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Chase redeem points at 15% off for Lyft, Southwest, REI and so on

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Always feel that Chase credit card points have no sale (especially compared to the wonderful Discover points) but see today that they have 15% off on multiple brands:

Lyft
Southwest
REI

Macy's
ULTA
Bath & Body Works

Panera Bread
Cheesecake Factory
OUTBACK steak house
RED LOBSTER
BUFFALO WILD WINGS
Applebee's

TOPGOLF
Barnes & Noble

Lowe's (10% off)

https://www.chase.com/personal/cr...te-rewards
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Chase redeem points at 15% off for Lyft, Southwest, REI and so on
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Joined Mar 2007
L9: Master
> bubble2 4,164 Posts
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TheJerkStoreCalled
02-16-2025 at 11:37 AM.
02-16-2025 at 11:37 AM.
perhaps one of the worst redemption decisions possible, but thanks for sharing, "best"
3
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Joined Feb 2012
L3: Novice
> bubble2 204 Posts
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Original Poster
sddbest
02-16-2025 at 12:29 PM.
02-16-2025 at 12:29 PM.
Quote from TheJerkStoreCalled :
perhaps one of the worst redemption decisions possible, but thanks for sharing, "best"
May be I'm missing something (because I don't understand the downvotes), but do you guys see good redemption offers from Chase? If so, I will keep an eye out..
1
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Joined Dec 2013
L4: Apprentice
> bubble2 386 Posts
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DonTreadOnMe
02-16-2025 at 12:53 PM.
02-16-2025 at 12:53 PM.
Quote from sddbest :
May be I'm missing something (because I don't understand the downvotes), but do you guys see good redemption offers from Chase? If so, I will keep an eye out..
Chase points are far more valuable transferred to partners then gc redemption in general. Both in value and flexibility. The bulk of mine go to Hyatt but ymmv. SWA gc can frequently be bought at costco for a 15% discount without need to use points.
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Joined Feb 2012
L3: Novice
> bubble2 204 Posts
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Original Poster
sddbest
02-16-2025 at 01:10 PM.
02-16-2025 at 01:10 PM.
Quote from DonTreadOnMe :
Chase points are far more valuable transferred to partners then gc redemption in general. Both in value and flexibility. The bulk of mine go to Hyatt but ymmv. SWA gc can frequently be bought at costco for a 15% discount without need to use points.
Got it. Thank you!
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Joined Oct 2011
L2: Beginner
> bubble2 38 Posts
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slickchuck1294
02-16-2025 at 01:13 PM.
02-16-2025 at 01:13 PM.
Quote from DonTreadOnMe :
Chase points are far more valuable transferred to partners then gc redemption in general. Both in value and flexibility. The bulk of mine go to Hyatt but ymmv. SWA gc can frequently be bought at costco for a 15% discount without need to use points.

Definitely agree, but should be caveated that you need a premium card to be able to transfer. Not an option for Freedom holders.
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Joined Oct 2007
L6: Expert
> bubble2 1,894 Posts
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turls
02-16-2025 at 02:29 PM.
02-16-2025 at 02:29 PM.
Quote from slickchuck1294 :
Definitely agree, but should be caveated that you need a premium card to be able to transfer. Not an option for Freedom holders.
What do you mean? I can transfer Freedom Flex points to my wife's Sapphire any time I want.
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Joined Jan 2009
L7: Teacher
> bubble2 2,686 Posts
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pakle
02-16-2025 at 02:44 PM.
02-16-2025 at 02:44 PM.
Thanks! Got some REI gc. Had the discount on my Chase Freedom but not Chase Ink.

Do you know when the discount ends?
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Joined Feb 2012
L3: Novice
> bubble2 204 Posts
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Original Poster
sddbest
02-16-2025 at 04:50 PM.
02-16-2025 at 04:50 PM.
Quote from turls :
What do you mean? I can transfer Freedom Flex points to my wife's Sapphire any time I want.
You trying to be funny? Wink

Seems either us or a family member need to have a premium card to redeem for good travel deals.. I only have a Chase Freedom card..
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Joined Feb 2012
L3: Novice
> bubble2 204 Posts
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Original Poster
sddbest
02-16-2025 at 04:51 PM.
02-16-2025 at 04:51 PM.
Quote from pakle :
Thanks! Got some REI gc. Had the discount on my Chase Freedom but not Chase Ink.

Do you know when the discount ends?
I honestly don't know..
1
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Joined Jun 2018
New User
> bubble2 10 Posts
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wz2018
02-16-2025 at 05:21 PM.
02-16-2025 at 05:21 PM.
Using pay yourself back with 25% discount is the way to go. Book hotel for 10x points and then redeem utility/internet bills at 25% has been my routine.
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Joined Oct 2007
L6: Expert
> bubble2 1,894 Posts
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turls
02-17-2025 at 12:42 PM.
02-17-2025 at 12:42 PM.
Quote from sddbest :
You trying to be funny? Wink

Seems either us or a family member need to have a premium card to redeem for good travel deals.. I only have a Chase Freedom card..
I didn't think about that, but no she just happens to have the travel card and I have the spending card. I don't think Sapphire is really "premium" but I'm going to try to use it for travel deals. We just got it a couple months ago.
1
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Joined May 2007
L10: Grand Master
> bubble2 8,292 Posts
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diavolo33
02-18-2025 at 05:47 AM.
02-18-2025 at 05:47 AM.
Quote from wz2018 :
Using pay yourself back with 25% discount is the way to go. Book hotel for 10x points and then redeem utility/internet bills at 25% has been my routine.

The PYB categories are complete crap on all cards except CSR, which has a $550 AF. Yeah, the net fee is $250 with the travel credit, but people looking to burn URs for GCs most likely aren't traveling much in the first place.
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Last edited by diavolo33 February 18, 2025 at 05:49 AM.
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