Note: there are separate offers for other stores under the Kroger umbrella such as Ralphs, Fred Meyer and Frys. Terms are pretty similar.
Earn 10% back as a statement credit after using your enrolled eligible Card to make qualifying purchases in-store at Kroger, online at kroger.com, or through the Kroger mobile app by 12/31/2026. Limit of $10 back in total statement credits. See terms.
Eligibility and Enrollment
Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible. This Offer is available only to the eligible business or Card Member account to which it was targeted and may not be transferred or sold.
Limit of $10 in total statement credits per eligible Card Member account.
Qualifying Purchases
Offer valid in-store and online only at US website kroger.com or via Kroger Fresh and Kroger mobile app. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for delivery availability in your market. Excludes any third party pickup/delivery services, and in-store services including, but not limited to Coinstar. Excludes physical gift cards and electronic gift card purchases. Excludes gas stations, Fred Meyer Jewelry Stores, restaurants inside of Krogers, clinics, pharmacies, and florists. Excludes Little Clinic site and Kroger Wireless. If you receive a free trial, charges may not post to your account until the trial has lapsed. Charges must post to your account by 12/31/2026 in order to qualify. Eligible subscriptions or memberships will automatically renew unless you cancel, and the merchant will charge the applicable fee to the Card they have on file.
Purchases must be made in USD. Offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.
Statement Credit
If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if a purchase is returned, partially returned, refunded, canceled or modified.
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