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PSA about Apple Account Balance

209 62 June 16, 2023 at 08:37 AM in Flowers & Gifts (5) Get Apple Store coupons
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For a while now I used to purchase Apple devices using my Apple account balance that I slowed accumulated over time using Apple/Itunes gift cards that were at sale at various places (Target, Chase UR, etc).

But today when I tried to purchase a Macbook air 15-inch from Apple.com, the site said that my payment could not be authorized. Called Apple support and they mentioned that this has been happening for a while now (purchases with Apple account balances) and that they would transfer me to the security review team. After a total of 1 hour and 3 transfers, they asked me to wait for 24 hours while they try to sort out this issue and I should place the order then.

What's really scary is that they did not seem to be concerned about me not being able to access my funds at all. The reason I loaded my gift cards onto my Apple account was because of all the problems we noticed with Apple Gift Cards being wiped clean after a while (especially ones that were purchased at Target). But now it seems like there is no safety for Apple gift cards whether they are loaded onto the account or not.

Take my experience as a PSA - the hoops that we need to jump through and the overall risk is not worth the small savings on gift card deals.

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Joined Dec 2014
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flavianduril
06-16-2023 at 09:58 AM.
06-16-2023 at 09:58 AM.
Quote from BraveGazelle4441 :
WSJ did a report on something related. "Apple Customers Say It's Hard to Get Money Out of Goldman Sachs Savings Accounts"
"Look At Me. I'm The Captain It's my Money Now."
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Joined Dec 2006
Hellspawn
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ketamine
06-16-2023 at 10:01 AM.
06-16-2023 at 10:01 AM.
Just tried it, no issue on my side. Apple GCs only from Target and BB.

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Joined Jul 2011
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euuser1398928
06-16-2023 at 10:03 AM.
06-16-2023 at 10:03 AM.
Quote from PraneethV :
Wow, I can't believe this has been going on for a while and agreed that Apple gift cards are not a viable option to purchase products anymore (atleast not painlessly).
This has been an issue ever since they went to their single gift card instead of keeping iTunes and hardware gift cards separate.

Anyways this happened to me about a year ago. I tried to buy a Mac with my account balance. I bought the gift cards, loaded them to my account and then tried to make a purchase that was denied at checkout.

Lots of hold time and transfers. They manually took money from my balance away and reissued the cards to me. Told me not to add to my balance but rather just use the cards at checkout. Unfortunately that doesn't solve your concern about your cards getting robbed.
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Joined Nov 2009
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bruce460460
06-16-2023 at 10:04 AM.

Our community has rated this post as helpful. If you agree, why not thank bruce460460

06-16-2023 at 10:04 AM.
I had this issue as well and resolved it. The answer was posted in this thread by Zankapfel.
Quote :
Make sure you add your apple account as a virtual card to the wallet app on your iPhone. Open the wallet app and click the plus button. Then select apple account and confirm your Apple ID. Once it's added as a card you can use it in the physical Apple Store, and for phone and online orders.
As usual, comments complaining about gift cards were rated more helpful than this very impactful solution, so it got buried in the thread. And as usual, support by the SD community is better than that of the company involved.
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Last edited by bruce460460 June 16, 2023 at 10:07 AM.
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pranithreddy
06-16-2023 at 10:24 AM.
06-16-2023 at 10:24 AM.
I had the same issue last year December on apple.com. Then, I added apple account balance as a card into Apple Pay. Went in-store and purchased MacBook 13 inch and used Apple Pay as payment method with apple account balance card (About $1500..all from gift cards added to apple balance). It went smooth. Maybe try that if you have Apple Store near by.
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brollpixel
06-16-2023 at 10:42 AM.
06-16-2023 at 10:42 AM.
Must be a security reasons, your Apple balance may be temporarily blocked when making large item purchases online. However, there is no issue with your first purchase or small amount charges. To resolve this, you need to reach out to Apple's toll-free number and select sales support. Explain your situation to the representative, and they will assist you. Within 24 hours, you will receive an email from Apple containing temporarily unblock your balance. It's important to note that you will have only 24 hours from the time of receiving the email to complete your desired purchase. You will have to repeat this procedure every time you wanna make a purchase (for items like Mac mini or more expensive ones)
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Te54321
06-16-2023 at 11:02 AM.
06-16-2023 at 11:02 AM.
Quote from brollpixel :
Must be a security reasons, your Apple balance may be temporarily blocked when making large item purchases online. However, there is no issue with your first purchase or small amount charges. To resolve this, you need to reach out to Apple's toll-free number and select sales support. Explain your situation to the representative, and they will assist you. Within 24 hours, you will receive an email from Apple containing temporarily unblock your balance. It's important to note that you will have only 24 hours from the time of receiving the email to complete your desired purchase. You will have to repeat this procedure every time you wanna make a purchase (for items like Mac mini or more expensive ones)

I had this scenario happen too, but I did not make a purchase within 24 hours as the email stated. I actually ended up waiting until weeks later and the purchase (more than $900) went through without an issue.
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SirMarvinHaggler
06-16-2023 at 11:13 AM.
06-16-2023 at 11:13 AM.
I'd considering piling up $4000 worth of Apple money for the Vision Pro, but I appreciate y'all saving me some heartache lol
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Craigor
06-16-2023 at 11:30 AM.
06-16-2023 at 11:30 AM.
Quote from BraveGazelle4441 :
WSJ did a report on something related. "Apple Customers Say It's Hard to Get Money Out of Goldman Sachs Savings Accounts"
This gist of the article was "people assuming savings accounts function like checking accounts are surprised to learn otherwise"
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Joined Dec 2008
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OregonDealz
06-16-2023 at 11:32 AM.
06-16-2023 at 11:32 AM.
Quote from pranithreddy :
I had the same issue last year December on apple.com. Then, I added apple account balance as a card into Apple Pay. Went in-store and purchased MacBook 13 inch and used Apple Pay as payment method with apple account balance card (About $1500..all from gift cards added to apple balance). It went smooth. Maybe try that if you have Apple Store near by.

Yeah i could have done that but mil/edu discount is not the same in store
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pranithreddy
06-16-2023 at 11:34 AM.
06-16-2023 at 11:34 AM.
Quote from OregonDealz :
Yeah i could have done that but mil/edu discount is not the same in store

If you show a student ID, they give the edu discount. I got $100 off that MacBook purchase showing my student ID.
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Joined Dec 2008
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OregonDealz
06-16-2023 at 11:36 AM.
06-16-2023 at 11:36 AM.
Quote from pranithreddy :
If you show a student ID, they give the edu discount. I got $100 off that MacBook purchase showing my student ID.

Yeah might be different for edu, but mil is 5% in-store and 10% online. I was doing mil discount.


I cant recall if edu is just 5% online now, maybe that is why. Assumming your macbook was $2k
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Te54321
06-16-2023 at 11:40 AM.
06-16-2023 at 11:40 AM.
Quote from SirMarvinHaggler :
I'd considering piling up $4000 worth of Apple money for the Vision Pro, but I appreciate y'all saving me some heartache lol

FYI as far as I know, you can only have $2000 saved to your Apple Account Balance.
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Xplosionite
06-16-2023 at 11:46 AM.
06-16-2023 at 11:46 AM.
I had this issue. If I recall right, you need to call phone sales and describe your issue, and hope you get someone who knows how to fix it. Any other department or chat/email support is basically a waste of time... I honestly think this is some sort of hidden fraud prevention since it's dealing with gift cards. I've had this issue pop up for probably a year now, I don't think it's going to be fixed.
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balla123
06-16-2023 at 01:27 PM.
06-16-2023 at 01:27 PM.
I recently bought an iPhone and had no issue using my
Balance
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