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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+297 Deal Score
263,327 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+297
263,327 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jun 2018
New User
> bubble2 11 Posts
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SplendidRecess935
10-08-2023 at 12:24 PM.
10-08-2023 at 12:24 PM.
Quote from trav123 View quoted comment :
Have you received your bonus yet? I also used this method. Just wondering.

Stopped back to say yes I did get the bonus just this weekend here, so it worked for me!
Reply
Joined Sep 2011
There Is Always Hope
> bubble2 25,337 Posts
36,733 Reputation
Pro
Deal Hunter
Eragorn | Staff
10-08-2023 at 04:35 PM.
10-08-2023 at 04:35 PM.
How do I check if my transfer worked for the first promo? I sent money from CIT to my capital one account
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 409 Posts
154 Reputation
bigemu1
10-09-2023 at 08:22 AM.
10-09-2023 at 08:22 AM.
Signed up for this and the WellsFargo $350 offer today. $700 total for less than an hour of my time. Pretty slick deal.
Reply
Joined Nov 2015
L7: Teacher
> bubble2 2,650 Posts
330 Reputation
Dxcellent
10-09-2023 at 10:12 AM.
10-09-2023 at 10:12 AM.
Quote from bigemu1 View quoted comment :
Signed up for this and the WellsFargo $350 offer today. $700 total for less than an hour of my time. Pretty slick deal.

What are you using for DD for WF?
Reply
Joined Nov 2011
L3: Novice
> bubble2 183 Posts
22 Reputation
CoolAndy2000
10-09-2023 at 11:03 AM.
10-09-2023 at 11:03 AM.
Quote from bigemu1 View quoted comment :
Signed up for this and the WellsFargo $350 offer today. $700 total for less than an hour of my time. Pretty slick deal.
Where do you see $350 offer? I see its $300. And did you do DD ?
Reply
Joined Aug 2011
L3: Novice
> bubble2 244 Posts
68 Reputation
trav123
10-09-2023 at 11:48 AM.
10-09-2023 at 11:48 AM.
Quote from SplendidRecess935 View quoted comment :
Stopped back to say yes I did get the bonus just this weekend here, so it worked for me!
Thanks! Did the description show TRANSFER ?
Reply
Joined Nov 2015
L7: Teacher
> bubble2 2,650 Posts
330 Reputation
Dxcellent
10-09-2023 at 02:42 PM.
10-09-2023 at 02:42 PM.
Quote from CoolAndy2000 View quoted comment :
Where do you see $350 offer? I see its $300. And did you do DD ?

$325 ends tomorrow

https://accountoffers.wellsfargo....w9MynSeamY
Reply

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Joined Sep 2009
L5: Journeyman
> bubble2 1,427 Posts
95 Reputation
bargainfinder09
10-10-2023 at 12:06 PM.
10-10-2023 at 12:06 PM.
Quote from Binar View quoted comment :
it was a $30 fee.. correct?
Sorry for a bit late response... No it was free! Shows either 1 day or 3 day.
Reply
Joined Jan 2016
L5: Journeyman
> bubble2 600 Posts
181 Reputation
singhster
10-10-2023 at 01:30 PM.
10-10-2023 at 01:30 PM.
Update:
2nd DD completed - 9/27
Cha-Ching! posted - 10/10 🙌🏻
Reply
Last edited by singhster October 10, 2023 at 01:35 PM.
Joined Jan 2005
War Damn Eagle !!!
> bubble2 3,138 Posts
769 Reputation
WDEagle
10-10-2023 at 03:23 PM.
10-10-2023 at 03:23 PM.
Cha-Ching
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 409 Posts
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bigemu1
10-10-2023 at 06:46 PM.
10-10-2023 at 06:46 PM.
Quote from CoolAndy2000 View quoted comment :
Where do you see $350 offer? I see its $300. And did you do DD ?
Quote from Dxcellent View quoted comment :
$325 ends tomorrow

https://accountoffers.wellsfargo....w9MynSeamY
Yes $325. Sorry. Yeah I did DD. I have the ability to allot money to multiple banks on my employer's website... it's a super easy process, so I can run multiple bank deals at the same time.
Reply
Joined Apr 2011
L9: Master
> bubble2 4,544 Posts
2,093 Reputation
ThatOneGuyWho1
10-10-2023 at 09:29 PM.
10-10-2023 at 09:29 PM.
Did my second deposit on the 2nd, got paid on the 6th!

Did slow transfers for $260/each a day after each other.
Reply
Joined Nov 2011
L3: Novice
> bubble2 183 Posts
22 Reputation
CoolAndy2000
10-10-2023 at 09:43 PM.
10-10-2023 at 09:43 PM.
Quote from bigemu1 View quoted comment :
Yes $325. Sorry. Yeah I did DD. I have the ability to allot money to multiple banks on my employer's website... it's a super easy process, so I can run multiple bank deals at the same time.
Thanks, yeah, employers supporting pay check distribution is good way to manage them.
Reply
Joined Aug 2011
L3: Novice
> bubble2 244 Posts
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trav123
10-11-2023 at 11:42 AM.
10-11-2023 at 11:42 AM.
Quote from SplendidRecess935 View quoted comment :
Stopped back to say yes I did get the bonus just this weekend here, so it worked for me!
Mine hit also, thanks!
Reply

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Joined Jan 2011
L3: Novice
> bubble2 103 Posts
112 Reputation
yakwe
10-12-2023 at 04:45 AM.
10-12-2023 at 04:45 AM.
Offer appears to be extended to accounts opened before Jan 9, 2024.
Reply
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