Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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If you have good credit, it seems like a no-brainer. Remember, getting cash back on money you spend is even better than interest on savings as you don't have to pay tax on it.
My current cheap-ass...
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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where is is city national bank credit card that has 5% categories? I only see one that has 1.5%
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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You spend more than $500 on costco? Damn
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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Both, Use the 5% custom for your top spending and rest 2% card.
Both cards don't have anual fee.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
+441 Score
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yeah i already have an army of 5% CB cards (Discover/Chase Freedom/Target/Amazon all do 5% and all my other purchases go on Citi double cash 2%)
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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So walmart grocery is excluded from 5% then, so best thing to buy visa gc monthly for $6 activation fee which brings the discount to 4% cash back and use every where.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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1st Citi card - $2500 CL - about as low as I have ever got from any major institution; was 3/24 - 742 experian
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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I would say about 10-14days. I applied the first day. took longer than I expected.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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A higher limit gives you more wiggle room to have low credit utilization, which impacts your score. So someone spending $500 per month on a $1000 limit is 50% utilization on that card, which is...
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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Not sure if anyone already informed this and this may be ymmv, but i saw offer of $300 on 1000 spent, on credit karma.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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when will you received thank you points? did someone already got credit of 20,000 ThankYou®Points
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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After the statement closes.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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This is the card for dedicated categories. To me, my Custom Cash is only for gas pumps. My wife’s card is only for groceries. We don’t charge anything else on the cards other than these purchases.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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I don't use citi cards because they don't have a physical bank. Online only.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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Exactly...
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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This is the one I signed up for back in October. You have to go to a branch to get the deal. Can't do it online
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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How long has it taken you guys to get the points after hitting the mark? I got a ipad pro over 1k and waiting for points.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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I looked closely at the 5 percent categories and to me they are useless. The card I have now has an online shopping category which for me personally is what I do more than anything else.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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Thank you!
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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I was able to sign up and it showed $300 online with 1k spend in first 3 months.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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thanks
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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You can, but Custom card is actually really good. It works really well with Chase Flex/Freedom & Discover it.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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If I buy an iPhone with this credit card will I only get $25 back? Thanks.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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I don’t see why not. No exclusions on purchases I believe.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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Yes, it does. I just set up virtual cc for this card via their web portal today. Also worth mentioning, adding this card to Google Pay will also provide a virtual cc.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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Why are you people obsessed with your credit limits. Who's going to spend more than $500 a month on this card anyway? $1000 limit seems plenty.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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Is utilities such as Peco Energy will qualify for 5%m
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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I had the same question now that I can pay my power bill with CC and no extra fee. Third post in this thread lists the categories, and utilities is not listed, sadly.
Restaurants, gas stations,...
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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926 Replies
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SD,
Any gift card deal to spend 200-300$ to maximize benefits and to grab bonus?
Need to spend within month.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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926 Replies
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"Discover it" doesn't always have the category that you want. You can use Citi Custom to fill the holes. The points will be separate but better than earning 1% on 1 card.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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926 Replies
1,104,999 Views
Thanks. New offer is $300.
Edit - I applied through Credit Karma. Check the Credit cards section and apply from there.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
+441 Score
926 Replies
1,104,999 Views
Can we spend $750 on gift cards to get $200 cash back?
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
+441 Score
926 Replies
1,104,999 Views
My card said it should be arriving by Nov 21 and I still haven’t received it yet. It was a pain trying to figure out how to reach customer service to request a new card. But I found it in my email. ...
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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926 Replies
1,104,999 Views
The credit card user indirectly control the 5% back category based on what they spend the most on, e.g., groceries. Just make sure you choose one category for each billing cycle and stick with it...
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
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What are you talking about? It’s still $200.
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
+441 Score
926 Replies
1,104,999 Views
OK this seems like a card you just designate for a single purpose e.g. grocery store. Set a balance alert for $500 and then switch to another card for the rest of the month (eg Double Cash)
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
+441 Score
926 Replies
1,104,999 Views
double cash is better imo
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
+441 Score
926 Replies
1,104,999 Views
Grocery Stores
Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount...
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
+441 Score
926 Replies
1,104,999 Views
Experian
Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Thread created 06-10-2021 by sd_keets
+441 Score
926 Replies
1,104,999 Views
If you plan to spend $500 at Costco this month and since it is not in one of the categories that pay 5% then you don't need to wait and can spend $500 in groceries this month as well. You can expect...
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