new page opens with "404 page not found".
does it require any referral to open the bank account?
can I open the bank account online? or do I have to visit a branch?
Reply
Joined Oct 2013
L2: Beginner
> bubble2 45 Posts
41 Reputation
Fraggable
06-19-2023 at 10:43 AM.
06-19-2023 at 10:43 AM.
I used US Bank for personal and business accounts for over 20 years (since they were Firstar and Star Bank, etc. in my area) and in the last 5 years they turned into a joke. Closed most of their branches in my area and the remaining ones restricted hours, and you were lucky if there were more than 1 staff person in there. Customer Service was non-existent, in training or staff. I was told multiple lies by staff when it benefited them and couldn't get anything done in a timely manner. Moved all my accounts elsewhere over the last few months and wouldn't touch this deal or anything else from US Bank ever again.
Reply
Joined Feb 2018
L2: Beginner
> bubble2 60 Posts
72 Reputation
philipgtm
06-19-2023 at 12:20 PM.
06-19-2023 at 12:20 PM.
Quote from techie333 :
Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money
Personal experience, I used their promo back in March, 3k deposit w/$500 bonus. Just got the bonus this past Friday. No issues whatsoever.
Reply

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Joined Sep 2017
L5: Journeyman
> bubble2 938 Posts
79 Reputation
C.G
06-19-2023 at 01:15 PM.
06-19-2023 at 01:15 PM.
Quote from philipgtm :
Personal experience, I used their promo back in March, 3k deposit w/$500 bonus. Just got the bonus this past Friday. No issues whatsoever.

Ditto..had no issues on the personal account bonus recently
Reply
Joined Oct 2011
L4: Apprentice
> bubble2 450 Posts
52 Reputation
djscotty
06-19-2023 at 01:16 PM.
06-19-2023 at 01:16 PM.
Quote from BraveSquirrel3065 :
When I click "See Details" button, new page opens with "404 page not found".
does it require any referral to open the bank account?
can I open the bank account online? or do I have to visit a branch?
Same info here, looks like this deal is dead?
Reply
Joined Feb 2018
L2: Beginner
> bubble2 60 Posts
72 Reputation
philipgtm
06-19-2023 at 02:22 PM.
06-19-2023 at 02:22 PM.
Quote from djscotty :
Same info here, looks like this deal is dead?

I opened my online without a referral; this was back in March.
Reply
Joined Nov 2017
L3: Novice
> bubble2 255 Posts
18 Reputation
Bibhu3108
06-19-2023 at 08:35 PM.
06-19-2023 at 08:35 PM.
Looking at this clause in the offer , does it requires a real business details to be furnished ?
"
An individual signer on the new checking account must be enrolled in U.S. Bank online banking or the U.S. Bank Mobile App using their business profile within 60 days of account opening.

"
Reply
Joined Jan 2010
L2: Beginner
> bubble2 31 Posts
13 Reputation
homerhomer
06-19-2023 at 10:09 PM.
06-19-2023 at 10:09 PM.
U.S. Bank is horrible. First bank I joined. Probably paid them thousands in fees. I honestly think they keep people poor.
Didn't realize that credit unions were so much better for 15 years.
Reply
Joined Jun 2016
New User
> bubble2 2 Posts
10 Reputation
ashrestha78
06-20-2023 at 07:56 AM.
06-20-2023 at 07:56 AM.
Quote from PP15 :
Dont agree, Took the $600 bonus offer 1 month ago. Received the bonus within 2 weeks of meeting the deposit criteria. My friend got it too. I would say make sure you meet all criteria and explicity check them before signing up.

Does the initial deposit count towards balance ? I used my credit card to fund partial amount of 3k and then deposited from my other bank account for the $12k.
Reply
Joined May 2007
L2: Beginner
> bubble2 49 Posts
10 Reputation
jind
06-20-2023 at 11:00 AM.
06-20-2023 at 11:00 AM.
Do you have to have a business and open the account with business name to eligible for this offer? Can we open on my name to get this offer?
Reply

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Joined Sep 2017
L5: Journeyman
> bubble2 938 Posts
79 Reputation
C.G
06-20-2023 at 07:31 PM.
06-20-2023 at 07:31 PM.
Quote from jind :
Do you have to have a business and open the account with business name to eligible for this offer? Can we open on my name to get this offer?

you can just open as sole prop using SSN
Reply
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