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Post #173389398 added 10-17-2024 6:20 AM by CleverWeather6968 in Hot Deals
I will pass , this one is mastercard and Costco locks you in with visa & doesn’t accept mc
Post #173728125 added 11-08-2024 12:10 AM by 1453191819231991 in Hot Deals
Does it have 18 months 0% APR? (not balance transfer but for spend)
Post #173190450 added 10-05-2024 9:19 AM by byokum812 in Hot Deals
Ran into an issue with this one. The advertised 18 month 0% interest was removed after month 1. Solid offer and card though
Post #173199174 added 10-06-2024 3:30 AM by LongIslandSam in Hot Deals
Not sure if this was answered but the only way points expire is if you close all accounts.
Post #173199453 added 10-06-2024 4:38 AM by warsatan in Hot Deals
Oh man, this is so financial 101/ common sense and people still don't get it. I happened to browse through a few Reddit posts and people talked about APR, carrying a balance and their merely 3%-5%...
Post #171346221 added 06-13-2024 12:00 PM by Fragster in Hot Deals
Eh. Wells Fargo cash card offer is still active. I've had it for over a year now (off the deal posted here a while back). It's $200 cashback with ONLY $500 of spending limit. Also, its 2%...
Post #169792899 added 03-14-2024 1:02 PM by 40flier in Hot Deals
This is Come on, denied because I have too many inquires on credit score, lol. Citi did 2 on this app, I protested, only i other in past year. Don't waste your time.
Post #169816740 added 03-15-2024 6:43 PM by oSnapMillerTime in Hot Deals
Do you have dept store cards? They tend to deny people with dept store cards. I have a shish load of inquiries on my record.
Post #169134193 added 02-06-2024 4:39 PM by DuckFeetus in Hot Deals
Have held this card since it launched (8 years ago?). When I first signed up I redeemed three hundred dollars in rewards all at once, apparently they don't give you cash back if you redeem as a...
Post #168807142 added 01-20-2024 8:17 AM by Xray_Man in Hot Deals
I have this card and it's Meh. I will say that the big benefit of this card is the Virtual Number option. I use that number for everything I don't want recurring charges for. Sip Club,...
Post #175189386 added 01-09-2025 5:40 PM by SevenT6Vet in Hot Deals
Thank you for this! We previously had a citi card (and hated it). This thread made us reconsider with the new citi perks, but the wells fargo offer is 10x better, and I can only imagine the service...
Post #175176060 added 01-09-2025 3:27 AM by Dave_B in Hot Deals
US Alliance offered that for a few years, but more recently that dropped to 2% everywhere cash back. I'm not aware of any card offering 3% cash back on everything anymore. You can get a bit...
Post #175176072 added 01-09-2025 3:30 AM by Dave_B in Hot Deals
Yes, you can do this. Yes, most people usually pay their card only once per month. If you pay your statement balance every month, you pay no interest. Outside of special circumstances (like trying to...
Post #175592308 added 02-05-2025 4:23 AM by ssummer in Hot Deals
FYI for those wanting to get this card for the virtual account numbers: I used a virtual number on a slightly sketchy site (I set a very low limit and 1mo expiration) and ended ip with a...
Post #175592707 added 02-05-2025 5:08 AM by Fant in Hot Deals
I use this card predominantly on n everything where I don't have an advantage or need a different card. The no limit on rewards really adds up after a year compared to other cards which have a...
Post #175622773 added 02-06-2025 9:27 PM by Caffeineman in Hot Deals
Also Walmart wants your points. Citi was helpful when Bestbuy scammed me. I bought 12 months of total tech. Best buy didn't finish the 12 months at the 5th month they singed me up for Total. Then...
Post #175606267 added 02-05-2025 8:42 PM by Lilyly in Hot Deals
i followed 1 of the well fargo 2% topics. got the card. spent like crazy in hope for that 2% but everything was only 1%. not sure about the category. but i did follow and select whatever they...
Post #175606528 added 02-05-2025 9:10 PM by amc1870 in Hot Deals
The Wells Fargo Active Cash card (https://creditcards.wellsfargo.com/active-cash-credit-card/) has no categories-- "Earn unlimited 2% cash rewards on purchases with no categories to track or...
Post #176326213 added 03-25-2025 12:24 PM by herenamaste in Hot Deals
Fidelity has a 2% Visa card, you need to have a Fidelity brokerage account and connect the brokerage account to the cashback rewards to get the 2%, it’s a great card. it’s not one percent now and one...
Post #176346949 added 03-26-2025 10:37 AM by OrangeJulius in Hot Deals
The 1%+1% from Citi is really just 2% unless you're one of those people who fails to pay it off at least once a month, or you're doing some kind of balance transfer scheme. Really, if someone doesn't...
Post #177210664 added 05-24-2025 12:11 PM by FantasticNarwhal806 in Hot Deals
PSA- this is a bait and switch card. Please be careful. They give credit limit of 500 to 3000 which is useless and damages your credit history
Post #177374539 added 06-04-2025 10:08 AM by ditto33 in Hot Deals
I went with Wells cuz they cover my phone insurance, does city has that.
Post #177374404 added 06-04-2025 10:01 AM by Shaan3 in Hot Deals
Definitely, if you have the Citi Strata, which enables transfers to travel partners. Wells has a very limited transfer list. Read more here - https://www.joinkudos.com/blog/citi-one-two-punch
Post #175188798 added 01-09-2025 5:00 PM by nocreativename in Hot Deals
The Wells Fargo Active Cash Card is also 2% back on everything, and gives you smartphone insurance if you pay your bill with it. (This one doesn't)
Post #177207670 added 05-24-2025 7:40 AM by DJHams in Hot Deals
The rates are meaningless if you pay your cards off every month.
I’m sure this is a good card but opening a new credit line for a couple hundred dollars seems like a waste of time.
Post #176741773 added 04-22-2025 12:09 PM by rh71 in Hot Deals
You should consider not putting the cash back toward your statement balance because that decreases your return. 1% of the return is based on how much you pay (the other 1% was how much you spent). ...
Post #169190497 added 02-09-2024 1:11 PM by S4gunn in Hot Deals
I've had my doublecash card since 2014 (when it first launched) and never had an issue with them. Citibank is my main bank but they haven't nearly given me the drama Wells Fargo has caused me in the...
Post #169711620 added 03-10-2024 8:35 AM by notonline in Hot Deals
This is what I need to get clear in my head - the categories and exclusions. I have a Amazon card for that and was hoping to cover the other meaningful expenses with the 5% custom cash by just...
Post #169710441 added 03-10-2024 7:07 AM by notonline in Hot Deals
Okay, I know this is a sponsored link but am totally missing why all the love. I just received the Citi custom cash card yesterday which has the same bonus but gives 5% on the category I spend the...
Post #169715391 added 03-10-2024 1:35 PM by nyc10036 in Hot Deals
I try to avoid giving Amazon my business.
Post #171450276 added 06-20-2024 6:21 AM by Caffeineman in Hot Deals
Do your virtual numbers work? I tried 3 and none worked.
Post #171450312 added 06-20-2024 6:22 AM by Caffeineman in Hot Deals
Walmart too. Be careful paying at the creditcard machine.
Post #173939733 added 11-18-2024 8:25 AM by SlickShow237 in Hot Deals
Thank you
Post #174846051 added 12-19-2024 6:52 PM by Anar_Agha in Hot Deals
I received a letter from them, they gave $200 after spending $750
Post #167334013 added 11-22-2023 7:55 PM by kaz in Hot Deals
Same bank, citi? If yes you may be able to move over your credit limit from the higher one
Post #167334139 added 11-22-2023 7:58 PM by xseanx in Hot Deals
After you got approved did they provide you the CC number so you can start using the card? Thanks
Post #167338456 added 11-22-2023 10:10 PM by OlivePear3796 in Hot Deals
I applied for Citi Double Cash last week and got this insulting $500 credit limit. This is my only Citi credit card. Considering closing this account now
Post #168740431 added 01-16-2024 7:43 PM by JollyStag697 in Hot Deals
This card aside those from are team cash back is good those who need TY points, as there's only 4 cards open to applications ATM, and only 1 that has a large SUB.
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