Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Forum Thread

Best American Express Card

128 415 May 14, 2024 at 11:41 AM
Deal
Score
0
3,069 Views

Thread Details

0 Deal Score
3,069 Views
I'm interested in getting an American Express card.

I don't want a card that requires an annual fee. I'm also not interested in travel or gasoline rewards. Primarily I'm interested in cash back rewards and deals on subscriptions, services, etc

What is the best card to get in terms of rewards and bonus features? My credit score is around 800.

From what I can determine one of the Nlue Cash cards would be best for me. The Preferred card has a $95 fee after the first year which might be okay depending on the other benefits over the Everyday Blue Cash card

I'm a senior citizen without a lot of expenses that a family has which is why the preferred car with the $95 annual fee most likely doesn't make much sense for me.
About the OP
Joined Jan 2018 L3: Novice
415 Reputation Points
8 Deals Posted
4,826 Votes Submitted
128 Comments Posted

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined May 2008
Super Moderator
> bubble2 2,420 Posts
691 Reputation
Global Mod
pur | Staff
05-14-2024 at 01:23 PM.
05-14-2024 at 01:23 PM.
Amex EveryDay will earn points for this kind of Amazon deal, but there aren't many of those, and that's really all it's good for. Otherwise I think you're right that the Blue Cash Everyday is the best option. Looks like there is a signup bonus of $200 when you spend $2000 if you find the right link
Reply
Joined Jun 2005
Let Sleeping Dogs Lie
> bubble2 8,631 Posts
3,120 Reputation
komondor
05-14-2024 at 02:14 PM.
05-14-2024 at 02:14 PM.
Well you need to look if you have a 401K you can get some cards for free depending on your 401k value.
look here
https://www.bankrate.com/finance/...nnual-fee/

You may need several cards, My Amazon card offers 5% back on Amazon purchases, Lowes has a credit card for 5% back at Lowes.

Where do you do most of your spending, there is no simple answer.
Reply
Joined Jan 2018
L3: Novice
> bubble2 128 Posts
415 Reputation
Original Poster
JJinNJ
05-14-2024 at 06:10 PM.
05-14-2024 at 06:10 PM.
Quote from komondor :
Well you need to look if you have a 401K you can get some cards for free depending on your 401k value.
look here
https://www.bankrate.com/finance/...nnual-fee/

You may need several cards, My Amazon card offers 5% back on Amazon purchases, Lowes has a credit card for 5% back at Lowes.

Where do you do most of your spending, there is no simple answer.

I'm asking this question specifically about American Express cards. I have other cards.
Reply
Joined Jul 2008
Helping you save $ too
> bubble2 11,037 Posts
7,206 Reputation
Pro
c2nah777
05-15-2024 at 06:40 AM.
05-15-2024 at 06:40 AM.
The best one is what you mentioned. Blue Cash. Make sure to search for a nice Sign-Up Bonus, or referral link for a good SUB from a relative/friend/(random internet person from Redit?), as mentioned earlier in the thread.
Reply
Joined Jun 2005
Let Sleeping Dogs Lie
> bubble2 8,631 Posts
3,120 Reputation
komondor
05-15-2024 at 01:36 PM.
05-15-2024 at 01:36 PM.
Amex Platinum will get back the fee if you pay for it, even better if you have a 401K that will cover the cost.
Reply
Joined Jan 2018
L3: Novice
> bubble2 128 Posts
415 Reputation
Original Poster
JJinNJ
05-15-2024 at 05:41 PM.
05-15-2024 at 05:41 PM.
Quote from komondor :
Amex Platinum will get back the fee if you pay for it, even better if you have a 401K that will cover the cost.

I looked at the platinum card and I can't see that it offers any benefits that would benefit me.
Reply
Joined Jun 2005
Let Sleeping Dogs Lie
> bubble2 8,631 Posts
3,120 Reputation
komondor
05-16-2024 at 12:29 PM.
05-16-2024 at 12:29 PM.
200.00 per year for airline fees, audible membership, walmart+, gold or above status for most hotel and rental card programs, will pay for TSA pre, Global Entry or Clear, Lounge access, there are a few more too
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Mar 2015
L10: Wizard
> bubble2 448 Posts
663 Reputation
Staff
JohanM1228 | Staff
05-22-2024 at 11:25 AM.
05-22-2024 at 11:25 AM.
Based on how you described your spending habits I think the Blue Cash Everyday makes the most sense for you if you're limiting your search to only Amex cards. No annual fee, 3% back on groceries and online purchases and you get access to Amex offers. We actually built a rewards calculator where you can fill in how much you would spend per month in the different rewards categories and it will calculate if you earn back more in rewards than what the annual fee is. There are four Amex cards in there to compare in case you want to check it out https://money.slickdeals.net/credit-card-rewards-calculator/
1
Reply
Joined Jan 2008
L10: Grand Master
> bubble2 6,363 Posts
552 Reputation
MakeitRainDolla
07-16-2024 at 07:51 PM.
07-16-2024 at 07:51 PM.
Plum 2% card.
Reply
Joined Jan 2018
L3: Novice
> bubble2 128 Posts
415 Reputation
Original Poster
JJinNJ
07-16-2024 at 08:55 PM.
07-16-2024 at 08:55 PM.
Quote from MakeitRainDolla :
Plum 2% card.

I already have a 2% card and a 1.5% card. I'm looking for benefits that extend beyond cash back or cash rewards.
Reply
Joined Jan 2008
L10: Grand Master
> bubble2 6,363 Posts
552 Reputation
MakeitRainDolla
07-24-2024 at 10:15 PM.
07-24-2024 at 10:15 PM.
Quote from JJinNJ :
I already have a 2% card and a 1.5% card. I'm looking for benefits that extend beyond cash back or cash rewards.
Like what?
Reply
Joined Jan 2018
L3: Novice
> bubble2 128 Posts
415 Reputation
Original Poster
JJinNJ
07-24-2024 at 10:21 PM.
07-24-2024 at 10:21 PM.
Quote from MakeitRainDolla :
Like what?
Deals on streaming subscriptions, etc. Not standard cash back on purchases.
Reply
Page 1 of 1
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.