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frontpage Posted by phoinix | Staff β€’ 4d ago
frontpage Posted by phoinix | Staff β€’ 4d ago

Die With Zero: Getting All You Can from Your Money and Your Life (eBook)

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Various Digital Retailers have Die With Zero: Getting All You Can from Your Money and Your Life (eBook) by Bill Perkins on sale for $2.99.

Thanks to Deal Hunter phoinix for sharing this deal.

Note, must purchase from the available digital retailers

Available Retailers:About this title:
  • Page Length: 242 pages
  • A common-sense guide to living rich . . . instead of dying rich
  • Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
  • The only thing you wasted along the way was . . . your life.
  • Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your moneyβ€”and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called "golden years."
  • In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins's plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for.
  • You'll discover how to maximize your lifetime memorable moments with "time-bucketing," how to convert your earnings into priceless memories by following your "net worth curve," and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your "fulfillment curve" and "personal interest rate."
  • Using his own life experiences as well as the inspiring stories and cautionary tales of othersβ€”and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral financeβ€”Perkins makes a timely, convincing, and contrarian case for living large.

Editor's Notes

Written by Discombobulated | Staff
  • About this Store:
  • Additional Information:
    • Rated 4.4 out of 5 stars on Amazon based on over 6.6k customer reviews.
    • Please see the original post for additional details and/or view the Wiki and forum comments for further helpful discussion if available.

Original Post

Written by phoinix | Staff
Product Info
Community Notes
About the Poster
Deal Details
Product Info
Community Notes
About the Poster
Various Digital Retailers have Die With Zero: Getting All You Can from Your Money and Your Life (eBook) by Bill Perkins on sale for $2.99.

Thanks to Deal Hunter phoinix for sharing this deal.

Note, must purchase from the available digital retailers

Available Retailers:About this title:
  • Page Length: 242 pages
  • A common-sense guide to living rich . . . instead of dying rich
  • Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
  • The only thing you wasted along the way was . . . your life.
  • Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your moneyβ€”and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called "golden years."
  • In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins's plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for.
  • You'll discover how to maximize your lifetime memorable moments with "time-bucketing," how to convert your earnings into priceless memories by following your "net worth curve," and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your "fulfillment curve" and "personal interest rate."
  • Using his own life experiences as well as the inspiring stories and cautionary tales of othersβ€”and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral financeβ€”Perkins makes a timely, convincing, and contrarian case for living large.

Editor's Notes

Written by Discombobulated | Staff
  • About this Store:
  • Additional Information:
    • Rated 4.4 out of 5 stars on Amazon based on over 6.6k customer reviews.
    • Please see the original post for additional details and/or view the Wiki and forum comments for further helpful discussion if available.

Original Post

Written by phoinix | Staff

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Top Comments

CrouchingCanine
58 Posts
26 Reputation
The book does provide -some- good advice but I struggle with the fact that the author does not even follow his own advice.
Even figuring his 2023 estimated net worth of $500M... he likely has less than a 30 year time horizon since he is already 61. Even if you ignore any future grown (which could quadruple the value), he would have to spend about $1.4M per month to die with zero.
He said he already gave away his inheritances so that he could see the good it can do while he is still alive. Why not do the same for charitable causes? Why not give away all but about $50M? Seems to me like he is just a wealth hoarder who wrote a book to make even more money since his wealth could have allowed him to give the book away for free if he truly wanted to help people.
ohhenry1
131 Posts
38 Reputation
This book hit home for me. It made a profound and positive difference in my life.

Granted, the book isn't for everyone; many or most people are struggling to get ahead, or even to make ends meet. The ideas in this book are not going to be helpful to them.

But for those who have built up a healthy surplus . . . and then continued to spend the best years of their lives building upon that surplus (after all, the more the better, right?) . . .

. . . well, this book might make you more acutely aware of the opportunity costs of your good habits.

It might make you stop to consider at what point your good habits are no longer furthering your overall interests.
Rokket
40760 Posts
137826 Reputation
This is all good until you've spent all your money and you're not dead yet. Medicaid assisted living is not where I want to end up.

65 Comments

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3d ago
471 Posts
Joined Dec 2008
3d ago
tougher
3d ago
471 Posts
No one wants to leave anything to kids here? 🧐
3
3d ago
380 Posts
Joined Aug 2014
3d ago
Konraden
3d ago
380 Posts
Quote from tougher :
No one wants to leave anything to kids here? 🧐

Spend it on them while they're still here instead of having them wait until you die.
3d ago
7 Posts
Joined Nov 2024
3d ago
ThatDudeUno
3d ago
7 Posts
Don't worry...2030 is almost here. We will all own nothing and like it. No need for a nestegg!
2
3d ago
1,058 Posts
Joined Aug 2008
3d ago
evilmomo
3d ago
1,058 Posts
Boomerism for Dummies
3d ago
39,097 Posts
Joined Nov 2005
3d ago
Dr. J
3d ago
39,097 Posts
I've been telling people that the "4%" rule is senseless for retirement as the underlying assumption is that only withdrawing 4% should enable you to comfortably NOT draw down your savings balance. But for what purpose? So you could have worked all your life only to hand your heirs a fat check?
1
3d ago
301 Posts
Joined Nov 2017
3d ago
Fanofou
3d ago
301 Posts
Quote from thanatossassin :
I'm surprised credit companies haven't decided to start lowering your credit rating once you hit retirement
It's all fake money, so what's it matter?
1
2
3d ago
58 Posts
Joined Nov 2024
3d ago
CrouchingCanine
3d ago
58 Posts

Our community has rated this post as helpful. If you agree, why not thank CrouchingCanine

The book does provide -some- good advice but I struggle with the fact that the author does not even follow his own advice.
Even figuring his 2023 estimated net worth of $500M... he likely has less than a 30 year time horizon since he is already 61. Even if you ignore any future grown (which could quadruple the value), he would have to spend about $1.4M per month to die with zero.
He said he already gave away his inheritances so that he could see the good it can do while he is still alive. Why not do the same for charitable causes? Why not give away all but about $50M? Seems to me like he is just a wealth hoarder who wrote a book to make even more money since his wealth could have allowed him to give the book away for free if he truly wanted to help people.
5

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3d ago
822 Posts
Joined Feb 2017

This comment has been rated as unhelpful by Slickdeals users.

3d ago
4,061 Posts
Joined Mar 2006
3d ago
nightanole
3d ago
4,061 Posts
Quote from homers54321 :
What is the tl;dr version?
Under estimate your lifespan and become a burden on your children?
2
3d ago
946 Posts
Joined Dec 2009
3d ago
nikita58467
3d ago
946 Posts
Quote from 3JABO :
this concept may work fine for childless people, but please don't be like my parents- spend everything you made, die alone, and leave your children with nothing.

I rather my parents leave us nothing but never financially burden us while they are alive. It's their money, they should enjoy every bit of it
1
3d ago
58 Posts
Joined Nov 2024
3d ago
CrouchingCanine
3d ago
58 Posts
Quote from Dr. J :
I've been telling people that the "4%" rule is senseless for retirement as the underlying assumption is that only withdrawing 4% should enable you to comfortably NOT draw down your savings balance. But for what purpose? So you could have worked all your life only to hand your heirs a fat check?
Not everyone has the same goals. The 4% rule, while just a rough plan, provides assurance that you wont run out of money. For some, putting ones mind at ease is worth far more than being able to spend more. For the average person, taking out an extra $1k per month in retirement will not change their life dramatically, but doing so could cause them to run out of money early.
Others may want to create a trust to try and establish generational wealth since wealth built up by one generation is almost always squandered within 2 generations. Or maybe the trust continues to give to charitable causes well after ones death.
3d ago
226 Posts
Joined Sep 2011
3d ago
jincopunk
3d ago
226 Posts
Quote from Rokket :
This is all good until you've spent all your money and you're not dead yet. Medicaid assisted living is not where I want to end up.
(Covered in the book) that's what annuities are for "longevity insurance".
1
3d ago
2,165 Posts
Joined Jul 2005
3d ago
saintirish
3d ago
2,165 Posts
"A good man leaves an inheritance for his children's children, but the sinner's wealth is laid up for the righteous." Prob. 13:22
1
3d ago
226 Posts
Joined Sep 2011
3d ago
jincopunk
3d ago
226 Posts

Our community has rated this post as helpful. If you agree, why not thank jincopunk

Quote from homers54321 :
What is the tl;dr version?
You have a limited amount of time in life. Don't waste it by spending more of it working than you have to. Unless you truly enjoy working, but either way, spend/give more money to enhance your and other's lives while you're still alive.
Every retort in this thread is addressed and countered in the book.
1

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3d ago
173 Posts
Joined Jun 2006
3d ago
tet
3d ago
173 Posts
I'm not sure I'm comfortable with Die Getting All You Can With From Your Money Zero And Your Life.
1

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