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+75 Score 369 Replies 226,781 Views
Post #149853946 added Today 12:32 PM by bru_that in Hot Deals
That's only a Chase rule, nothing to do with Citi. What do you mean by "minimal hard pulls"? Since Covid, anything beyond 0 hard pulls in the last 6 months = a likely denial. More than 1 hard pull...
+75 Score 369 Replies 226,781 Views
Post #149852755 added Today 11:49 AM by xman099 in Hot Deals
8/65 Rule?
+75 Score 369 Replies 226,781 Views
I never hated a credit card until I had this POS. Transactions were denied at random with no balance and no explanation. They also gave me only a $3k limit with a near 800 credit score. Good...
+75 Score 369 Replies 226,781 Views
I applied just now and got instantly approved! As a data point, my credit score is ~815, and credit utilization is ~3%. I was nervous about applying given some of the other posts on here. Maybe...
+75 Score 369 Replies 226,781 Views
Post #149849017 added Today 9:22 AM by ADS in Hot Deals
I'll add my experience in here - Credit Score of 830+ and low utilization of credit. I was declined. Called in for reconsideration and they told me they don''t do that. Pulled up the credit report...
+75 Score 369 Replies 226,781 Views
Post #149840164 added Yesterday 9:40 PM by RoyalS in Hot Deals
Mine took exactly 10 days
+75 Score 369 Replies 226,781 Views
Post #149835838 added Yesterday 5:20 PM by sjaipuri87 in Hot Deals
How long does it take for the card to arrive? Initially they said 7-10 days but when I called to expedite they said it will take 3-5 weeks. Kind of unusual for credit card.
+75 Score 369 Replies 226,781 Views
Post #149835034 added Yesterday 4:35 PM by publiclt in Hot Deals
From my experience and also reading the comments this card is not for somebody with high credit score and low credit utilization.if you have plenty of high credit lines and don't use it you will et...
+75 Score 369 Replies 226,781 Views
Post #149834965 added Yesterday 4:32 PM by greyster in Hot Deals
This is a good card to keep. 2 year extension in warranty for most purchases. I have had many things credited back including the cost of an iPhone. I have got rid of my prestige and keeping this...
+75 Score 369 Replies 226,781 Views
Post #149826019 added Yesterday 9:20 AM by mouthmechanic16 in Hot Deals
Be care with this though as transfers through Citi are not always 1:1, which can really devalue your points.
+75 Score 369 Replies 226,781 Views
Post #149816461 added 09-21-2021 6:35 PM by merky in Hot Deals
Got mine aproved for $6400 only 750 credit score. I don't manage my finances that well
+75 Score 369 Replies 226,781 Views
Post #149810557 added 09-21-2021 1:41 PM by PlatinumButterfly in Hot Deals
So both you and your wife were able to sign up for the Citi Premier card and both get the intro bonus, right? We've almost completed the bonus on my card and thinking about having my wife sign-up for...
+75 Score 369 Replies 226,781 Views
Post #149798695 added 09-20-2021 9:15 PM by Theful13ffect in Hot Deals
I’ve read that you can only apply for 1 Citi credit card every 8 days. Does anyone know if a product change counts as an application? I PC’ed to the Double Cash card just last week. I’m thinking the...
+75 Score 369 Replies 226,781 Views
Post #149782138 added 09-20-2021 6:39 AM by slotdoc in Hot Deals
Denied with a 830+ credit score. They say I have too many credit cards with too much available credit. Ridiculous!!!!!!!
+75 Score 369 Replies 226,781 Views
Post #149780323 added 09-20-2021 2:01 AM by EL5789 in Hot Deals
Yes $95
+75 Score 369 Replies 226,781 Views
Post #149772652 added 09-19-2021 12:59 PM by chichiruh21 in Hot Deals
Does it has annual fee?
+75 Score 369 Replies 226,781 Views
Post #149765731 added 09-19-2021 3:57 AM by damirda in Hot Deals
just got check for my wife ,,getting one one for my self as well. YES they will give you cash!!!
+75 Score 369 Replies 226,781 Views
Post #149747584 added 09-17-2021 9:42 PM by Theful13ffect in Hot Deals
Here’s the relevant portion of the fine print of the credit card: “Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+®, Citi ThankYou® Preferred,...
+75 Score 369 Replies 226,781 Views
Post #149747530 added 09-17-2021 9:37 PM by PpP5661 in Hot Deals
I was not approved just now because I have too many revolving credit cards according to the automated phone message. None of them have a balance on them however and my credit is squeaky clean...
+75 Score 369 Replies 226,781 Views
Post #149745616 added 09-17-2021 7:07 PM by united in Hot Deals
I have had a premier card for a long time, but did not receive any bonus in the past two years, am I qualified for this offer? Thanks.
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