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expiredphoinix | Staff posted Jun 24, 2026 2:10 PM

$42.50 | $50 Subway eGift Card at Amazon

$43

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Amazon [amazon.com] has $50 Subway eGift Card for $42.50.
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amazon.com/dp/B0FMYLJXLM [amazon.com]

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Amazon [amazon.com] has $50 Subway eGift Card for $42.50.
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amazon.com/dp/B0FMYLJXLM [amazon.com]

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Jun 24, 2026 4:34 PM
25 Comments
Joined Nov 2011
bidpolJun 24, 2026 4:34 PM
25 Posts
Great price for Subway gift card
Jun 24, 2026 9:55 PM
5 Comments
Joined May 2026
BrightLanguage546Jun 24, 2026 9:55 PM
5 Posts
Keep the deals coming!
Jun 25, 2026 12:55 AM
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Joined May 2022
1453191819231991Jun 25, 2026 12:55 AM
2,250 Posts
Pfff. 20% off at Costco every day
1
Jun 25, 2026 2:47 AM
21 Comments
Joined Dec 2010
eric101995Jun 25, 2026 2:47 AM
21 Posts
edit: nvm
Jun 25, 2026 2:48 AM
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Joined May 2022
1453191819231991Jun 25, 2026 2:48 AM
2,250 Posts
Quote from eric101995 :
I haven't found that deal in months so post it if you got it
Jun 25, 2026 3:00 AM
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Joined Nov 2008
dualityofmanJun 25, 2026 3:00 AM
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Our community has rated this post as helpful. If you agree, why not thank dualityofman

Subway no longer allows you to transfer the remaining balance of a gift card to another gift card stored in the app. Also, you cannot partially pay with a gift card & another form of payment in the app. When using a browser, my gift cards aren't even visible, so I can't use them that way. I'm sorry, but Subway giftcards have become a scam.
Last edited by dualityofman June 25, 2026 at 09:48 PM.
2
Jun 25, 2026 2:29 PM
19 Comments
Joined Oct 2013
theworldJun 25, 2026 2:29 PM
19 Posts
Quote from dualityofman :
Subway no longer allows you to transfer the remaining balance on a gift card to another gift card stored in the app. When using a browser, my gift cards aren't even visible, so I can't use them that way. Also, you cannot partially pay with a gift card & another form of payment in the app. Subway giftcards have become a scam.
Many states have laws against stranded balances. So check your state law. For example, here's what ChatGPT said about NY, NJ, MI. And sorry about the long post, but we should definitely standup against corporate scammers!🥹
---
Q: Is it typical for issuers to have policies that leave users with stranded balances? How do users typically protest against this to have them reverse such policies?
Thought for a few seconds
Yes, it is fairly typical for issuers to design systems that can leave small gift-card balances stranded, especially in apps. It is annoying, but it is not automatically illegal unless it conflicts with the card terms, state cash-out laws, fee/expiration rules, or consumer-protection laws.
For Subway specifically, the problem appears to be less "gift cards are invalid" and more: the app/site may have removed practical ways to drain or consolidate balances. Subway's current terms still say gift cards may be used at participating restaurants, online, and through the app, and that the balance does not expire and has no Subway-imposed fees. Subway's gift-card page also says card reload is available again, but that does not necessarily solve split-payment or consolidation problems.
Under federal law, gift-card protections mainly cover things like expiration dates, dormancy/inactivity/service fees, disclosures, and replacement access. Federal Regulation E generally requires underlying funds to last at least five years and limits inactivity/service fees unless specific conditions are met; it does not generally require a merchant app to support split tender or balance transfer between cards.
The main legal pressure point is state small-balance cash-out laws. For example, New York says gift cards purchased in New York on or after December 10, 2022 must remain valid for at least nine years, fees are prohibited, and when the remaining value is less than $5, the recipient can choose cash for the balance. Some other states have similar laws, with varying thresholds; recent coverage notes that at least 15 states have cash-out laws, with California's threshold commonly cited as the highest at $15.
So the practical answer is:
Common? Yes. Merchants often make gift cards easy to buy and reload but less easy to exhaust perfectly. App-only limitations, no split tender, inability to combine cards, franchise participation limits, and minimum-order realities can all strand small balances.
Legally required to support split payment? Usually no, unless state law, the card's own terms, or a specific advertised promise says otherwise.
Still protest-worthy? Definitely. A policy can be lawful but still anti-consumer, especially if Subway sells discounted eGift cards while making them awkward to use online or in-app.
How users usually push back:
  1. Document the exact failure. Screenshot the app balance, attempted order total, error message, missing transfer option, and inability to split payment. Keep the gift-card purchase receipt.
  2. Contact Subway support with a specific requested remedy. The strongest ask is not "this is a scam," but:
    "Please either restore split tender / card balance transfer, manually combine these balances, issue a replacement physical card, or cash out the remaining balance if required by my state."
  3. Ask for escalation using legal/compliance wording. Mention that the balance is unusable through the advertised online/app channel and ask whether Subway has a written policy for redeeming residual balances. If your balance is below your state's cash-out threshold, explicitly cite that.
  4. Use public complaint channels. BBB complaints, app-store reviews, social posts, Reddit/Slickdeals threads, and consumer complaint sites can matter when many people report the same app regression. BBB has a Subway complaint portal, though it is dispute-resolution pressure rather than a regulator.
  5. Complain to regulators if support refuses. For a state cash-out or unfair-practice issue, the best places are usually your state attorney general or consumer protection division. For federal gift-card rule issues, the FTC/CFPB gift-card rules are the relevant framework, though split tender itself is probably not the strongest federal claim.
A concise complaint template:
I purchased Subway gift cards that Subway advertises as usable online/in-app. The app shows remaining balances but does not allow me to combine balances or split payment with another payment method, leaving funds practically unusable. Please provide one of the following: manual consolidation, a replacement card, restoration of split tender, or redemption/cash-out of the remaining balance where required by state law. I have attached screenshots and receipts.
My read: the best protest path is collective pressure plus state cash-out complaints, not arguing that all Subway gift cards are inherently fraudulent. The most persuasive claim is that Subway is creating avoidable stranded balances while continuing to sell/app-promote gift cards.
Q: Are there any protections against this in NJ?
Thought for a couple of seconds
Yes. New Jersey has a small-balance cash-out protection, but it probably does not force Subway to support split tender or gift-card consolidation in the app.
In NJ, if you redeem a gift card and the remaining balance is less than $5, the merchant must refund that remaining balance in cash at your request. The NJ Division of Consumer Affairs states: "If after redeeming a gift card or gift certificate, the remaining balance is $5 or less, you may redeem the remaining amount for cash." The statute itself says that when a gift card is redeemed and a balance of less than $5 remains, the merchant redeeming the card "shall refund the balance in cash" at the owner's request.
NJ also has protections against expiration/fees. The Division of Consumer Affairs says a gift card can expire only if the expiration date is disclosed; funds generally must last at least five years, and dormancy fees cannot be assessed before 24 months after purchase or last use and cannot exceed $2/month.
For the Subway issue, the practical implication is:
If your Subway card has less than $5 left after a purchase, you can try going to a participating Subway in NJ and say:
"Under New Jersey gift-card law, I'm requesting cash redemption of the remaining balance on this gift card."
The weaker part is when the balance is above $5 or when the app prevents you from getting the balance below $5. NJ's cash-out rule helps with small leftover balances, but I did not find a NJ rule that generally requires merchants to offer split payment, app-based partial payment, or transfer/consolidation between gift cards.
So: NJ gives you a real remedy for residual balances under $5, especially in-store. It does not clearly solve a $7, $12, or $20 stranded balance caused by Subway's app refusing split tender.
Q: And in MI?
Thought for 8s
Yes — Michigan may actually be stronger than NJ for this specific Subway/app problem.
Michigan's Attorney General says Michigan law prohibits stores from:
"refusing to apply the value of a gift card or gift certificate to the purchase price of goods or services if the value of the gift card or gift certificate is less than the purchase price…"
The statute itself says a retailer may not refuse to accept a gift certificate and apply it to the purchase price when the gift-card balance is less than the purchase price.
So in Michigan, the strongest argument is not just "cash out a tiny leftover balance." It is:
If I have a $7 Subway gift-card balance and a $12 order, Subway should not refuse to apply the $7 toward the order merely because the card balance is insufficient.
That sounds directly relevant to the "no partial pay with gift card + another payment method" complaint.
Important caveats:
Michigan's rule applies to gift cards/gift certificates covered by Michigan law. The AG describes this as including merchant-issued cards usable at a single retailer or affiliated group, including electronic/mobile cards, but excluding things like general-use Visa/Mastercard prepaid cards, bank-issued cards, some promotional/reward cards, and certain discounted fundraising cards.
Michigan also prohibits changing gift-card terms after issuance, failing to disclose terms, refusing to accept covered gift cards for household/personal purchases, and charging inactivity/service fees deducted from the card value. The statute similarly prohibits altering terms after issuance and restricting use in a way inconsistent with the stated terms.
For Subway, the practical complaint wording in Michigan would be:
I am in Michigan and attempted to use a Subway gift card/eGift card toward a purchase where the card balance was less than the order total. Subway's app refused to apply the gift-card balance unless it covered the full purchase / did not permit another payment method for the remainder. Michigan law prohibits refusing to apply the value of a gift card to the purchase price when the gift-card balance is less than the purchase price. Please manually apply the balance, combine/reissue the balance, or provide a compliant redemption method.
Michigan's AG consumer page lists the Consumer Protection Team complaint route and phone numbers, including 877-765-8388.
My read: Michigan gives you a much better argument than NJ against Subway's alleged no-split-payment app behavior. NJ mainly helps once the leftover balance is under $5; Michigan appears to directly protect the right to apply an insufficient gift-card balance toward a larger purchase.

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