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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.10% APY

Deposit $20K-100K+
(New Capital 360 Accounts)
+121 Deal Score
274,655 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.35% -> 4.25% -> now 4.10% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account, fund the account and apply promo code BONUS1500 to receive this promotional bonus offer (detailed instructions below).
  • Note: Offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2022, you will be ineligible for this bonus offer.
Thanks to community member IGGUS for finding this deal.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code BONUS1500
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.10% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT
Note: Click here for more information on Best High-Yield Savings Accounts of October 2024.

Original Post

Written by
Edited October 21, 2024 at 04:22 PM by
Looks a lot like the Fall23 signup bonus, now accessible with full details in below link. 0.05% APY better than prior offers too.

Deal Instructions:
  1. Open a new Capital One 360 Performance Savings Account [capitalone.com] w/ promo code BONUS1500
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.35% (APY) Annual Percentage Yield - Now 4.25% 4.10%
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

BONUS1500 Promo code during account creation to be eligible. I've personally just gone through this today, and the promo was auto-applied, showing in top banner of each page as I went through the signup. They almost caught me to create a new Savings account too with a single click, but skipped that one. On the following screen it showed me my new account and routing numbers, along with the promo details, the code and terms listed yet again.
No published expiry date at this time.

Qualifying deposit will be judged by the balance in your account from days 15-105 of account opening. For example, if you had funded the account with $50 on day 2, but then transferred $99,950 on day 14, you're eligible for $1500 bonus back in your account by day 165 of account opening. Alternatively, if you added $20,001 on day 2 and left it there until withdrawing $2 on day 104, you will receive a $0 bonus.
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Created 04-03-2024 at 07:00 AM by IGGUS
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Deal
Score
+121
274,655 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

401 Comments

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Featured Comments

Surprised that nobody in this thread even understands what's going on. For $20,000, 4.35% APY over 3 months is $217.50, however you're also getting a $300 bonus, so you're getting $517.50 for 3 months. That equates to10.35% APY.

This is the same for the other deposit amounts.
Doesn't look like it if you currently have one.
They clearly address that at the beginning of the footnotes at bottom of main deal page, listing multiple account types open with them "on or after January 1, 2022" as making you ineligible for this offer. I'd encourage all to RTFM for straightforward questions like these.
There are quite a few other High Yield Savings Accounts that don't have such restrictions and have higher rates of return. Here's a list I compiled this morning:

APY
Amex: 4.35
Sofi: 4.6, $300 bonus direct deposit
Synchrony: 4.75
Wealthfront: 5.00 (get .5 bonus for 3 months if you refer a friend)
Citbank: 5.05 (5k minimum deposit)
Texas capital: 5.1
Everbank: 5.15
Ufb direct: 5.25
Western alliance: 5.36

For 100k you would earn $5,360 per year at Western versus $4,350 + 1500 = $5,850 with the Capital One deal. If you have less than 100k to invest the other options are better.

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Joined Jun 2007
L3: Novice
> bubble2 290 Posts
143 Reputation
imalilteapot
07-30-2024 at 10:02 PM.
07-30-2024 at 10:02 PM.
Deposited on 4/9 received bonus of $1500 on 7/27
Reply
Joined Aug 2008
L6: Expert
> bubble2 1,498 Posts
522 Reputation
slickwilla
08-01-2024 at 09:13 AM.
08-01-2024 at 09:13 AM.
Deposited on 4/9 bonus received on 7/23
Reply
Joined Mar 2005
L4: Apprentice
> bubble2 491 Posts
58 Reputation
chachacha
08-01-2024 at 12:14 PM.
08-01-2024 at 12:14 PM.
For all that got the bonus, did CapOne notify you email/other that you had received your bonus?
Reply
Joined Sep 2023
L2: Beginner
> bubble2 27 Posts
10 Reputation
EfficientCorn3361
08-01-2024 at 02:44 PM.
08-01-2024 at 02:44 PM.
Quote from chachacha :
For all that got the bonus, did CapOne notify you email/other that you had received your bonus?

Nope..didn't receive any notification from them at all
Reply
Joined Oct 2012
L7: Teacher
> bubble2 2,061 Posts
237 Reputation
BenM5
08-01-2024 at 09:32 PM.
08-01-2024 at 09:32 PM.
if we received bonus, we can close the saving account right?
Reply
Joined May 2005
L9: Master
> bubble2 5,393 Posts
1,967 Reputation
Thinker
08-04-2024 at 03:37 PM.
08-04-2024 at 03:37 PM.
Quote from BenM5 :
if we received bonus, we can close the saving account right?
I waited 2 extra days before moving out to get the interest credited for the month.
Reply
Joined Jan 2019
New User
> bubble2 18 Posts
10 Reputation
AmusedCrown857
08-06-2024 at 03:24 PM.
08-06-2024 at 03:24 PM.
Funded 4/19. Received bonus 8/6.
Reply

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Joined Dec 2008
L3: Novice
> bubble2 172 Posts
170 Reputation
RogueXgirl
08-08-2024 at 01:16 PM.
08-08-2024 at 01:16 PM.
Funded 04/11, got bonus 07/30.
Reply
Joined Jan 2007
L8: Grand Teacher
> bubble2 3,653 Posts
1,994 Reputation
profitone
08-08-2024 at 01:20 PM.
08-08-2024 at 01:20 PM.
4/22-8/6
Reply
Joined Jun 2015
L3: Novice
> bubble2 189 Posts
18 Reputation
Tg1Q
08-11-2024 at 10:36 PM.
08-11-2024 at 10:36 PM.
I got mine !
Reply
Joined Mar 2013
L3: Novice
> bubble2 294 Posts
299 Reputation
Krstphrhrrs
08-12-2024 at 11:03 PM.
08-12-2024 at 11:03 PM.
Got my bonus, opened on 4/29.

How long is everyone waiting to move the money and close the account?
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,105 Posts
621 Reputation
Truth-Serum
08-12-2024 at 11:25 PM.
08-12-2024 at 11:25 PM.
Did this last fall and I got the bonus back in March
Reply
Joined Nov 2018
L2: Beginner
> bubble2 92 Posts
14 Reputation
Creative-DesiC
08-24-2024 at 03:44 PM.
08-24-2024 at 03:44 PM.
Deposited 4/11 no but yet, what to do?
Reply
Joined Mar 2005
L4: Apprentice
> bubble2 491 Posts
58 Reputation
chachacha
08-26-2024 at 08:14 PM.
08-26-2024 at 08:14 PM.
Funded 5/2 received bonus couple of days ago. Thank you OP.
Reply

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Joined Nov 2010
L3: Novice
> bubble2 185 Posts
37 Reputation
lrryjrry
08-26-2024 at 08:14 PM.
08-26-2024 at 08:14 PM.
Quote from Krstphrhrrs :
Got my bonus, opened on 4/29.

How long is everyone waiting to move the money and close the account?
Anytime after getting the bonus.
Reply
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