I had an Upgrade account earlier this year and their app and site were so messed up you couldn't jump through their dozens of hoops to get your money out. Their csrs and escalation manager were powerless - they were easy to contact, but could do absolutely nothing.
From their About Us: " Upgrade is a financial technology company, not a bank."
The credit cards & checking account have a cash-back feature, but nothing better than many similar accounts from actual banks.
Yes, they are not a bank but their deposits are backed by Cross River Bank (CRB) and FDIC insured.
Also, I posted this deal on one of the best Savings rate (4.81%) out there not for their other products. Agree, their credit card products are average and common but the way you can pay them off (like a personal loan with lower interest) is unique and can save ton of money.
I had an Upgrade account earlier this year and their app and site were so messed up you couldn't jump through their dozens of hoops to get your money out. Their csrs and escalation manager were powerless - they were easy to contact, but could do absolutely nothing.
Good to know. So far I haven't had an issue, will keep an eye out and plan accordingly to get the money out. Thanks !
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The credit cards & checking account have a cash-back feature, but nothing better than many similar accounts from actual banks.
The credit cards & checking account have a cash-back feature, but nothing better than many similar accounts from actual banks.
Yes, they are not a bank but their deposits are backed by Cross River Bank (CRB) and FDIC insured.
Also, I posted this deal on one of the best Savings rate (4.81%) out there not for their other products. Agree, their credit card products are average and common but the way you can pay them off (like a personal loan with lower interest) is unique and can save ton of money.
Good to know. So far I haven't had an issue, will keep an eye out and plan accordingly to get the money out. Thanks !