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expired Posted by punjabisoldier • Jun 22, 2023
expired Posted by punjabisoldier • Jun 22, 2023

5.50% on 1 year Certificates of Deposit | Santander Bank

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5.50% rate on 1 year CD

https://www.santanderbank.com/per...of-deposit
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5.50% rate on 1 year CD

https://www.santanderbank.com/per...of-deposit

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Jun 28, 2023
799 Posts
Joined Dec 2007
Jun 28, 2023
if200
Jun 28, 2023
799 Posts
Quote from FrequentBuyer :
How much your brokerage charge you for buying CDs through them? May I ask which brokerage too?
No fee from any brokerage house but there is a fee to sell them. The banks pay the brokerage houses the fee. Irony is that my local bank sells CDs through Schwab and I get 1-2% higher that way. The walk in rates are pretty bad.

TD Ameritrade which is now Schwab, Fidelity, Vanguard seem to be the ones mentioned the most.
Jun 29, 2023
1,693 Posts
Joined Oct 2010
Jun 29, 2023
jackc6900
Jun 29, 2023
1,693 Posts
Two words: Treasury Bills.
More words: rates are just as high right now for 3 month T bills PLUS your earnings are not taxed at the state level. Being from high tax state, that is a massive.
Jun 29, 2023
337 Posts
Joined Jul 2005
Jun 29, 2023
jif
Jun 29, 2023
337 Posts
Quote from jackc6900 :
Two words: Treasury Bills.
More words: rates are just as high right now for 3 month T bills PLUS your earnings are not taxed at the state level. Being from high tax state, that is a massive.
And not callable as most CDs are, right?
Jul 25, 2023
27 Posts
Joined Oct 2006
Jul 25, 2023
jaan405
Jul 25, 2023
27 Posts
My Bank has a money market above 5% and CD rates for shorter terms above 5% as well.

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