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Citi Custom Cash® Card: Earn $200 after Spending $1,500 in First 6 Months

+18 Deal Score
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Citi is offering $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.

Card Details:
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.


Rates & Fees

Read our review on the Citi Custom Cash Card

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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Nattefrost
05-01-2024 at 05:30 AM.
05-01-2024 at 05:30 AM.
Sounds like great card to compliment for supermarket shopping
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jdsteel7
09-19-2024 at 02:57 PM.
09-19-2024 at 02:57 PM.
Quote from Nattefrost :
Sounds like great card to compliment for supermarket shopping
This is essentially what I use it for since my wells fargo autograph visa card has three percent back on most major categories, except for groceries
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Joined May 2011
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8ajula
09-20-2024 at 05:56 PM.
09-20-2024 at 05:56 PM.
How many of this can you get? Will they let you get more than one card? Like, one card for gas, then another for groceries?
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Joined Nov 2014
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dipt07
09-21-2024 at 07:55 AM.
09-21-2024 at 07:55 AM.
Quote from 8ajula :
How many of this can you get? Will they let you get more than one card? Like, one card for gas, then another for groceries?

Only one per account
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OxnardMotors
09-21-2024 at 04:34 PM.
09-21-2024 at 04:34 PM.
Quote from dipt07 :
Only one per account

You can get as many as you want
Get another card and have it for a year and you can product change to it so you can have multiple
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smoker68x
11-06-2024 at 06:21 AM.
11-06-2024 at 06:21 AM.
Unfortunately Walmart doesn't count towards any of the categories, so you'll only get 1%. I was hoping to use this to replace our Walmart Rewards card.

I have one that we only use for gas, and my wife has one that we only use for restaurants.
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Joined Jan 2005
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smoker68x
11-06-2024 at 06:22 AM.

Our community has rated this post as helpful. If you agree, why not thank smoker68x

11-06-2024 at 06:22 AM.
Quote from 8ajula :
How many of this can you get? Will they let you get more than one card? Like, one card for gas, then another for groceries?

One per person, but if you're married, you can each get one, and add the other as an authorized user on both.
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Joined May 2006
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dregan
11-06-2024 at 10:43 PM.
11-06-2024 at 10:43 PM.
Quote from Nattefrost :
Sounds like great card to compliment for supermarket shopping
This is EXACTLY what I use it for, BofA gives something like 3%
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jobe24
11-07-2024 at 09:00 PM.
11-07-2024 at 09:00 PM.
Quote from jdsteel7 :
This is essentially what I use it for since my wells fargo autograph visa card has three percent back on most major categories, except for groceries

Is your Wells fargo cadd accepted in those pay in 4 options from Paypal, Klarna, etc ?
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jdsteel7
11-09-2024 at 03:09 PM.
11-09-2024 at 03:09 PM.
Quote from jobe24 :
Is your Wells fargo cadd accepted in those pay in 4 options from Paypal, Klarna, etc ?
I'm sorry I don't use those services so I couldn't speak to that. It's just a standard Visa signature card if that helps.
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Joined Nov 2012
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neonbandit
11-18-2024 at 06:27 AM.
11-18-2024 at 06:27 AM.
Opened one of these recently and the credit line offered was $500 which is pretty much unusable for larger purchases.

I do have two other Citi cards though, is there a limit of some sort across all accounts?
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Joined Jan 2005
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danmtz
11-19-2024 at 02:09 PM.
11-19-2024 at 02:09 PM.
Quote from neonbandit :
Opened one of these recently and the credit line offered was $500 which is pretty much unusable for larger purchases.

I do have two other Citi cards though, is there a limit of some sort across all accounts?

And I thought Capital One giving me $2K on the Venture was bad. I think Citi gave me about $6K on this card two years ago.
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10pmStalker
11-20-2024 at 03:37 PM.
11-20-2024 at 03:37 PM.
Quote from neonbandit :
Opened one of these recently and the credit line offered was $500 which is pretty much unusable for larger purchases.

I do have two other Citi cards though, is there a limit of some sort across all accounts?

I'd definitely be asking for a credit line increase. I've had the Double Cash for years. Just got approved for the Custom Cash. They gave me a $7400 limit.
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