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PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129452764 added 08-01-2019 6:44 AM by RussW5168 in Deal Talk
The FTC won't let me be, let me be me.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129526597 added 08-04-2019 5:18 AM by ramblerFW in Deal Talk
Hey Mr. Slow Guy, read the VERY FIRST post.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129517945 added 08-03-2019 3:49 PM by Wulse in Deal Talk
What a scam. Facebook just got a 5 billion dollar fine for data breach. They only had to pay 31 mill? You said we get 125 dollars it should be that way pay more how can they even be able to pay less...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129570976 added 08-06-2019 4:28 AM by ganachain in Deal Talk
If no executives go to jail, this will continue to happen.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129436726 added 07-31-2019 2:01 PM by nXt in Deal Talk
You can still claim 10 hours of working on your credit because of this breach. $25 per hour up to 10 hours without documentation. I spent hours looking at my credit, checking my credit all the time,...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129437296 added 07-31-2019 2:26 PM by pickmyname in Deal Talk
Update: I just realized that they added this last part to the FAQ #5 after I started this thread. When I originally created it, it was only the first two paragraphs that I'd quoted in OP. This is...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129441610 added 07-31-2019 5:32 PM by thisaznboi88 in Deal Talk
bankrupt their ass and no bailout
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129445378 added 07-31-2019 8:16 PM by Buckeyefan 1 in Deal Talk
LOL, once it's out there. It's out there. The only thing you can do is freeze your credit and monitor inquiries. I guess if it gets really bad, and you have ten clones running abound, you can buy...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129644611 added 08-08-2019 10:56 PM by famewolf in Deal Talk
Creditkarma and other sites provide credit monitoring for FREE. Anyone can sign up too.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129457906 added 08-01-2019 9:51 AM by RigTheFix in Deal Talk
EXTREMELY WELL SAID, AND this is the sad state of "we the people" have become, exploited and abused with literally zero recourse.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129458002 added 08-01-2019 9:54 AM by stevoman in Deal Talk
How did I end up quoting the wrong person when I clearly replied to someone else 😔 sorry to the person this replied to it was meant for someone else. I must assume touch controls didn't reply to...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129437818 added 07-31-2019 2:47 PM by slickeagle in Deal Talk
You’ll have the option to pick again. Watch your email for the update & option to change.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129431230 added 07-31-2019 10:54 AM by B5rt in Deal Talk
That's why it's going into a fund for future use and not being paid out now. But yeah, I agree definitely an optimistic number. I guess they're hoping the free monitoring prevents any new victims in...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129431236 added 07-31-2019 10:54 AM by langjie in Deal Talk
they have to pay equifax for $1000's worth of credit monitoring per person....
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129435028 added 07-31-2019 1:00 PM by yayawoo in Deal Talk
Repost??
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129448918 added 08-01-2019 12:10 AM by guest2011 in Deal Talk
I'll take $125 if i can. If my identity is stolen and something happens down the road, not my problem. Fk equifax and fk ftc! It's their problem not mine. I won't allow them to make their problems my...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129451573 added 08-01-2019 5:40 AM by r0nski2000 in Deal Talk
Maybe Equifax and the FTC should do their job better, instead of advising people what to do, then we wouldn't be in this mess. The FTC should remember they work for us, not for Equifax.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129442645 added 07-31-2019 6:21 PM by homebones in Deal Talk
So after the ten years of free credit monitoring, does my stolen information cease to be stolen? I'm no dealer in stolen information, but why not just sit on the data for ten years? Don't think...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129445933 added 07-31-2019 8:42 PM by TerenceP in Deal Talk
I don't know, I'm pretty sure these law firms work for free until it's paid out. It's not cheap and you have to punish the company somehow for making mistakes.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129493195 added 08-02-2019 2:38 PM by eric_cartman in Deal Talk
Even if your identity was stolen, good luck filing a claim with their "insurance". I can only imagine the hoops you would have to jump through to get a settlement.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129505525 added 08-03-2019 5:03 AM by Matt9038 in Deal Talk
That’s unfortunate
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129646564 added 08-09-2019 5:17 AM by MozartA in Deal Talk
The settlement agreement has a clear definition of "Credit Monitoring Services" Looks like the definition said the credit monitoring services provide identity theft insurance to cover loss...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129838132 added 08-17-2019 10:57 PM by madcowdisease in Deal Talk
FCC is not the FTC. Get your Federal agencies right.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129511072 added 08-03-2019 9:50 AM by GrandmaBear in Deal Talk
opting out would be interesting. you reserve your right to sue later. if stuff hits the fan with identity theft, you could get much much more. or nothing.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #130295962 added 09-07-2019 2:21 PM by TattyBear in Deal Talk
Received same email
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129648415 added 08-09-2019 7:11 AM by famewolf in Deal Talk
I personally have one year offers from 4 different breaches so it's easy enough to get the coverage if trends like that occur however the free one would more than likely qualify as "proof" you have...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129434182 added 07-31-2019 12:32 PM by jameskpolk97 in Deal Talk
I admit I was being a bit glib about it, but speaking generally for myself and many others who have other credit monitoring (whether free or a service we prefer), yes. I actually paid for Equifax...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129442375 added 07-31-2019 6:10 PM by jkloisdafoiwdaf in Deal Talk
Good point.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129442390 added 07-31-2019 6:10 PM by alMac in Deal Talk
Does one qualify for the credit monitoring when the Lookup tool says the person is not impacted by the incident? I have been trying to read the settlement text but not having any concrete luck. ...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129445420 added 07-31-2019 8:17 PM by Demonoid89 in Deal Talk
Why is everyone mad at the lawyers? Without the lawyers there’s no settlement at all. Are you negotiating it?
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129430633 added 07-31-2019 10:35 AM by link81 in Deal Talk
I can honestly say that equifax is by far the most annoying and inept credit agency to deal with. I’ve literally been hung up on by outsourced indian reps
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129430642 added 07-31-2019 10:35 AM by B5rt in Deal Talk
Yeah, the same deal they made originally. There was $31 million allocated for the payments, and 147 million eligible recipients. The amount everyone gets starts to drop below the $125 as soon as the...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129430948 added 07-31-2019 10:45 AM by forumz in Deal Talk
I thought attorneys took most of it usually
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129430996 added 07-31-2019 10:47 AM by bert90987 in Deal Talk
I have heard of contingency fees of 60%, but even if that's the case, that would leave $280 million unaccounted for (if the attorneys get 60%).
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #130314967 added 09-08-2019 2:14 PM by clemsonugrad in Deal Talk
I was thinking about putting down Credit Karma since it alerts me about changes. Think that would work? No where does it say it has to be paid monitoring.
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129441682 added 07-31-2019 5:36 PM by slickska in Deal Talk
Now its $1.25
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129498973 added 08-02-2019 6:49 PM by Mobius One in Deal Talk
Well it is to late as I already picked cash...early on too...oh well I was not expecting anything from this and now I know I won't get anything
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129465529 added 08-01-2019 2:48 PM by kwadguy in Deal Talk
It was sadly amusing to watch all the idiots here who bought the idea that they'd get a big payout, when the facts (amount of settlement, number of claimants) made it quite clear that those amounts...
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129449740 added 08-01-2019 2:26 AM by sangleweb in Deal Talk
I’ve signed up for monitoring, haven’t received jack. Did anyone get the code to get monitored for 4 years?
PSA - FTC warns against choosing Equifax $125 cash settlement option, wants us to choose credit monitoring
Expired
Thread created 07-31-2019 by pickmyname
+147 Score 317 Replies 116,430 Views
Post #129457498 added 08-01-2019 9:39 AM by JohnInNYC in Deal Talk
Interesting social experiment in human nature. People just thought of it as an easy way to make some money without logically thinking about how $125 to each person was possible. While I don't trust...
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