1: Free Tax USA
https://www.freetaxusa.
2: Cash App Taxes (Formally Credit Karma Tax)
https://cash.app/taxes
3: OnlineTaxes
https://olt.com/
4: MyFreeTaxes (for AGI $89,000 or less)
https://myfreetaxes.com/
5: IRS Free File: Do your Taxes for Free (for AGI $89,000 or less)
https://www.irs.gov/file-your-taxes-for-free
https://irs.treasury.go
6: IRS Free Fillable Forms: Do your Taxes for Free (no AGI limit)
https://www.irs.gov/e-file-provid...able-forms
List of states with free state e-file directly on their website [thefinancebuff.com]
(requires transferring data from your tax software to the state website)
You can apply Amazon digital credits to save even more (YMMV). However it only applies to the "normal" listing; NOT the GC offer.
Top Comments
TT strongly pushes Premier and Home & Business but the fact is that TT Deluxe can handle every situation that these more expensive versions can. The only exception that I am aware of is the ability to create W2 and 1099 forms for employees in H&B.
Deluxe has everything for all investment types, everything for owners of rental properties, everything for self-employed (1099-NEC/Schedule C filers), everything for those who do itemized deductions.
The higher versions offer more guidance but Deluxe has all the forms required and will still walk you through all of it.
Note that Turbotax Online is completely different, Deluxe Online is purposely limited forcing more complex returns to use the more expenisve Online versions than Deluxe.
Community Reviews
TurboTax Deluxe desktop is the main value pick here for people who want guided tax prep with brokerage imports, stock sales, and even many rental or self employment returns without paying for Premier. The desktop version is praised for handling multiple federal returns, keeping data local, and offering clearer interview style guidance than online. The biggest catch is Windows 11 support, since Windows 10 is no longer compatible. State e file still costs extra, and some complex K 1 or business cases may still need more hand holding.
TurboTax Deluxe download can handle stock sales and capital loss carryovers for multiple years.
TurboTax Deluxe download can import brokerage data and generate proper forms without full guidance.
TurboTax Deluxe download supports investment-related forms and can handle K-1 partnerships.
Costco's bundle can include a $10 in-app credit that applies toward state e-file fees.
Amazon checkout and bundle terms can be confusing, including cases where the $10 gift card or credits do not apply as expected.
TurboTax Desktop 2025 requires Windows 11 and will not run on Windows 10.
TurboTax Deluxe may require manual adjustments for complex items like multiple K-1s and municipal bonds.
TurboTax 2025 step-by-step planning sections reportedly had missing items and stopped updating after Dec 17.
Common Questions (6)
AI-generated summary based on comments from the community. Updated ago
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Update: I just bought the H&R Block digital copy (download) from Newegg. Discount code is now ACSE458 and expires on 01/04. $25 plus tax.
For most people TT and H&R Block will be identical. If you have some special circumstances like running a business, being self employed, large investments, etc then one it the other might net you a little more or little less of a refund.
I've used H&R Block for the last 6 years and have run into little bugs or glitches every year (importing, EV tax credit error, etc) so bear that in mind, but they were all eventually fixed with software updates. I had to wait 4 extra weeks to file last year until they updated their software to process the EV credit properly.
Just inconvenient, but worth the $20 savings imo since I wasn't in a rush.
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Our community has rated this post as helpful. If you agree, why not thank
TT strongly pushes Premier and Home & Business but the fact is that TT Deluxe can handle every situation that these more expensive versions can. The only exception that I am aware of is the ability to create W2 and 1099 forms for employees in H&B.
Deluxe has everything for all investment types, everything for owners of rental properties, everything for self-employed (1099-NEC/Schedule C filers), everything for those who do itemized deductions.
The higher versions offer more guidance but Deluxe has all the forms required and will still walk you through all of it.
Note that Turbotax Online is completely different, Deluxe Online is purposely limited forcing more complex returns to use the more expenisve Online versions than Deluxe.
Our community has rated this post as helpful. If you agree, why not thank
***Do I have too many memberships?
CostCo Executive - Rarely shop there. I keep it for their Visa card rewwards and Travel benefits. I get a reward check (direct deposit) of $1K every year.
SamsClub Business Plus - Love their free delivery, curbside and their Scan and Go. Their Optical department (my location) is worlds better than CostCo. The ability to add addition members more affordably. I use my CostCo Visa shopping here.
Amazon Prime - Prime Video, shopping for nearly everything.
Kroger Delivery - Best prices I can find on many products (when shopping sales and flash sales). Easy refunds on the rare occassion there is a problem with delivery. Shedding tears because it is leaving my area at the end of January.
Walmart+ - Anyone over 50, sign up for AARP to save $40 on Walmart+ annual.
Our community has rated this post as helpful. If you agree, why not thank
TT strongly pushes Premier and Home & Business but the fact is that TT Deluxe can handle every situation that these more expensive versions can. The only exception that I am aware of is the ability to create W2 and 1099 forms for employees in H&B.
Deluxe has everything for all investment types, everything for owners of rental properties, everything for self-employed (1099-NEC/Schedule C filers), everything for those who do itemized deductions.
The higher versions offer more guidance but Deluxe has all the forms required and will still walk you through all of it.
Note that Turbotax Online is completely different, Deluxe Online is purposely limited forcing more complex returns to use the more expenisve Online versions than Deluxe.
Sign up for a Slickdeals account to remove this ad.
Join The Conversation
Share your experience with the Slickdeals community
Share information with the community. Please follow our Community Guidelines and be kind!