[August 6-19] Target: Apply for a new Credit, Debit or Reloadable RedCard, Get One-Time Coupon for $50 off $50 or more

fbueller

Aug 4, 2023

8,351 Posts

Joined Jul 2006

Aug 4, 2023

8,351 Posts

Note - many existing card holders get denied for reloadables even with 800+ credit score. Read previous threads for details.

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Eragorn

Original Poster

Pro

Deal Hunter

Aug 4, 2023

14,765 Posts

Joined Sep 2011

Aug 4, 2023

Eragorn

Aug 4, 2023

Original Poster

Pro

Deal Hunter

14,765 Posts

Quote from fbueller

:

Note - many existing card holders get denied for reloadables even with 800+ credit score. Read previous threads for details.

Previous threads:

https://slickdeals.net/f/16729817-target-apply-for-a-new-credit-debit-or-reloadable-redcard-get-one-time-coupon-40-off-40-w-approval-exclusions-apply

https://slickdeals.net/f/16486798-target-apply-for-a-new-credit-debit-or-reloadable-redcard-get-one-time-coupon-40-off-40-w-approval-exclusions-apply-march-5th-april-8th

https://slickdeals.net/f/16349224-target-apply-for-a-new-credit-debit-or-reloadable-redcard-get-one-time-coupon-40-off-40-w-approval-exclusions-apply

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QueensGambit

Aug 4, 2023

4,625 Posts

Joined Nov 2019

Aug 4, 2023

QueensGambit

Aug 4, 2023

4,625 Posts

So I've applied and got approved for many of the $40 off $40… it's not worth it. The coupon only applies to items sold by Target and you'd be surprised how much of their inventory is actually from 3rd parties. There's also a ton of restricted items in the fine print. I wouldn't sign up for this again.

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drl136us

Aug 4, 2023

174 Posts

Joined Nov 2020

Aug 4, 2023

drl136us

Aug 4, 2023

174 Posts

Probably a stupid question, but does the reloadable RedCard count as any form of bank card? Everyone keeps saying it's like a gift card, but is it actually a debit account that connects to your normal financial history? Will it count as another bank line for reporting purposes?

Last edited by drl136us August 4, 2023 at 02:01 AM.

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atifk.93

Aug 4, 2023

17 Posts

Joined Mar 2018

Aug 4, 2023

atifk.93

Aug 4, 2023

17 Posts

Man, that exclusions list seems to grow every time this deal gets posted.

I wonder if there's a way to only sort by items that are eligible for the promo.

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slick-In-NYC

Aug 4, 2023

2,306 Posts

Joined Jul 2009

Aug 4, 2023

slick-In-NYC

Aug 4, 2023

2,306 Posts

Correct me if I'm wrong but I believe there is NO credit pull on the Reloadable card.

Last edited by slick-In-NYC August 4, 2023 at 05:24 AM.

Dtran2009

Aug 4, 2023

437 Posts

Joined Jan 2016

Aug 4, 2023

Dtran2009

Aug 4, 2023

437 Posts

Our community has rated this post as helpful. If you agree, why not thank Dtran2009

Damn, look at the exclusion list of items/brand you can't use the coupon on. It probably be easier if they just list the items you can use it on. Wow. Smarter to apply for regular credit card that offer $200 when spending $500.

Edit:: capital one has a promo if you open a checking account end enter promo code "BONUS350" you get $350. You need to setup direct deposit and not made an account with them in the last 2 years to qualify

Last edited by Dtran2009 August 4, 2023 at 03:56 AM.

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narin

Aug 4, 2023

296 Posts

Joined Mar 2005

Aug 4, 2023

narin

Aug 4, 2023

296 Posts

Quote from drl136us

:

Probably a stupid question, but does the reloadable RedCard count as any form of bank card? Everyone keeps saying it's like a gift card, but is it actually a debit account that connects to your normal financial history? Will it count as another bank line for reporting purposes?

It is basically a bank account. But to be precise it's more of a cash management account by Target's third party bank. Does it count as bank reporting line, I have no idea.

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splg38

Aug 4, 2023

507 Posts

Joined Dec 2007

Aug 4, 2023

splg38

Aug 4, 2023

507 Posts

Quote from QueensGambit

:

So I've applied and got approved for many of the $40 off $40… it's not worth it. The coupon only applies to items sold by Target and you'd be surprised how much of their inventory is actually from 3rd parties. There's also a ton of restricted items in the fine print. I wouldn't sign up for this again.

This is so wrong. I've gotten coupons three times from all three cards. Used them online and in store. Six times. Never had an item rejected. If you like food and health products and most of the stuff Target sells it's totally worth it. This has come up before and it's a bizarre complaint. It's free money.

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Wavy-Nife

Aug 4, 2023

6,458 Posts

Joined Oct 2018

Aug 4, 2023

Wavy-Nife

Aug 4, 2023

6,458 Posts

Quote from slick-In-NYC

:

Correct me if I'm wrong but I believe there is NO credit pull on the Reloadable card.

Reloadable and Debit cards don't have a credit pull. However, can no longer double dip the coupon.
Last time I did this got $40 off a video game and $40 off an Xbox controller. People complaining there's "nothing to buy" should try a little harder.. Can always use groceries

Last edited by Wavy-Nife August 4, 2023 at 05:48 AM.

3

bsdc

Pro

Aug 4, 2023

1,411 Posts

Joined Nov 2008

Aug 4, 2023

bsdc

Pro

Aug 4, 2023

1,411 Posts

Quote from splg38

:

This is so wrong. I've gotten coupons three times from all three cards. Used them online and in store. Six times. Never had an item rejected. If you like food and health products and most of the stuff Target sells it's totally worth it. This has come up before and it's a bizarre complaint. It's free money.

I agree with this. Done it three times, had no problems with exclusions. Mostly bought food, home, health, baby stuff (aka groceries.) Free money indeed, especially if you do the debit, which had no credit pull.

3

WackMC

Aug 4, 2023

1,029 Posts

Joined Aug 2009

Aug 4, 2023

WackMC

Aug 4, 2023

1,029 Posts

I'm aware the Target debit card doesn't initiate a credit check through the 3 credit bureaus, but does anybody know if it does any verifications through Chexsystems?

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dhardawa

Aug 5, 2023

692 Posts

Joined Dec 2006

Aug 5, 2023

dhardawa

Aug 5, 2023

692 Posts

Don't believe it. I tried back earlier in the year and was told there was no such promotion even though it was still in the weekly ad for the next two weeks.

pirezza

Aug 5, 2023

969 Posts

Joined Dec 2008

Aug 5, 2023

pirezza

Aug 5, 2023

969 Posts

Quote from drl136us

:

Probably a stupid question, but does the reloadable RedCard count as any form of bank card? Everyone keeps saying it's like a gift card, but is it actually a debit account that connects to your normal financial history? Will it count as another bank line for reporting purposes?

As far as I'm aware you can get the Reloadable card and then.. just never activate it. Mine has been sitting there untouched for a year and I already used the free $40.

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meetadarshss

Aug 5, 2023

903 Posts

Joined Oct 2014

Aug 5, 2023

meetadarshss

Aug 5, 2023

903 Posts

Quote from QueensGambit

:

So I've applied and got approved for many of the $40 off $40… it's not worth it. The coupon only applies to items sold by Target and you'd be surprised how much of their inventory is actually from 3rd parties. There's also a ton of restricted items in the fine print. I wouldn't sign up for this again.

Also, if an item has additional discount then it wouldn't apply as expected. As the $40 discount applies before any other discounts are applied.

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[August 6-19] Target: Apply for a new Credit, Debit or Reloadable RedCard, Get One-Time Coupon for $50 off $50 or more

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