Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
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Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Do either of these apply to you?
“7/12 and 3/12 rule"
"According to this rule, customers with a BofA deposit account will not be approved for new cards if they’ve opened seven cards (across all...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
That happened to me some time ago (applied at the local bank). Called them to ask way I was not approved they told me to reapply online, a week later they emailed letting me know that I was approved...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I wouldn't sign up for this card for the (relatively small) bonus.
As mentioned up-thread, if you have sufficient investment funds in Merrill Lynch, the added CB bonus actually makes this one of...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Does anyone know what category does “ikea.com” fall under ? Is that online shopping or home improvements/furnishing ?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I had 3 cc with BofA, they closed 2 of them a few months ago and the 3rd they dropped the limit to $500 all because I was not using them. 800 score and $0 balance on all cc (not just BofA) before...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Terrible deal, it was $200 bonus with $500 spend forever. Now FP deal with $500 spend!?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
i have one card like 5 years with them
i get
Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
got declined. 660 score. sadface
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I'd beware of BoA credit card bonus offers. I did this a couple years ago, and got the card. After I fulfilled my large spending requirement to get the bonus, they told me I was not eligible for...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
You have a typo (was $500 spend requirement, now $1000). But yeah, shucks to this new offer! Gotta be a paid promotion, wise up people!
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Well, it has definitely not been my best card. They are really touchy on the fraud triggers, I got locked down quite a few times, mostly grocery shopping. As to fees, I have not had to pay any...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I have 4 BoA accounts and barely used any of them. You may wonder why I have 4 accounts with them. It is because BoA acquired MBNA 15 years ago. In the meantime, MBNA was one of the best credit card...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
One of the best cards so far. I use this for all online purchases except when Discover and Chase freedom doesn't have the 5% cashback offer with Amazon.
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I have their cards. I would say it's worth it. The higher 5.25% if you qualify, for online shopping is good. Also I have their gray card (premium rewards) and get 1.5% plus 75% (2.6%) cashback on all...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Watch out slickers! Bank of america reports your transactions to authorities guessing what they consider possible crimes as they deem appropriate. Gov agency need not provide them a warrant. Be very...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Have it both personally and for business and earn 1.75% CB on each purchase at minimum as have preferred status with them. Plus the upfront CB is timely. BofA does have higher rate of decline; ran...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Does anyone know if BOA ALWAYS lets you keep the cash back when you return an item? I have returned items before or had partial refunds, and they have not taken the cash back away.
I am trying to...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Rejected. kind of annoyed. 1st rejection in years.
Credit score 790
Opened 2 credit cards in the past 12 months ! none of which are BOA
It says rejection reason will be stated in the letter they...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I was going to get this card until I saw this. Thanks. Can you imagine being the innocent person that the FBI interviewed because of this company?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I've only heard bad things about BofA. Fees, bad customer service, etc. While I doubt BofA is the only CC company profiling and willingly handing over information to authorities, it's just another...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I get this offer from BoA in the mail almost weekly. What is the best card to get? I have a Quicksilver, Discover and Amex Blue cashback. Is there anything better out there? The consensus on this one...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Agree. Scary time. Best stay away from BOA.
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Are you the first person to notice FoxNews is biased towards the right? What a tool. We need both the right and left media to get a better picture of what’s going on because both sides love ignoring...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I have almost the opposite problem.... Capital One and other major credit card issuers have no problem approving my applications.
Bank of American has never approved me for anything. Not sure if...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Got the MLB BofA card with the $200 bonus a week ago. 👍
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
got approved 780 score, this is my 7th card for 12 months so was on border and 6th boa card and I'm their 15 yrs old customer. I still have their better balance card which gives good reward for small...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
From what I could find online regarding BofA these are their restrictions for credit cards:
- You can only get approved for 2 new cards in a 30-day period
- You can only get approved for 3 new...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Also rejected - 820 credit score and i have no BoA credit cards (never have). They did hit me with a hard credit check though. :|
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
I have one BOA cash reward visa card approved one year ago and can i apply for another one now?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Well, unless you plan to apply for a loan soon, it's just a free $200 (and living expenses should exceed $1000 over three months, otherwise giftcards). Plus if you don't have much use for Chase...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Yes, Visa and MasterCard cards are considered different products. There are also a number of branded versions of this card that are treated as different products, meaning you can have them open...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
And do you still have/use the mastercard or did you close it a while ago? And you got the bonus both times ($200 cash back?)
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
can I purchase it right away as soon as I get approved? Do they provide any kind of of numbers or virtual numbers?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Can you open a 2nd one if yours is already a VISA CB like this? I know some people mentioned they had Mastercard and able to open another.
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Would never do business with BOA. Go there is you want to be shit on
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Get a different version, like the breast cancer, WWF, or MLB (1 for each team).
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
It’s not really a good card. You’re not missing anything.
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Does anyone who are familiar with credit cards advise.
If you put a balance with the Balance transfer.
Then to get into the promotion of $200, you spend another $1000 on it.
So when you make...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score
320 Replies
452,156 Views
Just make your monthly minimum payments. On the 15th month pay your minimum plus your entire purchase balance to avoid interest. When the balance transfer is due the next month, you will have to...
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