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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,101 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,101 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jan 2010
L5: Journeyman
> bubble2 623 Posts
467 Reputation
paintballer301
08-13-2023 at 08:20 PM.
08-13-2023 at 08:20 PM.
Quote from Undisclosed :
I got the $350 bonus today, wow that was fast, did 2 transfers from fidelity.
How did you do the transfer? Did you link your new Cap One account to fidelity? "Electronic Funds Transfer Link". Said it will deposit 2 random amounts in the account that I then need to verify before transferring funds. Thank you!
1
Reply
Joined Apr 2020
L2: Beginner
> bubble2 28 Posts
10 Reputation
FuschiaDirt3962
08-14-2023 at 12:29 PM.
08-14-2023 at 12:29 PM.
got my bonus today after linking my chase checking account and sending two $250 transfers, first on aug 8, second on aug 9.
1
Reply
Joined Dec 2016
L3: Novice
> bubble2 230 Posts
37 Reputation
joydivision84
08-14-2023 at 12:32 PM.
08-14-2023 at 12:32 PM.
Quote from FuschiaDirt3962 :
got my bonus today after linking my chase checking account and sending two $250 transfers, first on aug 8, second on aug 9.

That's weird. I sent money from my chase checking to capital one and it didn't show as a ACH, maybe because I didn't link the accounts before hand? Weird. Did you link via chase website/app, or via Capital one website/app?
Reply
Joined Apr 2020
L2: Beginner
> bubble2 28 Posts
10 Reputation
FuschiaDirt3962
08-14-2023 at 12:44 PM.

Our community has rated this post as helpful. If you agree, why not thank FuschiaDirt3962

08-14-2023 at 12:44 PM.
Quote from joydivision84 :
That's weird. I sent money from my chase checking to capital one and it didn't show as a ACH, maybe because I didn't link the accounts before hand? Weird. Did you link via chase website/app, or via Capital one website/app?
I added the capital one account to my chase account on the chase website and initiated the transfer from there to capital one. my transfers also did not show up as ach, they showed as external transfer
1
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Joined Aug 2023
New User
> bubble2 2 Posts
10 Reputation
CalmRose6552
08-14-2023 at 12:47 PM.
08-14-2023 at 12:47 PM.
Quote from joydivision84 :
That's weird. I sent money from my chase checking to capital one and it didn't show as a ACH, maybe because I didn't link the accounts before hand? Weird. Did you link via chase website/app, or via Capital one website/app?

Got bonus today. Sending two transfers from Chase checking account. They showed "Transfer" in Capital Ones
Reply
Joined Aug 2023
New User
> bubble2 2 Posts
10 Reputation
CalmRose6552
08-14-2023 at 12:49 PM.
08-14-2023 at 12:49 PM.
Quote from Living_Legend :
I've done it with other checking account offers like this one from my Chase account. I've linked the checking account like Capital One to my chase account and then initiated a "push" transfer from my Chase account instead of initiating the transfer from Capital One to "pull" the funds over. You have to choose a slow transfer which Chase calls a standard transfer instead of a real time transfer. The slow transfer is considered an ACH transfer to the receiving bank. I've gotten bonuses from 5th 3rd and Wells Fargo doing it this way. Hope this helps!

Got bonus today. Following your tips. Thanks a lot
Reply
Joined Mar 2006
Coffee Anytime!
> bubble2 1,273 Posts
482 Reputation
CoffeePleeze
08-14-2023 at 01:14 PM.
08-14-2023 at 01:14 PM.
Quote from FuschiaDirt3962 :
I added the capital one account to my chase account on the chase website and initiated the transfer from there to capital one. my transfers also did not show up as ach, they showed as external transfer

Thanks! I did the same but only one transfer so far, I will do another transfer right now.
Reply
Last edited by CoffeePleeze August 14, 2023 at 01:22 PM.

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Joined Aug 2012
L2: Beginner
> bubble2 62 Posts
30 Reputation
VivekK
08-14-2023 at 02:49 PM.
08-14-2023 at 02:49 PM.
Quote from homers54321 :
Please let us know what they say
I was able to confirm that doing two $250 deposits from Chase as an external transfer got me the $350 bonus! I got the bonus today 8/14 and did my two deposits on 8/8, so took less than a week.
Reply
Joined Jun 2021
New User
> bubble2 6 Posts
10 Reputation
HappyFeather309
08-14-2023 at 02:50 PM.
08-14-2023 at 02:50 PM.
Does venmo deposit work?
Reply
Joined Mar 2022
L1: Learner
> bubble2 16 Posts
39 Reputation
JoeBuck85
08-14-2023 at 03:07 PM.
08-14-2023 at 03:07 PM.
Quote from paintballer301 :
How did you do the transfer? Did you link your new Cap One account to fidelity? "Electronic Funds Transfer Link". Said it will deposit 2 random amounts in the account that I then need to verify before transferring funds. Thank you!

I did the same. Linked my fidelity account via the 2 random deposits. Then 2 $250 deposits (separate days to be safe). Got my Bonus 10 days later.
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,592 Posts
528 Reputation
homers54321
08-14-2023 at 05:56 PM.
08-14-2023 at 05:56 PM.
Quote from VivekK :
I was able to confirm that doing two $250 deposits from Chase as an external transfer got me the $350 bonus! I got the bonus today 8/14 and did my two deposits on 8/8, so took less than a week.
Awesome. Thanks for the update
Reply
Joined Dec 2010
L3: Novice
> bubble2 120 Posts
97 Reputation
walker52
08-14-2023 at 06:22 PM.
08-14-2023 at 06:22 PM.
Two $250 transfer from chase checking account posted on 8/11. Did the slow transfer, bonus showed up today on 8/14, thanks OP.
Reply
Joined Aug 2004
...
> bubble2 9,772 Posts
5,114 Reputation
JaTaN
08-14-2023 at 06:28 PM.
08-14-2023 at 06:28 PM.
Quote from passive101 :
I tried to open an account and it keeps showing an old address for my mailing address. I have deleted it and it keeps showing me the old one with no way to apparently change it.
Had the same problem earlier today -- my online account profile has current address for everything but checking application was showing old address

Went ahead and applied anyways using old address then went into my online profile and changed the Residential Address back to my current address

The debit card tracker just appeared -- it shows my current address so looks like its fine if you do that

Will do 2x pushes from Fidelity checking later this week
Reply
Joined Aug 2009
Dealer
> bubble2 5,337 Posts
8,066 Reputation
Original Poster
Undisclosed
08-14-2023 at 06:34 PM.
08-14-2023 at 06:34 PM.
Quote from paintballer301 :
How did you do the transfer? Did you link your new Cap One account to fidelity? "Electronic Funds Transfer Link". Said it will deposit 2 random amounts in the account that I then need to verify before transferring funds. Thank you!
Yes, push from Fidelity to Capital one.

My P2 got their bonus today, very quick bonus.​
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Joined Dec 2015
L5: Journeyman
> bubble2 882 Posts
400 Reputation
selfwriteclick
08-14-2023 at 07:13 PM.
08-14-2023 at 07:13 PM.
I just got the bonus as well making two transfers (8/9 & 8/11) from my Chase account.
Reply
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