Ditech “Drive Down Your Mortgage” Promotion ~ 11/21/16

Promotion begins at 12:00:00 a.m. Eastern Time ("ET") on February 19, 2016, and ends at 11:59:59 p.m. Eastern Time ("ET") on November 21, 2016.

Only open to legal residents of the 50 U.S. and D.C., who are 18 years of age or older at time of entry (19 or older if a resident of Alabama or Nebraska).

Enter/play - https://www.ditechdrivedownyourmortgage.com/

Limit one (1) registration per person and email address for the duration of the Promotion.

Limit one (1) Sweepstakes entry per person or email address, per day. Limit one (1) Game Play per person or email address per day.

During the Promotion Period, there will be one (1) potential Sweepstakes winner selected in a random drawing on each Drawing Date noted in the chart below, if and only if, Kevin Harvick is the officially declared winner of the race that corresponds to each Drawing Date noted in the chart below. For all races except the All-Star Race, a "win" constitutes a first place finish during a Race. For the All-Star Race, a "win" is defined as a Final Segment Win. See Race Schedule/Dates in the chart below. In the event that Kevin Harvick is not officially declared the winner of a Race (as defined above), the Sweepstakes drawing for that particular Race will not be conducted, and no prize will be awarded for that Race.

SWEEPSTAKES PRIZES: Thirty-Seven (37) Sweepstakes Prizes will be available, (one (1) prize for each of the Races listed above). Each prize awarded (if any) will consist of a check for $20,000, payable to each Sweepstakes Prize winner (if any). Sweepstakes Prize winners (if any) may spend their prize winnings at their sole discretion and are not required to use any prize winnings toward the payment of a mortgage. The potential approximate retail value ("ARV"): $20,000 per awarded prize (if any).

Potential total ARV of all available Sweepstakes Prizes: $740,000. Limit one (1) Sweepstakes Prize per person/household for the entire Promotion Period.

GAME PRIZES: Seven-Thousand and Two (7,002) Game Prizes are available to be won, as described below:

PRIZE LETTER	NUMBER AVAILABLE	PRIZE	ARV – EACH
A.	12	Kevin Harvick 1:24 die cast	$69.99
B.	500	Fanatic Gift Code	$20
C.	1,500	Kevin Harvick Hero Card and Key Chain	$2.92
D.	1,650	Kevin Harvick Hero Card and Car Magnet	$1.25
E.	3,340	Kevin Harvick Hero Card and Coozie	$.50

Total ARV of all available Game Prizes: $18,952.38.

Potential total ARV of all available Prizes: $758,952.38.

Official Rules [ditechdrivedownyourmortgage.com]