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+128 Score 320 Replies 452,156 Views
Post #144807910 added 01-21-2021 11:26 AM by tygron in Deal Talk
Do either of these apply to you? “7/12 and 3/12 rule" "According to this rule, customers with a BofA deposit account will not be approved for new cards if they’ve opened seven cards (across all...
+128 Score 320 Replies 452,156 Views
Post #144816217 added 01-21-2021 4:30 PM by sdxm in Deal Talk
That happened to me some time ago (applied at the local bank). Called them to ask way I was not approved they told me to reapply online, a week later they emailed letting me know that I was approved...
+128 Score 320 Replies 452,156 Views
Post #144879412 added 01-24-2021 7:28 AM by Slee_Stack in Deal Talk
I wouldn't sign up for this card for the (relatively small) bonus. As mentioned up-thread, if you have sufficient investment funds in Merrill Lynch, the added CB bonus actually makes this one of...
+128 Score 320 Replies 452,156 Views
Post #144829738 added 01-22-2021 7:43 AM by _dealBreaker in Deal Talk
Does anyone know what category does “ikea.com” fall under ? Is that online shopping or home improvements/furnishing ?
+128 Score 320 Replies 452,156 Views
Post #144928264 added 01-26-2021 4:34 AM by bluekiwi in Deal Talk
I had 3 cc with BofA, they closed 2 of them a few months ago and the 3rd they dropped the limit to $500 all because I was not using them. 800 score and $0 balance on all cc (not just BofA) before...
+128 Score 320 Replies 452,156 Views
Post #144970975 added 01-27-2021 3:09 PM by joako420 in Deal Talk
Terrible deal, it was $200 bonus with $500 spend forever. Now FP deal with $500 spend!?
+128 Score 320 Replies 452,156 Views
Post #145053946 added 01-31-2021 11:15 AM by BillyMays in Deal Talk
i have one card like 5 years with them i get Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery...
+128 Score 320 Replies 452,156 Views
Post #145138507 added 02-03-2021 9:25 PM by Superman69 in Deal Talk
got declined. 660 score. sadface
+128 Score 320 Replies 452,156 Views
Post #145241587 added 02-08-2021 6:17 PM by Wilster in Deal Talk
I'd beware of BoA credit card bonus offers. I did this a couple years ago, and got the card. After I fulfilled my large spending requirement to get the bonus, they told me I was not eligible for...
+128 Score 320 Replies 452,156 Views
Post #145242868 added 02-08-2021 7:14 PM by luddite_cyborg in Deal Talk
You have a typo (was $500 spend requirement, now $1000). But yeah, shucks to this new offer! Gotta be a paid promotion, wise up people!
+128 Score 320 Replies 452,156 Views
Post #145243000 added 02-08-2021 7:21 PM by Honest-IJM in Deal Talk
Well, it has definitely not been my best card. They are really touchy on the fraud triggers, I got locked down quite a few times, mostly grocery shopping. As to fees, I have not had to pay any...
+128 Score 320 Replies 452,156 Views
Post #145243093 added 02-08-2021 7:27 PM by Tazmania99 in Deal Talk
I have 4 BoA accounts and barely used any of them. You may wonder why I have 4 accounts with them. It is because BoA acquired MBNA 15 years ago. In the meantime, MBNA was one of the best credit card...
+128 Score 320 Replies 452,156 Views
Post #145202860 added 02-06-2021 7:17 PM by California-Boy in Deal Talk
One of the best cards so far. I use this for all online purchases except when Discover and Chase freedom doesn't have the 5% cashback offer with Amazon.
+128 Score 320 Replies 452,156 Views
Post #145243663 added 02-08-2021 7:56 PM by stevenl in Deal Talk
I have their cards. I would say it's worth it. The higher 5.25% if you qualify, for online shopping is good. Also I have their gray card (premium rewards) and get 1.5% plus 75% (2.6%) cashback on all...
+128 Score 320 Replies 452,156 Views
Post #145252360 added 02-09-2021 8:42 AM by audioeng in Deal Talk
Watch out slickers! Bank of america reports your transactions to authorities guessing what they consider possible crimes as they deem appropriate. Gov agency need not provide them a warrant. Be very...
+128 Score 320 Replies 452,156 Views
Post #145913590 added 03-10-2021 2:08 PM by jptl2461 in Deal Talk
Have it both personally and for business and earn 1.75% CB on each purchase at minimum as have preferred status with them. Plus the upfront CB is timely. BofA does have higher rate of decline; ran...
+128 Score 320 Replies 452,156 Views
Post #146001901 added 03-14-2021 1:49 PM by someoneslick in Deal Talk
Does anyone know if BOA ALWAYS lets you keep the cash back when you return an item? I have returned items before or had partial refunds, and they have not taken the cash back away. I am trying to...
+128 Score 320 Replies 452,156 Views
Post #146024704 added 03-15-2021 2:41 PM by AnbuItachi in Deal Talk
Rejected. kind of annoyed. 1st rejection in years. Credit score 790 Opened 2 credit cards in the past 12 months ! none of which are BOA It says rejection reason will be stated in the letter they...
+128 Score 320 Replies 452,156 Views
Post #145191205 added 02-06-2021 7:00 AM by shortprong in Deal Talk
I was going to get this card until I saw this. Thanks. Can you imagine being the innocent person that the FBI interviewed because of this company?
+128 Score 320 Replies 452,156 Views
Post #145242460 added 02-08-2021 6:56 PM by tygron in Deal Talk
I've only heard bad things about BofA. Fees, bad customer service, etc. While I doubt BofA is the only CC company profiling and willingly handing over information to authorities, it's just another...
+128 Score 320 Replies 452,156 Views
Post #145249798 added 02-09-2021 6:40 AM by HansGruber in Deal Talk
I get this offer from BoA in the mail almost weekly. What is the best card to get? I have a Quicksilver, Discover and Amex Blue cashback. Is there anything better out there? The consensus on this one...
+128 Score 320 Replies 452,156 Views
Post #145533448 added 02-22-2021 9:44 AM by workerant in Deal Talk
Agree. Scary time. Best stay away from BOA.
+128 Score 320 Replies 452,156 Views
Post #145515862 added 02-21-2021 11:45 AM by john9 in Deal Talk
Are you the first person to notice FoxNews is biased towards the right? What a tool. We need both the right and left media to get a better picture of what’s going on because both sides love ignoring...
+128 Score 320 Replies 452,156 Views
Post #145501981 added 02-20-2021 2:04 PM by FrozenBeer in Deal Talk
I have almost the opposite problem.... Capital One and other major credit card issuers have no problem approving my applications. Bank of American has never approved me for anything. Not sure if...
+128 Score 320 Replies 452,156 Views
Post #145483597 added 02-19-2021 2:14 PM by Mike7311 in Deal Talk
Got the MLB BofA card with the $200 bonus a week ago. 👍
+128 Score 320 Replies 452,156 Views
Post #145512319 added 02-21-2021 8:21 AM by acarni in Deal Talk
got approved 780 score, this is my 7th card for 12 months so was on border and 6th boa card and I'm their 15 yrs old customer. I still have their better balance card which gives good reward for small...
+128 Score 320 Replies 452,156 Views
Post #144807292 added 01-21-2021 11:05 AM by tygron in Deal Talk
From what I could find online regarding BofA these are their restrictions for credit cards: - You can only get approved for 2 new cards in a 30-day period - You can only get approved for 3 new...
+128 Score 320 Replies 452,156 Views
Post #144807796 added 01-21-2021 11:22 AM by WittyHeat365 in Deal Talk
Also rejected - 820 credit score and i have no BoA credit cards (never have). They did hit me with a hard credit check though. :|
+128 Score 320 Replies 452,156 Views
Post #144922708 added 01-25-2021 7:13 PM by happyusmle in Deal Talk
I have one BOA cash reward visa card approved one year ago and can i apply for another one now?
+128 Score 320 Replies 452,156 Views
Post #144926224 added 01-25-2021 11:04 PM by User9304 in Deal Talk
Well, unless you plan to apply for a loan soon, it's just a free $200 (and living expenses should exceed $1000 over three months, otherwise giftcards). Plus if you don't have much use for Chase...
+128 Score 320 Replies 452,156 Views
Post #145019035 added 01-29-2021 3:58 PM by aixio in Deal Talk
Yes, Visa and MasterCard cards are considered different products. There are also a number of branded versions of this card that are treated as different products, meaning you can have them open...
+128 Score 320 Replies 452,156 Views
Post #147062194 added 05-05-2021 4:17 AM by pinkaeolid in Deal Talk
And do you still have/use the mastercard or did you close it a while ago? And you got the bonus both times ($200 cash back?)
+128 Score 320 Replies 452,156 Views
Post #147118630 added 05-07-2021 1:51 PM by supersoul in Deal Talk
can I purchase it right away as soon as I get approved? Do they provide any kind of of numbers or virtual numbers?
+128 Score 320 Replies 452,156 Views
Post #146592038 added 04-12-2021 4:09 PM by jjng26 in Deal Talk
Can you open a 2nd one if yours is already a VISA CB like this? I know some people mentioned they had Mastercard and able to open another.
+128 Score 320 Replies 452,156 Views
Post #146631326 added 04-14-2021 11:58 AM by GarrettW6759 in Deal Talk
Would never do business with BOA. Go there is you want to be shit on
+128 Score 320 Replies 452,156 Views
Post #147140815 added 05-08-2021 4:33 PM by supa2001 in Deal Talk
Get a different version, like the breast cancer, WWF, or MLB (1 for each team).
+128 Score 320 Replies 452,156 Views
Post #147180925 added 05-10-2021 4:30 PM by TheDirtCheap in Deal Talk
It’s not really a good card. You’re not missing anything.
+128 Score 320 Replies 452,156 Views
Post #147273196 added 05-15-2021 11:16 AM by Dealsfinder2019 in Deal Talk
Does anyone who are familiar with credit cards advise. If you put a balance with the Balance transfer. Then to get into the promotion of $200, you spend another $1000 on it. So when you make...
+128 Score 320 Replies 452,156 Views
Post #147277891 added 05-15-2021 6:00 PM by mitchflorida in Deal Talk
Just make your monthly minimum payments. On the 15th month pay your minimum plus your entire purchase balance to avoid interest. When the balance transfer is due the next month, you will have to...
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