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phoinix | Staff 15.9K Views
Feb 25, 2026 8:01 AM

$100 inKind Restaurant eGift Card (various designs)

$70

$100

30% off
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Deal Details
ACI Gift Cards LLC via Amazon has $100 inKind Restaurant eGift Card (various designs) on sale for $69.99.

Thanks to Deal Hunter phoinix for finding this deal

Note, must login to your Amazon account to purchase eGift card

Available Option(s)

Editor's Notes

Written by powerfuldoppler | Staff
  • Price Research
    • At the time of research, this product is $30 lower (30.01% savings) than the next best available price from a reputable merchant with prices ranging from $100.
  • About the Deal
    • inKind eGift Cards are redeemable for food & beverage at thousands of top-rated restaurants nationwide, all on the inKind app
    • Gift card value does not expire
    • Gift cards are non-refundable/returnable
    • Offer valid while promotional offer/claimed gift cards last
  • Additional Details

Original Post

Written by phoinix | Staff
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
ACI Gift Cards LLC via Amazon has $100 inKind Restaurant eGift Card (various designs) on sale for $69.99.

Thanks to Deal Hunter phoinix for finding this deal

Note, must login to your Amazon account to purchase eGift card

Available Option(s)

Editor's Notes

Written by powerfuldoppler | Staff
  • Price Research
    • At the time of research, this product is $30 lower (30.01% savings) than the next best available price from a reputable merchant with prices ranging from $100.
  • About the Deal
    • inKind eGift Cards are redeemable for food & beverage at thousands of top-rated restaurants nationwide, all on the inKind app
    • Gift card value does not expire
    • Gift cards are non-refundable/returnable
    • Offer valid while promotional offer/claimed gift cards last
  • Additional Details

Original Post

Written by phoinix | Staff

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Top Comments

PercisionDriver
57Comments
14Reputation
Hi, I own multiple restaurants and have been pitched to by InKind salesmen. To provide a little behind the scenes info; the bottom line terms are they need a 2:1 in credit ("gift cards") exchange for upfront money. So if they give me $10k in funds, and I give them a $20k in credits; and these are typically the kind of numbers we would discuss.

That being said, an average independent restaurant, averaged out over time, are looking at margins is 5-9% fully loaded (emphasis on fully loaded). If you're a chain, and can really optimize every step, and consolidate; sure, you can do better.

Obviously, these are absolute trash terms. Everyone's wondering how this works and how its so cheap. This happens by fooling the businesses into absolutely getting decimated holding the bag in "gift card" liabilities. As a matter of fact, they got past my GM by sending an email as a regular customer asking if they could "purchase" some $10,000 in gift cards. InKind's sales pitch then revolved around only looking at COGs and hypotheticals where there was staff standing around not doing work where they could be moving product at any margin above zero. Sure, if the business was a huge 200+ seat establishment and we had a few dozen staff standing around looking for work; maybe. But not a lot of independent businesses operate that inefficiently.

Businesses dip into InKind and leave after a few months because they do an introductory initial run for a few months before they start really getting into big numbers. And usually, if the business realizes what's happening, they stop it there and heal. Any business doing this in actual need of a real loan has already entered a financial death spiral and it will only be a matter of time as this is not sustainable. Every meal through inkind will be either at cost or even a net loss. These InKind customers will not be back to pay full price, and there's no exit strategy for them to eventually do so. Its great for the diners, but terrible for the business to varying degrees. Again, yes, some of the bigger restaurant groups may be able to absorb these costs, but at that point they already have their own problems.
Go to Comment
JohnPaul2
1.1KComments
611Reputation
They don't sell credits to inKind - inKind provides these restaurants cash loans with 0% interest. In exchange the restaurants must users to pay for their tabs via inKind which will go towards the loan balance that the restaurant owns. For most restaurants the real benefit here is for large capital expenditures, which the only sensible use is to open more store fronts to help expand their brand. For single restaurants it doesn't really help them besides giving them a boost in marketing and people in the door. In such a tight business like running restaurants, inKind can be a lifeline for restaurants needing to establish themselves.
I was skeptical with them for awhile but after using it for 3+ years, I'm now a believer that it's somewhat sustainable for them. I get to try new restaurants at a discount and help local businesses survive (or thrive).
Go to Comment

Community Reviews

This InKind gift card can stretch dining dollars at participating restaurants, especially if you already have spots in mind or want to try new places at a discount. The app payment process is described as seamless, and some locations accept it even when they do not show on the map or Explore tab. The main catch is regional coverage and restaurant restrictions, including dine in only rules, excluded specials, and occasional signs saying InKind is not accepted. The price is also not a standout versus past Costco or Amazon promos, so it works best if nearby options fit your plans.

  • Shoppers in areas with a strong local restaurant list, because the acceptance network is regional and some locations only show up in search or pay screens.

    sarcasmogratisBerlinautosaver

  • People comfortable checking acceptance before ordering, because some restaurants restrict dine-in, menus, or specials.

    autosaverready2rumblempkb

  • Diners who already have nearby participating restaurants, because the balance can make planned meals and date nights noticeably cheaper.

    gathermewoolready2rumble

  • People who like trying new restaurants, because the app can unlock discounted tabs at places they would visit anyway.

    JohnPaul2gathermewool

  • Shoppers expecting the lowest possible price, because similar cards have recently sold for less than this price.

    boagmanSinbiosromantrofsarcasmogratis

  • Diners who want to stack every discount, because gift card balance may no longer combine with promo codes or coupons.

    m3coupnutzm3coup

  • People who need broad, predictable acceptance, because some restaurants exclude InKind from certain menus, specials, or even display signs saying they do not accept it.

    autosaverMellowKnob7697PercisionDriver

  • People with few participating restaurants nearby, because the balance can sit unused when local options are limited or unappealing.

    DJConansarcasmogratis

Common Questions (5)

AI-generated summary based on comments from the community. Updated ago

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48 Comments

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Feb 25, 2026 1:42 PM
442 Comments
Joined Feb 2017
ttkeFeb 25, 2026 1:42 PM
442 Comments
At what price are restaurants selling credits to InKind?! If this business is sustainable, it means restaurants must have large margins, which contradicts what many owners are claiming
1
Feb 25, 2026 1:54 PM
1.1K Comments
Joined Mar 2013
JohnPaul2Feb 25, 2026 1:54 PM
1.1K Comments

Our community has rated this post as helpful. If you agree, why not thank

Quote from ttke View quoted comment :
At what price are restaurants selling credits to InKind?! If this business is sustainable, it means restaurants must have large margins, which contradicts what many owners are claiming
They don't sell credits to inKind - inKind provides these restaurants cash loans with 0% interest. In exchange the restaurants must users to pay for their tabs via inKind which will go towards the loan balance that the restaurant owns. For most restaurants the real benefit here is for large capital expenditures, which the only sensible use is to open more store fronts to help expand their brand. For single restaurants it doesn't really help them besides giving them a boost in marketing and people in the door. In such a tight business like running restaurants, inKind can be a lifeline for restaurants needing to establish themselves.
I was skeptical with them for awhile but after using it for 3+ years, I'm now a believer that it's somewhat sustainable for them. I get to try new restaurants at a discount and help local businesses survive (or thrive).
10
Feb 25, 2026 1:56 PM
17 Comments
Joined Nov 2016
zelaraFeb 25, 2026 1:56 PM
17 Comments
Quote from ttke View quoted comment :
At what price are restaurants selling credits to InKind?! If this business is sustainable, it means restaurants must have large margins, which contradicts what many owners are claiming
Restaurants have generally terrible margins. Restaurants do not "sell" credits to inkind per se-- they take out loans from inkind which are paid back by the consumer when they use inkind to pay. It's a very fine distinction but means that inkind works somewhat in place of traditional financing with worse loan terms for everybody.
Inkind seems like a sustainable enough business. Restaurants, though, are often not.
Feb 25, 2026 2:21 PM
165 Comments
Joined Jul 2009
BerlinFeb 25, 2026 2:21 PM
165 Comments
What's kind of interesting is that Jinya (a chain of ramen restaurants) does except them, but it's not advertised at all in my area. You can pay for you bill with in kind by actually going through the search bar and typing in Jinya. I wonder what other restaurants do this as well...
1
1
Pro
Feb 25, 2026 2:37 PM
2.2K Comments
Joined Dec 2009
annual
Pro
Feb 25, 2026 2:37 PM
2.2K Comments
Quote from Berlin View quoted comment :
What's kind of interesting is that Jinya (a chain of ramen restaurants) does except them, but it's not advertised at all in my area. You can pay for you bill with in kind by actually going through the search bar and typing in Jinya. I wonder what other restaurants do this as well...
I've noticed certain restaurants will stop appearing on your explore tab but when you click pay at the bottom it will list all of them. I figure it's to get me to 'explore' other options than keep visiting and using my credits at a single restaurant.
2
Pro
Feb 25, 2026 3:01 PM
3K Comments
Joined Mar 2008
fis
Pro
Feb 25, 2026 3:01 PM
3K Comments
Quote from annual View quoted comment :
I've noticed certain restaurants will stop appearing on your explore tab but when you click pay at the bottom it will list all of them. I figure it's to get me to 'explore' other options than keep visiting and using my credits at a single restaurant.
Interesting. Big difference between "Explore" and "Search".


I'm a Yelp user, and I created a Collection in my area that's just restaurants who accept InKind.
1
Pro
Feb 25, 2026 3:14 PM
3K Comments
Joined Mar 2008
fis
Pro
Feb 25, 2026 3:14 PM
3K Comments
Quote from JohnPaul2 View quoted comment :
They don't sell credits to inKind - inKind provides these restaurants cash loans with 0% interest. In exchange the restaurants must users to pay for their tabs via inKind which will go towards the loan balance that the restaurant owns. For most restaurants the real benefit here is for large capital expenditures, which the only sensible use is to open more store fronts to help expand their brand. For single restaurants it doesn't really help them besides giving them a boost in marketing and people in the door. In such a tight business like running restaurants, inKind can be a lifeline for restaurants needing to establish themselves.
I was skeptical with them for awhile but after using it for 3+ years, I'm now a believer that it's somewhat sustainable for them. I get to try new restaurants at a discount and help local businesses survive (or thrive).
THIS. Also if it's not obvious, successful restaurants operate with a food cost of around 25%. The biggest costs are actually capital expenditures, interest, and labor. InKind lets the restaurant fund capital expenditures by paying with future food. After all the discounts are given to us, and InKind makes it's profit, the restaurant is still funding its capital investments at a big discount vs traditional bank loans.

This also explains why you can't use InKind cash for tips, or get cash back on it.
For the restaurant, the marginal cost of giving InKind $1.00 worth of food is 25¢.
But the cost of giving InKind $1.00 worth of tips would be $1.00.


Note: this all explains why there are a lot of regional chains on InKind, and why restaurants will disappear from InKind. That's not a failure of their model. It just means we used up all the food credits that the restaurant gave to InKind. They won't show up again unless the restaurant is growing and needs capital.
1

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Feb 25, 2026 3:42 PM
103 Comments
Joined Apr 2013
heliosnineFeb 25, 2026 3:42 PM
103 Comments

Our community has rated this post as helpful. If you agree, why not thank

Costco was selling this ($100 InKind gift card) for $60 in the past year, and $65 a few months ago, so if you're not in a rush to try out InKind and are a Costco member, you could wait and see if either of those prices comes up again.

InKind also gives a $25 off $50 coupon on signup, and $25 credit for each referral you get to sign up with them, and often gives away credits in other ways, and these credits do stack with the gift cards.

If you're interested in this and there are enough participating restaurants in your area, you may want to get in on this sooner rather than later, because with the way they're promoting this by selling and giving away credits so cheaply and easily, it might devolve into a Moviepass situation, where their business model is not sustainable over time.
Last edited by heliosnine February 25, 2026 at 07:55 AM.
1
1
Feb 25, 2026 4:51 PM
16K Comments
Joined Feb 2007
sarcasmogratisFeb 25, 2026 4:51 PM
16K Comments
$64.99 at Costco right now
In store
https://slickdeals.net/f/19228780
edit: sale ended online, valid in warehouse still

FrontPage with 15TU, Interesting
Last edited by sarcasmogratis February 25, 2026 at 02:48 PM.
1
Feb 25, 2026 5:02 PM
18 Comments
Joined Dec 2016
karmumFeb 25, 2026 5:02 PM
18 Comments
Quote from sarcasmogratis View quoted comment :
$64.99 at Costco right now
In store and online
Costco online is showing $75 for me, can't confirm local Costco in-store.

I assume Prime Visa 5% covers giftcards? Would put you at around $66.50 with 5% cashback and don't have to go to Costco in-store (unless you needed to already).
Pro
Feb 25, 2026 6:49 PM
3.1K Comments
Joined Jul 2013
autosaver
Pro
Feb 25, 2026 6:49 PM
3.1K Comments
Quote from Berlin View quoted comment :
What's kind of interesting is that Jinya (a chain of ramen restaurants) does except them, but it's not advertised at all in my area. You can pay for you bill with in kind by actually going through the search bar and typing in Jinya. I wonder what other restaurants do this as well...
Yes, I talked to InKind about this. They stated some restaurants have a different contract to where they don't appear on the map but still allow you to pay using the app.

Also, I've noticed some restaurants excluding InKind for lunch menus and specials. I also talked to InKind about this and they said restaurants are allowed to exclude InKind as a payment.
1
1
Feb 25, 2026 8:40 PM
1.8K Comments
Joined Sep 2018
gathermewoolFeb 25, 2026 8:40 PM
1.8K Comments
I think I've saved a couple of hundred $$$ using these GCs at places I wanted to go anyway. There are several places we like to go to on the list, but one of our favorites is usually where we go on date nights. I don't have a ton of money, so this makes date nights affordable every so often!
Feb 25, 2026 9:09 PM
57 Comments
Joined Mar 2014
PercisionDriverFeb 25, 2026 9:09 PM
57 Comments

Our community has rated this post as helpful. If you agree, why not thank

Hi, I own multiple restaurants and have been pitched to by InKind salesmen. To provide a little behind the scenes info; the bottom line terms are they need a 2:1 in credit ("gift cards") exchange for upfront money. So if they give me $10k in funds, and I give them a $20k in credits; and these are typically the kind of numbers we would discuss.

That being said, an average independent restaurant, averaged out over time, are looking at margins is 5-9% fully loaded (emphasis on fully loaded). If you're a chain, and can really optimize every step, and consolidate; sure, you can do better.

Obviously, these are absolute trash terms. Everyone's wondering how this works and how its so cheap. This happens by fooling the businesses into absolutely getting decimated holding the bag in "gift card" liabilities. As a matter of fact, they got past my GM by sending an email as a regular customer asking if they could "purchase" some $10,000 in gift cards. InKind's sales pitch then revolved around only looking at COGs and hypotheticals where there was staff standing around not doing work where they could be moving product at any margin above zero. Sure, if the business was a huge 200+ seat establishment and we had a few dozen staff standing around looking for work; maybe. But not a lot of independent businesses operate that inefficiently.

Businesses dip into InKind and leave after a few months because they do an introductory initial run for a few months before they start really getting into big numbers. And usually, if the business realizes what's happening, they stop it there and heal. Any business doing this in actual need of a real loan has already entered a financial death spiral and it will only be a matter of time as this is not sustainable. Every meal through inkind will be either at cost or even a net loss. These InKind customers will not be back to pay full price, and there's no exit strategy for them to eventually do so. Its great for the diners, but terrible for the business to varying degrees. Again, yes, some of the bigger restaurant groups may be able to absorb these costs, but at that point they already have their own problems.
13
Feb 25, 2026 9:54 PM
957 Comments
Joined May 2015
Dealguy702Feb 25, 2026 9:54 PM
957 Comments
Dang! When I saw the price at $70 I was hoping the 20% off discount was still there.

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Feb 25, 2026 10:02 PM
2.4K Comments
Joined May 2022
1453191819231991Feb 25, 2026 10:02 PM
2.4K Comments
Now, wait for the 20% off to come back

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