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U.S. Bank Smartly® Checking: Earn $250 Bonus for $2K+ Direct Deposit (Up to $450) When You Open a New Account and Complete Qualifying Activities Expired

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Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.

Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 to $4,999.99 to earn $250
    • $5,000 to $7,999.99 to earn $350
    • $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Slickdeals may be compensated by U.S. Bank

Original Post

Written by
Edited September 27, 2024 at 11:12 AM by
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 to $4,999.99 to earn $250
    • $5,000 to $7,999.99 to earn $350
    • $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Slickdeals may be compensated by U.S. Bank
Created 07-16-2024 at 11:01 AM by EfficientGame645
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
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+31
61,016 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

They are not scams. It's literally free money for shuffling funds around, without credit pulls.
Application was rejected. When I called I was told that is because I live in a state where they don't have a branch
If you already have a US Bank credit card, they'll waive the fee for the Smartly checking account.

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Joined Dec 2021
L3: Novice
> bubble2 292 Posts
46 Reputation
Anthonyy232
07-22-2024 at 11:28 PM.
07-22-2024 at 11:28 PM.
Can I just bank transfer ACH or does it have to be job direct deposit
Reply
Joined Mar 2021
New User
> bubble2 7 Posts
10 Reputation
CalmPanther645
07-22-2024 at 11:29 PM.
07-22-2024 at 11:29 PM.
Quote from AllWhacked :
If you already have a US Bank credit card, they'll waive the fee for the Smartly checking account.

I do have a credit card. Thanks for sharing this info.
Reply
Joined Mar 2021
New User
> bubble2 7 Posts
10 Reputation
CalmPanther645
07-22-2024 at 11:32 PM.
07-22-2024 at 11:32 PM.
Quote from CoolField1069 :
Sorry but you need to read the fine print, if you're an existing customer you won't be eligible. stuff like this is meant to get new customers in the door.

But they let me create it. You mean to say they would let me create the account but not give the bonus amount?

That sucks 🤣🤣
Reply
Last edited by CalmPanther645 July 22, 2024 at 11:47 PM.
Joined Nov 2017
L7: Teacher
> bubble2 2,109 Posts
206 Reputation
twiggy_alien_man
07-23-2024 at 01:01 PM.
07-23-2024 at 01:01 PM.
Quote from pokerfreak07 :
They are not scams. It's literally free money for shuffling funds around, without credit pulls.

Was curious about this, if it somehow affects your credit negatively.
Reply
Joined Dec 2008
L2: Beginner
> bubble2 30 Posts
27 Reputation
koulrc
07-23-2024 at 02:56 PM.
07-23-2024 at 02:56 PM.
From terms and conditions:

U.S. Bank Smartly® Checking bonus: To be eligible, you or any owner(s) on your new Bank Smartly Checking account cannot have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last 12 months or received other U.S. Bank consumer checking bonus offers within the past 12 months. You must also use the promo code 2024JUL at account opening


Does it mean, existing customers do not qualify? I have a regular US Bank Checking Account, but do not have or have not had a U.S. Bank Smartly® Checking account.
Reply
Joined Nov 2018
L3: Novice
> bubble2 255 Posts
14 Reputation
CoolField1069
07-23-2024 at 02:57 PM.
07-23-2024 at 02:57 PM.
Quote from Anthonyy232 :
Can I just bank transfer ACH or does it have to be job direct deposit

No in the fine print it specifically states direct deposit
Reply
Joined Nov 2018
L3: Novice
> bubble2 255 Posts
14 Reputation
CoolField1069
07-23-2024 at 02:58 PM.
07-23-2024 at 02:58 PM.
Quote from CalmPanther645 :
But they let me create it. You mean to say they would let me create the account but not give the bonus amount?

That sucks 🤣🤣

Yes most likely, your eligibility will be determined based on all the factors. Unfortunately just because you create the act with the code doesn't guarantee you anything.
Reply

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Joined Nov 2018
L3: Novice
> bubble2 255 Posts
14 Reputation
CoolField1069
07-23-2024 at 02:59 PM.
07-23-2024 at 02:59 PM.
Quote from koulrc :
From terms and conditions:

U.S. Bank Smartly® Checking bonus: To be eligible, you or any owner(s) on your new Bank Smartly Checking account cannot have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last 12 months or received other U.S. Bank consumer checking bonus offers within the past 12 months. You must also use the promo code 2024JUL at account opening


Does it mean, existing customers do not qualify? I have a regular US Bank Checking Account, but do not have or have not had a U.S. Bank Smartly® Checking account.

Yes it means exactly that. These offers are only to new usb customers that haven't had an account in 12 months or greater. Very common with these offers. The sofi offer I believe is still live and they have better rates in savings acts
Reply
Joined Feb 2007
L6: Expert
> bubble2 1,696 Posts
190 Reputation
techie333
07-23-2024 at 08:36 PM.
07-23-2024 at 08:36 PM.
You never get these offers, they always find little things to disqualify. Bad experience with us bank
Reply
Joined Jan 2021
L6: Expert
> bubble2 1,297 Posts
201 Reputation
Slacky
07-23-2024 at 11:07 PM.
07-23-2024 at 11:07 PM.
Quote from techie333 :
You never get these offers, they always find little things to disqualify. Bad experience with us bank

I did a few of these deals in 2023 with various banks. After initially rejecting me outright then relenting, US Bank repeatedly gave me wrong information, CSRs would change terms like underwear. I was certain I would never see a dime of the promotion after watching their behavior over the period they had my money.

But out of the blue, contrary to what I had just been told a couple days prior by a CSR- noticed that the entire promotional funds posted! I beelined to the nearest US Bank branch, pulled it all out and closed the account. I don't know what's going on with this company but they were so fishy and unreliable that there was no way I'd be staying with them. I might be tempted to do this promotion too because they did eventually come through on the last one, but doubt I will.
1
Reply
Joined Aug 2011
L69: Curvature
> bubble2 1,081 Posts
156 Reputation
tjax123
07-23-2024 at 11:32 PM.
07-23-2024 at 11:32 PM.
Paypal ACH or Zelle direct deposit count?
Reply
Joined Oct 2008
L7: Teacher
> bubble2 2,202 Posts
100 Reputation
flightxxx
07-24-2024 at 12:06 AM.
07-24-2024 at 12:06 AM.
solid deal, had no issues getting the bonus several years back on a similar offer
Reply
Joined Feb 2010
is PRO
> bubble2 18,993 Posts
4,618 Reputation
Binar
07-24-2024 at 12:14 AM.
07-24-2024 at 12:14 AM.
In today's stock market $250 is a rounding error.
Reply
Joined Sep 2015
L7: Teacher
> bubble2 2,071 Posts
233 Reputation
aokusman
07-24-2024 at 06:21 AM.
07-24-2024 at 06:21 AM.
Damn I just got the Wells Fargo bonus and was about to jump on this but not offered in my state.
Reply

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Joined Jun 2006
L7: Teacher
> bubble2 2,458 Posts
327 Reputation
nyknicks8
07-24-2024 at 08:15 AM.
07-24-2024 at 08:15 AM.
Quote from Binar :
In today's stock market $250 is a rounding error.
I will go for the $450. Have it direct deposit and transfer funds out right away. It doesn't say you have to hold the deposit in the account. I'll take the rounding error in my favor
Reply
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