Slickdeals is community-supported.  We may get paid by brands or deals, including promoted items.
Forum Thread

Key Smart Checking®: Earn $200 After Qualified Activities

-1 Deal Score
7,004 Views
Earn $200 after qualified activities until 7.19.24 with the no-monthly-maintenance-fee Key Smart Checking®.

Qualifying Activities:
  • Open a Key Smart Checking® account online by July 19, 2024.
  • Make the minimum opening deposit of $10, plus one direct deposit of at least $500 within the first 60 days of account opening.
  • Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements.
  • Account must not be closed or restricted during the time of promotional period.
Product Detail:
  • Smart account that fits a client's lifestyle. Free non-interest-bearing account and no minimum balance required (minimum opening deposit of $10 required).
  • Monthly Maintenance Fee: $0
  • Free KeyBank and Allpoint® ATM access nationwide with your KeyBank Debit Mastercard®
  • Earn better interest rates on savings and money market accounts, additional cash back, loan discounts and more with KeyBank's Relationship Benefits.

Geographic restrictions apply and account opening is subject to approval.
Offer is available in these states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA

Slickdeals may be compensated by KeyBank
Add Comment
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
-1
7,004 Views

13 Comments

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Jun 2009
L5: Journeyman
> bubble2 976 Posts
147 Reputation
Angry
05-09-2024 at 07:04 PM.
05-09-2024 at 07:04 PM.
New customers only? If so how long between last account closing?
1
Like
Funny
>
Helpful
Not helpful
Reply
Joined Mar 2024
L3: Novice
> bubble2 222 Posts
30 Reputation
MemorableHose1597
05-09-2024 at 08:10 PM.
05-09-2024 at 08:10 PM.
Quote from Angry :
New customers only? If so how long between last account closing?
I closed mine a few years ago I'm curious as well
Like
Funny
>
Helpful
Not helpful
Reply
Joined Sep 2006
L5: Journeyman
> bubble2 800 Posts
67 Reputation
ychen07
05-13-2024 at 07:02 PM.
05-13-2024 at 07:02 PM.
Bummer... It's a checking account, not a credit card. SMH.

Looks like you're not able to apply online.
Based on the info you shared with us, we couldn't confirm your identity. If you'd still like to apply, talk with a banker at your nearest KeyBank branch.
Like
Funny
>
Helpful
Not helpful
Reply
Joined Jul 2014
L6: Expert
> bubble2 1,548 Posts
61 Reputation
SlickDealingInNYC
06-11-2024 at 04:24 AM.
06-11-2024 at 04:24 AM.
Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments, check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.

Be like Citi to accept person-to-person like Zelle for direct deposit or pass.
1
Like
Funny
>
Helpful
Not helpful
Reply
Joined Apr 2016
L6: Expert
> bubble2 1,378 Posts
184 Reputation
Rontron
06-11-2024 at 01:57 PM.
06-11-2024 at 01:57 PM.
Quote from SlickDealingInNYC :
Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments, check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.

Be like Citi to accept person-to-person like Zelle for direct deposit or pass.
I wonder if eBay or Mercari would work?
Like
Funny
>
Helpful
Not helpful
Reply
Joined Feb 2015
New User
> bubble2 2 Posts
10 Reputation
CharlesF2769
06-11-2024 at 03:22 PM.
06-11-2024 at 03:22 PM.
Be careful with this bank…. At least in 2017/2018, Key bank would total up everything coming out of the check account and charge overdraft fees per withdrawal BEFORE considering any deposits / transfers into the check, even if everything happened on the same day.
>
1
Like
Funny
>
Helpful
Not helpful
Reply
Joined Dec 2019
MF-OG
> bubble2 676 Posts
147 Reputation
OG-Bluntman
06-11-2024 at 07:55 PM.
06-11-2024 at 07:55 PM.
Quote from CharlesF2769 :
Be careful with this bank…. At least in 2017/2018, Key bank would total up everything coming out of the check account and charge overdraft fees per withdrawal BEFORE considering any deposits / transfers into the check, even if everything happened on the same day.

You must be referring to the old posting order. The posting order was changed a while back 🙂
1
Like
Funny
>
Helpful
Not helpful
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2018
Master of my Own Domain
> bubble2 1,993 Posts
354 Reputation
HonestMammoth473
06-12-2024 at 12:06 PM.
06-12-2024 at 12:06 PM.
I did this bonus last year and the bank kept calling me for the first month, pleading for my business. I actually felt bad for closing the account. :p

Quote from Angry :
New customers only? If so how long between last account closing?
Quote from MemorableHose1597 :
I closed mine a few years ago I'm curious as well
You can churn this 12 months after closing the account.
1
Like
Funny
>
Helpful
Not helpful
Reply
Joined Oct 2004
L10: Grand Master
> bubble2 6,193 Posts
3,051 Reputation
Pro
atari
06-15-2024 at 04:46 AM.
06-15-2024 at 04:46 AM.
"Based on the info you shared with us, we couldn't confirm your identity. If you'd still like to apply, talk with a banker at your nearest KeyBank branch."
Like
Funny
>
Helpful
Not helpful
Reply
Joined Mar 2018
L3: Novice
> bubble2 150 Posts
22 Reputation
RicknAustin
06-15-2024 at 11:07 PM.
06-15-2024 at 11:07 PM.
Quote from SlickDealingInNYC :
Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments, check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.

Be like Citi to accept person-to-person like Zelle for direct deposit or pass.

Does Citi have a checking cash back w non-direct deposit?
Like
Funny
>
Helpful
Not helpful
Reply
Joined Jul 2017
L9: Master
> bubble2 4,089 Posts
313 Reputation
Luigis3rdcousin
06-16-2024 at 04:00 PM.
06-16-2024 at 04:00 PM.
I've been happy with this bank, switched from Wells Fargo that was putting ridiculous monthly minimums on my checking account to KeyBank and it's been good. But I'm very low key with banking, so if you want a low "key" type of bank without dumb monthly rules you have to follow with and you have them in your neck of the woods, it's not a bad move.
Like
Funny
>
Helpful
Not helpful
Reply
Joined Apr 2013
L2: Beginner
> bubble2 51 Posts
29 Reputation
weibeld77
Yesterday at 01:53 PM.
Yesterday at 01:53 PM.
Depending on your situation, this is a nice perk to get you going on a checking account. Me personally, I already have a checking account, and I like slickdeals for less work intensive money savings.
I feel like there has to be some long term lending impact to someone if every year or two they are switching a main bank account.
Like
Funny
>
Helpful
Not helpful
Reply
Joined May 2022
L99: Jack of All Trades
> bubble2 794 Posts
125 Reputation
Venom213
Yesterday at 08:40 PM.
Yesterday at 08:40 PM.
Quote from weibeld77 :
Depending on your situation, this is a nice perk to get you going on a checking account. Me personally, I already have a checking account, and I like slickdeals for less work intensive money savings.
I feel like there has to be some long term lending impact to someone if every year or two they are switching a main bank account.

Only an inquiry on chex systems but it's not a credit report. Eventually they fall off. Nothing to worry about. You open and close them for the bonuses.
Like
Funny
>
Helpful
Not helpful
Reply
Page 1 of 1
1
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.