If my spouse had add-on card, can we buy 2 on my card and 2 on my spouse card?
No - it's OOS but regardless -- anytime costco has limits, it's based on the membership. If you have just one membership, you're subject to the limit that they've mentioned. They won't let you buy more than that
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Tax on gold is state specific. My state does not charge tax on any quantity of gold
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You beat me to it! Definitely state specific