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expired Posted by EfficientGame645 • May 9, 2024
expired Posted by EfficientGame645 • May 9, 2024

Key Smart Checking®: Earn $200 After Qualified Activities

KeyBank - Bank Advertiser
13 Comments 8,052 Views
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Earn $200 after qualified activities until 7.19.24 with the no-monthly-maintenance-fee Key Smart Checking®.

Qualifying Activities:
  • Open a Key Smart Checking® account online by July 19, 2024.
  • Make the minimum opening deposit of $10, plus one direct deposit of at least $500 within the first 60 days of account opening.
  • Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements.
  • Account must not be closed or restricted during the time of promotional period.
Product Detail:
  • Smart account that fits a client's lifestyle. Free non-interest-bearing account and no minimum balance required (minimum opening deposit of $10 required).
  • Monthly Maintenance Fee: $0
  • Free KeyBank and Allpoint® ATM access nationwide with your KeyBank Debit Mastercard®
  • Earn better interest rates on savings and money market accounts, additional cash back, loan discounts and more with KeyBank's Relationship Benefits.

Geographic restrictions apply and account opening is subject to approval.
Offer is available in these states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA

Slickdeals may be compensated by KeyBank
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Earn $200 after qualified activities until 7.19.24 with the no-monthly-maintenance-fee Key Smart Checking®.

Qualifying Activities:
  • Open a Key Smart Checking® account online by July 19, 2024.
  • Make the minimum opening deposit of $10, plus one direct deposit of at least $500 within the first 60 days of account opening.
  • Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements.
  • Account must not be closed or restricted during the time of promotional period.
Product Detail:
  • Smart account that fits a client's lifestyle. Free non-interest-bearing account and no minimum balance required (minimum opening deposit of $10 required).
  • Monthly Maintenance Fee: $0
  • Free KeyBank and Allpoint® ATM access nationwide with your KeyBank Debit Mastercard®
  • Earn better interest rates on savings and money market accounts, additional cash back, loan discounts and more with KeyBank's Relationship Benefits.

Geographic restrictions apply and account opening is subject to approval.
Offer is available in these states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA

Slickdeals may be compensated by KeyBank

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13 Comments

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May 10, 2024
1,018 Posts
Joined Jun 2009
May 10, 2024
Angry
May 10, 2024
1,018 Posts
New customers only? If so how long between last account closing?
May 10, 2024
1,240 Posts
Joined Mar 2024
May 10, 2024
MemorableHose1597
May 10, 2024
1,240 Posts
Quote from Angry :
New customers only? If so how long between last account closing?
I closed mine a few years ago I'm curious as well
May 14, 2024
803 Posts
Joined Sep 2006
May 14, 2024
ychen07
May 14, 2024
803 Posts
Bummer... It's a checking account, not a credit card. SMH.

Looks like you're not able to apply online.
Based on the info you shared with us, we couldn't confirm your identity. If you'd still like to apply, talk with a banker at your nearest KeyBank branch.
Jun 11, 2024
1,837 Posts
Joined Jul 2014
Jun 11, 2024
SlickDealingInNYC
Jun 11, 2024
1,837 Posts
Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments, check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.

Be like Citi to accept person-to-person like Zelle for direct deposit or pass.
Jun 11, 2024
1,529 Posts
Joined Apr 2016
Jun 11, 2024
Rontron
Jun 11, 2024
1,529 Posts
Quote from SlickDealingInNYC :
Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments, check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.

Be like Citi to accept person-to-person like Zelle for direct deposit or pass.
I wonder if eBay or Mercari would work?
Jun 11, 2024
2 Posts
Joined Feb 2015
Jun 11, 2024
CharlesF2769
Jun 11, 2024
2 Posts
Be careful with this bank…. At least in 2017/2018, Key bank would total up everything coming out of the check account and charge overdraft fees per withdrawal BEFORE considering any deposits / transfers into the check, even if everything happened on the same day.
1
Jun 12, 2024
772 Posts
Joined Dec 2019
Jun 12, 2024
OG-Bluntman
Jun 12, 2024
772 Posts
Quote from CharlesF2769 :
Be careful with this bank…. At least in 2017/2018, Key bank would total up everything coming out of the check account and charge overdraft fees per withdrawal BEFORE considering any deposits / transfers into the check, even if everything happened on the same day.
You must be referring to the old posting order. The posting order was changed a while back 🙂

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Jun 12, 2024
2,164 Posts
Joined Dec 2018
Jun 12, 2024
HonestMammoth473
Jun 12, 2024
2,164 Posts
I did this bonus last year and the bank kept calling me for the first month, pleading for my business. I actually felt bad for closing the account. :p

Quote from Angry :
New customers only? If so how long between last account closing?
Quote from MemorableHose1597 :
I closed mine a few years ago I'm curious as well
You can churn this 12 months after closing the account.
Pro
Jun 15, 2024
6,300 Posts
Joined Oct 2004
Jun 15, 2024
atari
Pro
Jun 15, 2024
6,300 Posts
"Based on the info you shared with us, we couldn't confirm your identity. If you'd still like to apply, talk with a banker at your nearest KeyBank branch."
Jun 16, 2024
219 Posts
Joined Mar 2018
Jun 16, 2024
RicknAustin
Jun 16, 2024
219 Posts
Quote from SlickDealingInNYC :
Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments, check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.

Be like Citi to accept person-to-person like Zelle for direct deposit or pass.
Does Citi have a checking cash back w non-direct deposit?
Jun 16, 2024
5,223 Posts
Joined Jul 2017
Jun 16, 2024
Luigis3rdcousin
Jun 16, 2024
5,223 Posts
I've been happy with this bank, switched from Wells Fargo that was putting ridiculous monthly minimums on my checking account to KeyBank and it's been good. But I'm very low key with banking, so if you want a low "key" type of bank without dumb monthly rules you have to follow with and you have them in your neck of the woods, it's not a bad move.
Jun 18, 2024
89 Posts
Joined Apr 2013
Jun 18, 2024
weibeld77
Jun 18, 2024
89 Posts
Depending on your situation, this is a nice perk to get you going on a checking account. Me personally, I already have a checking account, and I like slickdeals for less work intensive money savings.
I feel like there has to be some long term lending impact to someone if every year or two they are switching a main bank account.
Jun 19, 2024
1,030 Posts
Joined May 2022
Jun 19, 2024
Venom213
Jun 19, 2024
1,030 Posts
Quote from weibeld77 :
Depending on your situation, this is a nice perk to get you going on a checking account. Me personally, I already have a checking account, and I like slickdeals for less work intensive money savings.
I feel like there has to be some long term lending impact to someone if every year or two they are switching a main bank account.
Only an inquiry on chex systems but it's not a credit report. Eventually they fall off. Nothing to worry about. You open and close them for the bonuses.

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