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Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145239478 added 02-08-2021 4:40 PM by kjggx6 in Deal Talk
I've had this card for about 10 years and it is by far the best card to have; especially if your total deposits between BofA and Merrill is $100k. They give you a 75% bonus on all rewards, and...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #146414033 added 04-02-2021 6:48 PM by jfm123 in Deal Talk
i remember getting declined for this a few years ago, not worth the trouble imo. there are better cards out there
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #146923358 added 04-28-2021 9:43 AM by Knightshade in Deal Talk
If you're someone who cares about the interest rate on credit cards, you probably shouldn't have credit cards. (barring emergency/unexpected life events) Used properly they're straight profit...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #148776853 added 07-29-2021 7:19 AM by rc9238 in Deal Talk
I think they "fixed" that glitch. In the past, the refund would only take back 1% even if you got 3% on the original purchase. But recently, it looks like they now take 3% back from the refund.
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #149587204 added 09-09-2021 9:33 PM by codymacx in Deal Talk
I just back to back applied for the this one and the 1.5% unlimited. Approved for both.
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #144807910 added 01-21-2021 11:26 AM by tygron in Deal Talk
Do either of these apply to you? “7/12 and 3/12 rule" "According to this rule, customers with a BofA deposit account will not be approved for new cards if they’ve opened seven cards (across all...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #144829738 added 01-22-2021 7:43 AM by _dealBreaker in Deal Talk
Does anyone know what category does “ikea.com” fall under ? Is that online shopping or home improvements/furnishing ?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #147273139 added 05-15-2021 11:13 AM by Dealsfinder2019 in Deal Talk
Does that mean you spend a lot in 3 months? To get the $200 you have to spend $1000 which just gave you a 20% discount on your purchases. It's not really free, it require you to buy stuff to get...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #144807247 added 01-21-2021 11:03 AM by rebenga12 in Deal Talk
I have a few of these on my account. The rotating categories help fill in the gaps my 5% cards leave depending on the quarter. Technically if you’re a large enough customer, you get 5.25% CB once...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #144810631 added 01-21-2021 12:59 PM by lcz06 in Deal Talk
I just applied and was approved for this card. Check your mail, not sure if it helps that I used a mailed offer application # for the process. 12 months no interest, $200 cash back, and home...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #144837238 added 01-22-2021 11:55 AM by Troupster in Deal Talk
This hits equifax, are you sure you checked that report?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #144817672 added 01-21-2021 5:28 PM by maxpooga in Deal Talk
It only impacts your credit if it's more than 2 in a 12 month period. Even then, it's a low impact. Experience: Never had credit til 6 years ago and now have near or over an 800 score with all 3...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145057093 added 01-31-2021 2:05 PM by nicefind in Deal Talk
Good deal. I'm so used to getting rewarded for spending, it just feels wrong to spend without getting rewarded nowadays. There are a few similar deals I'm also taking advantage of right now from...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145255627 added 02-09-2021 10:39 AM by cgigate in Deal Talk
Being BoA customer for over 10 more years, not get contacted by FBI yet ....
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #146002030 added 03-14-2021 1:58 PM by Valleybuy6484 in Deal Talk
I called them and it’s messy and are confused themselves , one support person told that I changed the category other person told I reached limits and another one said MCC code is different . Is...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #147780160 added 06-11-2021 9:14 AM by Doatslo in Deal Talk
i'm new to this card too. i believe there are different variants you can apply for. i saw a breast cancer variant and a US Pride Variant
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #149546383 added 09-07-2021 8:44 PM by webjock in Deal Talk
I finally got this card. 850 FICO. I am a Platinum Honors Reward (Merrill Lynch). I am hoping to take advantage of the category (Home furnishing/furniture). However, I am gonna share a caveat....
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #149449546 added 09-02-2021 7:28 AM by the.barbrR in Deal Talk
Yea it took forever to get my card. I think like 3 to 4 weeks.
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #149790061 added 09-20-2021 12:19 PM by xemods in Deal Talk
I figured. Always have to check with the slick dealers though!
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #149789347 added 09-20-2021 11:48 AM by Bobbie0213 in Deal Talk
I’ve had Bank of America for more than 20years without any issues
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #144808444 added 01-21-2021 11:44 AM by desynergy in Deal Talk
If you use CashApp, dont use a BoA credit card on it. They've locked our card for "suspected fraud" several times since we received it in October, and dealing with their customer service is...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #147975373 added 06-21-2021 7:19 AM by slickdeal_hokage in Deal Talk
I stopped trying to apply their credit cards a while ago since they denied me about 3 times in 3 years. Their CS told me that it was because my credit was “new” to them. Many places mentioned that...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145241587 added 02-08-2021 6:17 PM by Wilster in Deal Talk
I'd beware of BoA credit card bonus offers. I did this a couple years ago, and got the card. After I fulfilled my large spending requirement to get the bonus, they told me I was not eligible for...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145243000 added 02-08-2021 7:21 PM by Honest-IJM in Deal Talk
Well, it has definitely not been my best card. They are really touchy on the fraud triggers, I got locked down quite a few times, mostly grocery shopping. As to fees, I have not had to pay any...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145252360 added 02-09-2021 8:42 AM by audioeng in Deal Talk
Watch out slickers! Bank of america reports your transactions to authorities guessing what they consider possible crimes as they deem appropriate. Gov agency need not provide them a warrant. Be very...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145501981 added 02-20-2021 2:04 PM by FrozenBeer in Deal Talk
I have almost the opposite problem.... Capital One and other major credit card issuers have no problem approving my applications. Bank of American has never approved me for anything. Not sure if...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #148579903 added 07-20-2021 4:45 AM by Knightshade in Deal Talk
Even if you have NO status with BOA, it's effectively 11.5% cash back on the first $1000 spent Then you just throw the card in a drawer and never use it again since there's no fee or anything.. ...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145913590 added 03-10-2021 2:08 PM by jptl2461 in Deal Talk
Have it both personally and for business and earn 1.75% CB on each purchase at minimum as have preferred status with them. Plus the upfront CB is timely. BofA does have higher rate of decline; ran...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145249798 added 02-09-2021 6:40 AM by HansGruber in Deal Talk
I get this offer from BoA in the mail almost weekly. What is the best card to get? I have a Quicksilver, Discover and Amex Blue cashback. Is there anything better out there? The consensus on this one...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #144926224 added 01-25-2021 11:04 PM by User9304 in Deal Talk
Well, unless you plan to apply for a loan soon, it's just a free $200 (and living expenses should exceed $1000 over three months, otherwise giftcards). Plus if you don't have much use for Chase...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145508761 added 02-20-2021 11:29 PM by Sumt0n3 in Deal Talk
anyone remember the BOFA MLB cards where you spend $500.00 and get back $300.00. Good times.
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #149472430 added 09-03-2021 9:45 AM by AllenKM in Deal Talk
Don't try to storm the Capitol and you don't have to worry. See how I used your own Republican rhetoric against you?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #149928562 added 09-27-2021 9:29 AM by sonofsmog in Deal Talk
What is the opinion on this vs the Wells Fargo card. Are they identical? I have BofA gold rewards and Wells Fargo Portfolio Checking?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #147140815 added 05-08-2021 4:33 PM by supa2001 in Deal Talk
Get a different version, like the breast cancer, WWF, or MLB (1 for each team).
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145191205 added 02-06-2021 7:00 AM by shortprong in Deal Talk
I was going to get this card until I saw this. Thanks. Can you imagine being the innocent person that the FBI interviewed because of this company?
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145242460 added 02-08-2021 6:56 PM by tygron in Deal Talk
I've only heard bad things about BofA. Fees, bad customer service, etc. While I doubt BofA is the only CC company profiling and willingly handing over information to authorities, it's just another...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145533448 added 02-22-2021 9:44 AM by workerant in Deal Talk
Agree. Scary time. Best stay away from BOA.
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #145512319 added 02-21-2021 8:21 AM by acarni in Deal Talk
got approved 780 score, this is my 7th card for 12 months so was on border and 6th boa card and I'm their 15 yrs old customer. I still have their better balance card which gives good reward for small...
Bank of America® Customized Cash Rewards Credit Card $200 Bonus Offer w/ $1K in eligible purchases
Expired
Thread created 01-05-2021 by ToMaToSauces
+128 Score 320 Replies 466,264 Views
Post #147118630 added 05-07-2021 1:51 PM by supersoul in Deal Talk
can I purchase it right away as soon as I get approved? Do they provide any kind of of numbers or virtual numbers?
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