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Chase Freedom Unlimited®: Every Dollar In Cash Back Rewards You Earn Is a Dollar Chase Will Match In the First Year

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Offer Ending Soon - SPECIAL OFFER: Unlimited Matched Cash Back. Use your card for all your purchases and at the end of your first year, Chase will automatically match all the cash back you earned! There is no limit to how much you can earn. Every dollar in cash back rewards you earn is a dollar Chase will match with the Chase Freedom Unlimited® card. No annual fee.

Card Details:
  • SPECIAL OFFER: Unlimited Matched Cash Back. Use your card for all your purchases and at the end of your first year, Chase will automatically match all the cash back you earned! There is no limit to how much you can earn. Every dollar in cash back rewards you earn is a dollar Chase will match.
  • Unlimited 1.5% cash back is just the beginning of what you can earn. You'll enjoy 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; and 1.5% cash back on all other purchases.
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC

Read our review on the Chase Freedom Unlimited®

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Sep 2014
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Larsion
10-12-2023 at 01:19 PM.
10-12-2023 at 01:19 PM.
What is unlimited match cash back? If 1st year i spend $20k then the cash back will be $20k? Genuine question, dont downvote

nvm, turn out that if i spend $20k and made $300 cash back. They will give me another $300
3
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Last edited by bachle.2105 October 12, 2023 at 01:22 PM.
Joined Aug 2006
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Silvas
10-12-2023 at 01:21 PM.
10-12-2023 at 01:21 PM.
Quote from bachle.2105 :
What is unlimited match cash back? If 1st year i spend $20k then the cash back will be $20k? Genuine question, dont downvote

No, what it means is they'll match your cash back, not your spend. If you spend 20k and you get 1.5% cash back, you'd get back $300 cash back normally, if they match it, they'll give you another $300 cash back, for a total of $600 cash back.
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Joined Jun 2016
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darwinnaval
10-12-2023 at 09:57 PM.
10-12-2023 at 09:57 PM.
Is it really cash back or will it be Ultimate Rewards points?
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Joined Sep 2023
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CleverRailway7128
10-12-2023 at 10:06 PM.
10-12-2023 at 10:06 PM.
Quote from bachle.2105 :
What is unlimited match cash back? If 1st year i spend $20k then the cash back will be $20k? Genuine question, dont downvote

nvm, turn out that if i spend $20k and made $300 cash back. They will give me another $300
Do people not stop and think at all anymore? Did you honestly believe that Chase was just allow you to spend an infinite amount of money and then just give it back? Why not Google how credit cad points work before posting something like this?
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Joined Feb 2011
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bru_that
10-12-2023 at 10:14 PM.
10-12-2023 at 10:14 PM.
Quote from CleverRailway7128 :
Do people not stop and think at all anymore? Did you honestly believe that Chase was just allow you to spend an infinite amount of money and then just give it back? Why not Google how credit cad points work before posting something like this?
Forget it Jake, it's SlickDeals…
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Joined Nov 2012
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George_P_Burdell
10-12-2023 at 10:23 PM.
10-12-2023 at 10:23 PM.
Quote from CleverRailway7128 :
Do people not stop and think at all anymore? Did you honestly believe that Chase was just allow you to spend an infinite amount of money and then just give it back? Why not Google how credit cad points work before posting something like this?
It has happened in the past. Amex accidentally threw bunch of use spend $1500 and get $1500 back 3x. It was during 2021 Holidays. Gotta love a company that keeps their word.
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Joined Mar 2015
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JohanM1228 | Staff
10-17-2023 at 01:53 PM.
10-17-2023 at 01:53 PM.
Quote from darwinnaval :
Is it really cash back or will it be Ultimate Rewards points?
Ultimate Rewards points, but you can cash them out as either statement credits or direct deposit to your checking account.
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Joined Jun 2012
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pk3m
10-17-2023 at 06:28 PM.
10-17-2023 at 06:28 PM.
Does anyone know if the match offer applies to any existing but recent cardholders, or what day the match offer became effective for new cardholders?
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Joined Mar 2015
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JohanM1228 | Staff
10-18-2023 at 11:04 AM.
10-18-2023 at 11:04 AM.
Quote from pk3m :
Does anyone know if the match offer applies to any existing but recent cardholders, or what day the match offer became effective for new cardholders?
The offer launched on 10/12/23. Pretty sure it won't apply for existing cardholders who already got the previous bonus of additional 1.5% cash back the first year. Although if you signed up within the past 30 days it might be worth a try to call them and ask. I've seen many people say that's worked for them for other cards after a new bonus launched and they applied right before.
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Joined Nov 2008
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henry333
10-23-2023 at 03:35 PM.
10-23-2023 at 03:35 PM.
This is a good complement to Case Freedom cards but it is not good for foreign travel. The Chase Freedom Unlimited® has a foreign transaction fee of 3% of each transaction in U.S. dollars, as does its cousin card, Chase Freedom Flex℠.
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Joined Jul 2007
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emily1800
10-29-2023 at 11:37 AM.
10-29-2023 at 11:37 AM.
Unlimited 1.5% cash back + unlimited matched cash back: is it 3% cash back for all purchase??
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Joined Jul 2021
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CoolReward213
11-03-2023 at 01:52 PM.
11-03-2023 at 01:52 PM.
Just to confirm, this offer only matches cash back and there's no $200 sign up bonus…
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Joined Feb 2021
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SmartCemetery3719
12-10-2023 at 03:56 PM.
12-10-2023 at 03:56 PM.
Looks like this offer is still around, but you can also apply for the same card with a $200 bonus + 5% gas and grocery. I guess the $200 bonus would equate to like $4000-7000 worth of spending, depending on the categories.

Any opinions on which is the better offer to apply for?
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Joined Mar 2012
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lleung1980
12-27-2023 at 05:51 AM.
12-27-2023 at 05:51 AM.
Is there a way to calculate which cashback is better? 3% cash back or 3x points for dinning?
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