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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
367,378 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
367,378 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Apr 2016
L3: Novice
> bubble2 162 Posts
mmt44
08-08-2023 at 03:02 PM.
08-08-2023 at 03:02 PM.
Quote from vksduser :
Took 90 days to get $500, the $500 deposit says "Adjusted Interest"
I didn't call customer service, just waited.
90 days from what event?
Reply
Joined Dec 2014
New User
> bubble2 6 Posts
10 Reputation
JimR3061
08-08-2023 at 04:45 PM.
08-08-2023 at 04:45 PM.
Quote from Curb71 :
I wanted to follow up here to let all the skeptics know that I got the $750 bonus today.
Account opened 5/15 with $100
Funded 5/18 with $15k
$750 Bonus received 8/8
I took another look at the terms and conditions and don't see anything saying I can't go into the branch tomorrow and withdraw the funds and close the account. Anyone know otherwise?
I made first deposit on 5/18 and the fully funded deposit on 6/12. I dipped below the threshold for a day because of the $6 statement fee (move to electronic, SlickDealers), but then added $10 to bring it back over. On 8/8 I received the $750.

I haven't seen any statement that you can't close tomorrow.
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
2,718 Reputation
cgigate
08-08-2023 at 05:33 PM.
08-08-2023 at 05:33 PM.
Quote from Curb71 :
I wanted to follow up here to let all the skeptics know that I got the $750 bonus today.
Account opened 5/15 with $100
Funded 5/18 with $15k
$750 Bonus received 8/8
I took another look at the terms and conditions and don't see anything saying I can't go into the branch tomorrow and withdraw the funds and close the account. Anyone know otherwise?

Quote from JimR3061 :
I made first deposit on 5/18 and the fully funded deposit on 6/12. I dipped below the threshold for a day because of the $6 statement fee (move to electronic, SlickDealers), but then added $10 to bring it back over. On 8/8 I received the $750.

I haven't seen any statement that you can't close tomorrow.

Cool, 8/8 is a magic date👍
1
Reply
Last edited by cgigate August 8, 2023 at 05:39 PM.
Joined Mar 2013
L8: Grand Teacher
> bubble2 3,849 Posts
4,689 Reputation
vksduser
08-08-2023 at 05:58 PM.
08-08-2023 at 05:58 PM.
Quote from mmt44 :
90 days from what event?
after deposit met criteria
Reply
Joined Sep 2007
L6: Expert
> bubble2 1,796 Posts
1,455 Reputation
ericfw
08-08-2023 at 06:24 PM.
08-08-2023 at 06:24 PM.
Quote from vksduser :
after deposit met criteria
Are you sure, isn't it from the account opening?
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 726 Posts
115 Reputation
Diz
08-08-2023 at 06:48 PM.
08-08-2023 at 06:48 PM.
5/21: Applied online
5/21: Account approved (surprised this happened since it was a Sunday afternoon); funded an intial $3,000 using a Chase CC that coded as a purchase and earned me 4,500 URs
5/22: Created a business login profile
6/20: Funded an additional $15,000 w/ an ACH transfer from a bank I linked on the US Bank website
6/26: Withdrew $2,990 via ACH, leaving $15,010 in the account
7/26: Withdrew $14,510, leaving $500 in the account
8/8: Bonus hit

Follow the straight-forward requirements and you'll get the bonus.
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 726 Posts
115 Reputation
Diz
08-08-2023 at 06:59 PM.
08-08-2023 at 06:59 PM.
Quote from Curb71 :
I wanted to follow up here to let all the skeptics know that I got the $750 bonus today.
Account opened 5/15 with $100
Funded 5/18 with $15k
$750 Bonus received 8/8
I took another look at the terms and conditions and don't see anything saying I can't go into the branch tomorrow and withdraw the funds and close the account. Anyone know otherwise?
You can certainly close the account without any penalties, but I would highly advise not doing this until at least November 15th. No sense in possibly calling attention to yourself and risking getting blacklisted. Just keep it open with $1 in there.
Reply

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Joined Nov 2010
L2: Beginner
> bubble2 36 Posts
530 Reputation
xwaterzgatex
08-08-2023 at 10:04 PM.
08-08-2023 at 10:04 PM.
Quote from xwaterzgatex :
Nope i'm 5 days passed the 60 days. Nothing yet

Just got my bonus at 80 days.
Reply
Joined Jun 2013
L7: Teacher
> bubble2 2,205 Posts
240 Reputation
koge811
08-08-2023 at 10:15 PM.
08-08-2023 at 10:15 PM.
Quote from TidalWaveOne :
Do you realize that if they didn't bail them out then that would have caused a huge movement of funds to the big banks that are "too big to fail" and would have probably put many/all of the smaller banks out of business because they would have collapsed?

$250K insurance is practically nothing for a business with more than a small number of employees. Sure, it might be fine for individuals but not businesses.
oh look at whats going on. oops same thing.
and also moral hazard. plus bailing out their own friends.

you are making massive excuses for corruption
do not justify corruption
bye
1
Reply
Joined Jun 2013
L7: Teacher
> bubble2 2,205 Posts
240 Reputation
koge811
08-08-2023 at 10:16 PM.
08-08-2023 at 10:16 PM.
Quote from TidalWaveOne :
Do you realize that if they didn't bail them out then that would have caused a huge movement of funds to the big banks that are "too big to fail" and would have probably put many/all of the smaller banks out of business because they would have collapsed?

$250K insurance is practically nothing for a business with more than a small number of employees. Sure, it might be fine for individuals but not businesses.
oh look at whats going on. oops same thing.
and also moral hazard. plus bailing out their own friends.

Also you a business right? insurance against bank bankruptcy and stealing money.
And making excuses for bad decisions. stealing trillions isn't ok. PPP loans anyone?
same thing same corrupt mofos causing extra inflation and causing extra misery upon wealth creators.

So thus you are making massive excuses for corruption
do not justify corruption. disgusting.
bye
1
Reply
Last edited by koge811 August 8, 2023 at 10:19 PM.
Joined Jan 2013
L6: Expert
> bubble2 1,477 Posts
189 Reputation
Curb71
08-08-2023 at 11:16 PM.
08-08-2023 at 11:16 PM.
Quote from Diz :
You can certainly close the account without any penalties, but I would highly advise not doing this until at least November 15th. No sense in possibly calling attention to yourself and risking getting blacklisted. Just keep it open with $1 in there.

Thanks for the info. I'm unaware that there's some 6-month rule or that closing my account tomorrow could cause me to get blacklisted. I guess I could just withdraw all the money except a dollar and leave the account open if that would be better?
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,135 Posts
149 Reputation
rocodog
08-09-2023 at 12:27 AM.
08-09-2023 at 12:27 AM.
got the bonus today!!!!! and my friends got the bonus too.
Reply
Joined Jul 2015
L2: Beginner
> bubble2 47 Posts
10 Reputation
jgmeinhardt
08-09-2023 at 07:41 AM.
08-09-2023 at 07:41 AM.
I've had a business account with USBank for 6 years. They are horrible. I am getting ready to retire and can't wait to kick them to the curb.
1
Reply
Joined Feb 2019
L3: Novice
> bubble2 135 Posts
14 Reputation
EagerTable734
08-09-2023 at 08:54 AM.
08-09-2023 at 08:54 AM.
I applied, got delayed approval (an hour) but only have 4 last digits of the account. How would one go about opening an online account?
Reply

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Joined Jul 2019
L3: Novice
> bubble2 218 Posts
26 Reputation
GoGo16
08-09-2023 at 10:07 AM.
08-09-2023 at 10:07 AM.
Finally I got my bonus as well with lot of issue. 8/8 is the day they send all bonuses reach the requirements I guess.

They closed my account accidentally and reopen back. Also one one the online credit is missing $600. I'm trying to find out where it's now. After that I'm straight 👍
Reply
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