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+441 Score 926 Replies 1,104,999 Views
Post #148496551 added 07-15-2021 2:04 PM by AlphaRaven in Deal Talk
If you have good credit, it seems like a no-brainer. Remember, getting cash back on money you spend is even better than interest on savings as you don't have to pay tax on it. My current cheap-ass...
+441 Score 926 Replies 1,104,999 Views
Post #148497589 added 07-15-2021 3:06 PM by NiceSlickBlack in Deal Talk
where is is city national bank credit card that has 5% categories? I only see one that has 1.5%
+441 Score 926 Replies 1,104,999 Views
Post #148442824 added 07-12-2021 10:07 PM by little_ant_2 in Deal Talk
You spend more than $500 on costco? Damn
+441 Score 926 Replies 1,104,999 Views
Post #148322335 added 07-06-2021 11:10 AM by tiniwings in Deal Talk
Both, Use the 5% custom for your top spending and rest 2% card. Both cards don't have anual fee.
+441 Score 926 Replies 1,104,999 Views
Post #148324648 added 07-06-2021 1:05 PM by techie_review in Deal Talk
yeah i already have an army of 5% CB cards (Discover/Chase Freedom/Target/Amazon all do 5% and all my other purchases go on Citi double cash 2%)
+441 Score 926 Replies 1,104,999 Views
Post #148456330 added 07-13-2021 2:29 PM by dewdrops6 in Deal Talk
So walmart grocery is excluded from 5% then, so best thing to buy visa gc monthly for $6 activation fee which brings the discount to 4% cash back and use every where.
+441 Score 926 Replies 1,104,999 Views
Post #148132246 added 06-26-2021 9:40 AM by Colleek in Deal Talk
1st Citi card - $2500 CL - about as low as I have ever got from any major institution; was 3/24 - 742 experian
+441 Score 926 Replies 1,104,999 Views
Post #148142350 added 06-26-2021 9:59 PM by lovehurts in Deal Talk
I would say about 10-14days. I applied the first day. took longer than I expected.
+441 Score 926 Replies 1,104,999 Views
Post #151806958 added 12-02-2021 6:00 PM by jlwallnc in Deal Talk
A higher limit gives you more wiggle room to have low credit utilization, which impacts your score. So someone spending $500 per month on a $1000 limit is 50% utilization on that card, which is...
+441 Score 926 Replies 1,104,999 Views
Post #151807150 added 12-02-2021 6:08 PM by DealDevils in Deal Talk
Not sure if anyone already informed this and this may be ymmv, but i saw offer of $300 on 1000 spent, on credit karma.
+441 Score 926 Replies 1,104,999 Views
Post #151892059 added 12-05-2021 3:22 PM by TheFullchakra in Deal Talk
when will you received thank you points? did someone already got credit of 20,000 ThankYou®Points
+441 Score 926 Replies 1,104,999 Views
Post #151961242 added 12-07-2021 8:02 PM by Tazmania99 in Deal Talk
After the statement closes.
+441 Score 926 Replies 1,104,999 Views
Post #151961311 added 12-07-2021 8:05 PM by Tazmania99 in Deal Talk
This is the card for dedicated categories. To me, my Custom Cash is only for gas pumps. My wife’s card is only for groceries. We don’t charge anything else on the cards other than these purchases.
+441 Score 926 Replies 1,104,999 Views
Post #151811983 added 12-02-2021 9:50 PM by lifexpert in Deal Talk
I don't use citi cards because they don't have a physical bank. Online only.
+441 Score 926 Replies 1,104,999 Views
Post #151935097 added 12-07-2021 2:41 AM by Truth-Serum in Deal Talk
Exactly...
+441 Score 926 Replies 1,104,999 Views
Post #151935118 added 12-07-2021 2:44 AM by Truth-Serum in Deal Talk
This is the one I signed up for back in October. You have to go to a branch to get the deal. Can't do it online
+441 Score 926 Replies 1,104,999 Views
Post #151953094 added 12-07-2021 2:38 PM by o0adam0o in Deal Talk
How long has it taken you guys to get the points after hitting the mark? I got a ipad pro over 1k and waiting for points.
+441 Score 926 Replies 1,104,999 Views
Post #151958077 added 12-07-2021 5:47 PM by Min13 in Deal Talk
I looked closely at the 5 percent categories and to me they are useless. The card I have now has an online shopping category which for me personally is what I do more than anything else.
+441 Score 926 Replies 1,104,999 Views
Post #151972798 added 12-08-2021 8:11 AM by hunnybunny1012 in Deal Talk
Thank you!
+441 Score 926 Replies 1,104,999 Views
Post #151973065 added 12-08-2021 8:20 AM by hunnybunny1012 in Deal Talk
I was able to sign up and it showed $300 online with 1k spend in first 3 months.
+441 Score 926 Replies 1,104,999 Views
Post #152159308 added 12-14-2021 2:57 PM by happyusmle in Deal Talk
thanks
+441 Score 926 Replies 1,104,999 Views
Post #152055652 added 12-10-2021 7:54 PM by FabulousHill516 in Deal Talk
You can, but Custom card is actually really good. It works really well with Chase Flex/Freedom & Discover it.
+441 Score 926 Replies 1,104,999 Views
Post #152198110 added 12-15-2021 8:35 PM by DestinySeekerZ in Deal Talk
If I buy an iPhone with this credit card will I only get $25 back? Thanks.
+441 Score 926 Replies 1,104,999 Views
Post #152200906 added 12-15-2021 11:47 PM by ikhanhdoit in Deal Talk
I don’t see why not. No exclusions on purchases I believe.
+441 Score 926 Replies 1,104,999 Views
Post #152227981 added 12-16-2021 7:50 PM by pugmahone in Deal Talk
Yes, it does. I just set up virtual cc for this card via their web portal today. Also worth mentioning, adding this card to Google Pay will also provide a virtual cc.
+441 Score 926 Replies 1,104,999 Views
Post #151764016 added 12-01-2021 1:48 PM by ProfQuatermass in Deal Talk
Why are you people obsessed with your credit limits. Who's going to spend more than $500 a month on this card anyway? $1000 limit seems plenty.
+441 Score 926 Replies 1,104,999 Views
Post #151946122 added 12-07-2021 10:53 AM by achudo in Deal Talk
Is utilities such as Peco Energy will qualify for 5%m
+441 Score 926 Replies 1,104,999 Views
Post #151973185 added 12-08-2021 8:23 AM by laidbackinNC in Deal Talk
I had the same question now that I can pay my power bill with CC and no extra fee. Third post in this thread lists the categories, and utilities is not listed, sadly. Restaurants, gas stations,...
+441 Score 926 Replies 1,104,999 Views
Post #151871581 added 12-04-2021 7:01 PM by Slick_B in Deal Talk
SD, Any gift card deal to spend 200-300$ to maximize benefits and to grab bonus? Need to spend within month.
+441 Score 926 Replies 1,104,999 Views
Post #152103079 added 12-12-2021 6:08 PM by FabulousHill516 in Deal Talk
"Discover it" doesn't always have the category that you want. You can use Citi Custom to fill the holes. The points will be separate but better than earning 1% on 1 card.
+441 Score 926 Replies 1,104,999 Views
Post #152162377 added 12-14-2021 4:54 PM by fatkiddeal in Deal Talk
Thanks. New offer is $300. Edit - I applied through Credit Karma. Check the Credit cards section and apply from there.
+441 Score 926 Replies 1,104,999 Views
Post #152171746 added 12-15-2021 2:33 AM by flyingboycc in Deal Talk
Can we spend $750 on gift cards to get $200 cash back?
+441 Score 926 Replies 1,104,999 Views
Post #152196175 added 12-15-2021 7:02 PM by omegalul in Deal Talk
My card said it should be arriving by Nov 21 and I still haven’t received it yet. It was a pain trying to figure out how to reach customer service to request a new card. But I found it in my email. ...
+441 Score 926 Replies 1,104,999 Views
Post #152312689 added 12-20-2021 12:26 AM by HonestRaccoon617 in Deal Talk
The credit card user indirectly control the 5% back category based on what they spend the most on, e.g., groceries. Just make sure you choose one category for each billing cycle and stick with it...
+441 Score 926 Replies 1,104,999 Views
Post #152168734 added 12-14-2021 9:26 PM by DestinySeekerZ in Deal Talk
What are you talking about? It’s still $200.
+441 Score 926 Replies 1,104,999 Views
Post #152267740 added 12-18-2021 8:03 AM by donyjunk in Deal Talk
OK this seems like a card you just designate for a single purpose e.g. grocery store. Set a balance alert for $500 and then switch to another card for the rest of the month (eg Double Cash)
+441 Score 926 Replies 1,104,999 Views
Post #152329336 added 12-20-2021 3:03 PM by BenM5 in Deal Talk
double cash is better imo
+441 Score 926 Replies 1,104,999 Views
Post #150308512 added 10-14-2021 3:04 PM by frisky2d in Deal Talk
Grocery Stores Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount...
+441 Score 926 Replies 1,104,999 Views
Post #148279126 added 07-03-2021 7:13 PM by ttdevo in Deal Talk
Experian
+441 Score 926 Replies 1,104,999 Views
Post #149932621 added 09-27-2021 11:33 AM by awgooddeals in Deal Talk
If you plan to spend $500 at Costco this month and since it is not in one of the categories that pay 5% then you don't need to wait and can spend $500 in groceries this month as well. You can expect...
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