Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
I was rejected for the AODFCU cards for the reason that I had too many revolving credit lines (cards).
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Thanks for the DP.
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Joining that association is not free
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Thank you for mentioning this. I read TnC and it is promo 3*
Every dollar(s) in qualifying purchase transactions, net of returns, made on their credit card account eligible in this Rewards...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Thank you for that info. Do you that being a member of that bicycle group makes you eligible for AOD? I read it was only for employees of those orgs. Also, will they disqualify you later for not...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Agreed, sounds like a lot of hoops to jump thru for an extra 0.5%. And a bunch of extra steps if you're not already a banking customer of theirs
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Yes every purchase. PayPal Mastercard. There's also Citi double cash, td bank, sofi money, fidelity, possibly others
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Anyone can become a member of the Northeast Alabama Bicycle Association and then you can join AOD to get the credit card.
http://neaba.net/
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
I talked to them over the phone when I signed up. They stated that the only requirement is for you to make a deposit once a month. The deposit can come from an ACH transfer, an ATM deposit, in-branch...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
New card signups (cash, miles, points, all of em) almost always offer much better RoI on spend than normal point earning from existing cards.
That said- if you've got 10k/mo in legit CC spend...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Because it is $600 and the government doesn’t send me free money.
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
You bet. I was going to ask this week if I meet all the qualifications. I’m exempt for a few months but I want to make sure I am getting there 2.5 and did a deposit.
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
I don't think the math really supports this claim unless you hardly ever spend on the card anyway.
For example:
https://www.bankrate.com/banking/savings/rates/
The highest yield savings...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
recently got this: https://www.usalliance.org/
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
I know this is kind of an old thread/post, but you could also just transfer the monthly payment from your main bank account to the Alliant account. I guess it's a hoop, but it isn't so bad. Or just...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
....we'll see.
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
The Wells Fargo card was a sweet deal too. Thanks for the math, I agree holding that the extra 0.5% is worth it when this card was already worth paying $120/annually.
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Yes it does. I signed up for the bicycle group for $5 and then added the membership number to my application and got approved for an account. Then they denied my credit application. It was a waste of...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
The reason given was “too many revolving credit lines.”
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Since it says electronic deposit and not direct deposit, I wonder if a scheduled automatic ACH transfer each month would suffice...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
I just assumed an ACH would work, if it didn't then that would definitely suck.
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
What 2% card do you have? Is it on every purchase? Not many out there. Thanks!
iwheela
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Mind posting back if it does indeed qualify? I'd like a confirmation before I go through the trouble of opening my own account. No foreign transaction fee makes this an excellent card to use abroad...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Great deal if you live in Alabama (looks like Anniston area) and work for one of the companies on their list:
https://www.aodfcu.com/select-employer-groups/
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
https://www.aodfcu.com/credit-cards/
Visa Signature
3% cash back no fees or hoops to jump through. Have good credit!
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
You do understand out of the thousands of cards out there, only a handful or so have 2% cashback. And even some of those have certain hoops or requirements that don't make it 2% directly back in...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
https://www.alliantcreditunion.org/bank/visa-signature-card
The Alliant Cashback Visa Signature card has removed the annual fee (previously $59) and now offers 2.5% cash back on up to $10,000 in...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Maintain $1000 AND a direct deposit every month? Ughhh just give me the 2.5% and leave me alone. If I was in the market for a high Cashback card, this would be a decent choice but not compelling...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Say you spend 2k a month on your cc and you already have a 2% card, this would only be a $120 a year, not bad but lots of effort like others have said
But if you spend 10k a month, $600 a year...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Yeah, I would definitely be more interested in this if it didn't require a monthly deposit. $1000 minimum in account isn't too terrible. Although it would be pretty easy to just set up like $5 per...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Probably the best if you're a business owner with lots of monthly spend.
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
If you're spending 10K a month why the fark would you care about $600???
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Would be better off with a 2% card like the Wells Fargo Active Cash and depositing that $1k in a high yield savings account or other investments.
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Well, 2.5% essentially negates the plastiq fee, so, basically no more issues with meeting minimum spends. Ever.
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
https://www.alliantcreditunion.org/images/uploads/files/CashbackVisaSignatureProgramTermsConditions.pdf
This card looked so good until I read the no cash back on gift or prepaid cards limitation...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Extremely common.
But it's usually intended to mean things like generic pre-paid VISA cards-- not things like 3rd party store gift cards.
That said- unless the bank gets level 3 data (and AFAIK...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
I didn't realize the rates dropped so much since I last checked, which was around 3%. I guess that would mean $6k spending? Not to mention the $200 bonus from WF, which would mean another 40k...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
From Alliant's website
This looks as simple to satisfy as setting up an automated transfer from my main bank to Aliant on the 1st, automated transfer out of alliant (or automated pull) on the 5th...
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
Anyone have any info on that? Would be easy to do that
Alliant Cashback Visa® Signature Credit Card pays 2.5% cash back on up to $10,000 a month
Thread created 07-15-2021 by CleverString959
-1 Score
47 Replies
33,604 Views
I have it. The email I got said it did not need to be a payroll ACH.
I set up a $10 monthly transfer in, but I will check if it suffices.
This is what it states on the deposit:
Qualify...
Page 1 of
2
1
2
